List of Top 10 Free Android Apps
Below is a list of my top ten favorite free Android apps. You might be asking yourself, ‘what does this have to do with personal finance?’ Well, that’s simple! All of the apps that I will share with you in this post are free. This, in turn, should save you money so that you don’t have to buy apps that do the same thing. Here is the list:
1. Mint – This is a simple to use money management app where you can view ALL of your finances in one place.
2. Craigsnotifica – Search for deals on Craigslist and be notified instantly when your criteria is met.
3. Amazon Appstore – Like Android Market, with an added bonus of one FREE (normally paid for) app per day.
4. Soundhound – Can’t figure out the name of a song or who sings it? Just fire this app up, sing the tune, and it will magically tell you.
5. Skype – My wife and I talked while I was in Cairo for FREE. This is an unbelieveable app if you are trying to keep in touch with someone oversees.
6. Lookout Mobile – This is a security app that has multiple features: virus scan, file back up, and you can even locate your phone if you lose it by logging in online in order to activate a loud siren on your phone.
7. Dropbox – Put your important files in the cloud and be able to access not only from your phone, but virtually any device that has internet.
8. Evernote – Tired of making notes in your phone, only to sell that phone a few months later and loose every note? You don’t have to worry about that any more with this app. It stores your notes in the cloud.
9. Amazon MP3 – Store all your music in the cloud and be able to access it anywhere, including your cell phone.
10. Google Translate – Speak into your phone in your language and it will translate it into your desired language.
If you have a favorite app that isn’t listed here, leave it in a comment below and I will be sure to check it out!
Last Minute Giving is Still Worth Doing
Do you know someone who is going to a Public or Private school? Do you have a heart for those in need and want to help out? If so, let me tell you about a couple of opportunities available to you. There is a way in which you can give to a worthy cause AND get your money back. Sounds like a gimmick, right? That there has to be strings attached. Well it’s not a gimmick but there are strings attached. There are Tax Credits offered by each state that will give you each dollar back you give. If you live in Arizona, here are some Tax Credits available to you and their guidelines:
Working Poor Tax Credit – You can give up to $400 to a non-profit organization that helps the poor. The limit is $200 if you’re single and $400 if you’re married. The deadline is 12/31.
Private School Tax Credit – You can give up to $1000 to a private school to help pay for a students tuition. The limit is $500 if you’re single and $1000 if you’re married. You actually have until April 15th of the following year to take advantage of this one.
Public School Tax Credit – You can give up to $400 to a public school for extra-curricular activities that require students to pay a fee to participate, i.e. football, band, cheerleading, etc. Limits are $200 if you’re single and $400 if you’re married. The deadline is 12/31.
So here is the deal, you have to actually owe taxes to the state of Arizona. So if you don’t pay state income tax, then this doesn’t apply to you. But for the rest of you, all you have to do is provide the donation info to your accountant (or online tax service) and you will get the money back.
Click here to go directly to the Arizona Department of Revenues site for more information. Please seek the counsel of your accountant to make sure you qualify. For those of you reading that don’t live in Arizona, check your state governments website to see what may be available to you.
Merry Christmas!
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