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LynchAs we all know, a million dollars doesn’t tend to go very far in the world of professional athletes. With ruthless financial advisers, questionable investments, lack of self-control, and reckless spending, these so-called “limitless” bank accounts are quickly drained.

As Tom Farrey of ESPN once articulated, “Professional athletes are making more money than ever, obscene piles of cash. The kind of coin that would make some Silicon Valley executives blush (pre-NASDAQ crash, at least).” Marshawn Lynch, however, has defied this norm. According to Business Insider, the Seattle Seahawks star running back has made nearly $50 million dollars in his NFL career and has reportedly saved every last penny.

“Marshawn Lynch has a lot of money,” Ian Rapoport of the NFL Network admitted in a recent segment for Seattle’s The Ian & Puck Show on 950 AM KJR. “He hasn’t spent a dime of his actual playing money … ever.”

Alternatively, Lynch has relied on the $5 million he earns each year through his endorsement deals with Pepsi, Nike, Skittles, Progressive, Microsoft and Activision.

At 21-years-old, Lynch was the 12th pick in the 2007 NFL draft and signed a fairly modest five-year rookie contract with the Buffalo Bills for $19 million. During this time he was traded to the Seattle Seahawks, and by then he had earned approximately $14 million from his contract with the Bills. Prior to the 2012 season, he signed a four-year, $30 million extension with the Seahawks. The running back has just finished the first of a two-year, $24 million contract, rendering his income on the field to an impressive $49.7 million – all of which, thus far, has been left untouched.

This is virtually unheard of.

This nearly $50 million sum will be a healthy reserve to fall back on once he retires, and rumors are his retirement won’t be too far in the future. After nine years on the field, Lynch appears to be heading out the exit door of his career. Seattle Seahawk’s general manager, John Schneider, has admitted that Marshawn has given the impression that he is “leaning toward retirement.”

“His days in Seattle, from what I understand, are over,” Rapoport added. “I would expect him to walk away after that.”

While there has not been an official announcement, the football star’s tweet of a peace emoji along with a picture of his cleats hanging from a telephone wire strongly suggests he is hanging them up once and for all, the Grio reported.

Regardless of whether he chooses to retire or not, this fiscal phenomenon is an excellent example of the kind of thriftiness we all ought to strive for. Rather than blow all of his earnings like most NFL players and athletes alike do, Lynch is ready to retire with all of his intact. Unbelievable, right?

Although chances are none of us are earning anywhere close to what NFL stars do, the concept of being wise with what you earn remains the same across the board. Whether your income is made up of $5,000 per year, $50 thousand, or more, being conscientious of how you spend your money is hands down one of the most crucial decisions you can make in life.

Consider taking a page out of Marshawn Lynch’s playbook. If you tend to struggle with remaining in your budget, you need to have a different approach. Reevaluate your spending habits and save! You will never regret spending less and investing in your future.