Emergencies happen and you need to be prepared. If you were to have the transmission go out on your car, how would you pay for it? Would you put it on a credit card? If the emergency cost you $2,000, how long would it take you to pay off that card? According to CreditCards.com, the average Credit Card rate in the United States is 14.97%. That can make having an emergency more stressful, knowing that it could potentially cost you more [...]
April 15th is coming up, and if you live in the United States, you know that means tax returns are on the horizon. Here are 3 things that I recommend you do with your tax return: 1. Pay Down Debt with Your Tax Refund If you have accumulated debt, now would be a good time to start paying it down. I actually have a debt reduction form that you can use by clicking here. On it, list your debts smallest to [...]
Have you ever had your car break down? Have you ever had a water heater burst? What about an Air Conditioner that just stopped working in the middle of summer? If you said ‘Yes’ to any of these, you are not alone. I think you would be hard pressed to find somebody that has not had some sort of emergency situation happen to them in the past 5 years. This being said, there are many ways one can approach these [...]
