How to Survive on Minimum Wage

How to Survive on Minimum Wage

In 2014, nearly 550,000 American adults who earn an hourly wage were paid America’s federal minimum wage of $7.25, according to this government report. Earning seven bucks an hour when you’re sixteen and living at home with mom and dad is one thing, but earning...
7 Common Budgeting Mistakes

7 Common Budgeting Mistakes

I used to be one of those people who was terrified of the dreaded “B” word: budget. After learning from the plethora of personal finance experts in the blogging world about a better way to budget, I realized that the reason budgeting scared me so much in...
11 Recommended Budget Percentages by Category

11 Recommended Budget Percentages by Category

One of the biggest ways to be successful with your money is knowing where your money goes each month. Many people fall into financial trouble but don’t understand why because they miss this basic financial management principle. Making a budget and tracking your...
The Challenge Everything Budget

The Challenge Everything Budget

Readers of personal finance blogs might be hearing about a new way of budgeting and saving money. It’s called the Challenge Everything budget. One of the pioneers of the Challenge Everything budget, Jay Money of Budgets Are Sexy, explains it like this:...
5 Easy Ways to Get Financially Fit Today

5 Easy Ways to Get Financially Fit Today

There is no reason to wait to get financially fit. You can start over right now with a clean slate and start moving forward. Here are five things that you can start doing to better your financial picture and start on a path toward achieving your financial goals. 1....
The 4 Best Personal Finance Apps for Your Smartphone

The 4 Best Personal Finance Apps for Your Smartphone

Balance a checkbook. Create a budget. Set up accounts to better control your finances. Open up a retirement savings account. These are all steps one would like to take when it comes to controlling ones finances. We all have the desire to keep our money in control and...

10 Ways to Cut Your Grocery Bill

If you are trying to stick to a budget, you have to control how much you spend on groceries. It is one of the largest areas where we spend money each month and if you are not careful it has the potential to break your budget by hundreds of dollars. Want to stay on...

How to Create a Budget That Works

I had someone ask me recently, “How do I put together a budget?” It dawned on me that budgeting is not a straight forward process. It does take some explaining as well as trial and error to start to get the hang of it. Steps to creating your first budget:...

No Spending Challenge – $100 Cash Giveaway

Do you find it challenging to not spend money? Does it feel like there is always something to buy every time you get a paycheck? If so, this challenge is for you. No Spending Challenge If you want to get on track with your finances then consider this challenge to not...