valentines day scratch off cardValentines Day is right around the corner and finding the right gift on a budget can be a challenge. According to a NRF survey, on average people spend $126.03 on Valentines Day. If that is not within your budget then you should consider the following 10 gift ideas.

Scratch Off Valentines Card

This option gives you the ability to determine what activities to put on the card. Some common and less expensive ideas are breakfast in bed, picnic in the park, etc. For step-by-step instructions on how to make them see How-To Scratch-Off Valentine Card.


I am sure that this isn’t the first time you thought about getting flowers on Valentines Day, however, it is a great go-to gift when you are having a difficult time figuring out what to get. Use this code (retailmenot15) to get 15% off at

Scavenger Hunt

If your significant other is into adventure then this may be your ticket. It does involve a fair amount of work so before you commit to it,  check out How to Hold a Valentines Day Scavenger Hunt.

Box of Chocolates

I am not sure if this gift can stand on its own, but if you want to bundle it with another gift like flowers, then you might have a winning combination. And for less than $10 for some Ghirardelli Valentine’s Chocolate Squares, you can’t go wrong.

Photo Book

Have you ever seen a personalized photo book and thought to yourself, ‘wow, that looks amazing! I should make one of those sometime’. If so, now might be that time. Right now is offering a photo book deal for Valentines Day for $19. Don’t procrastinate on this one because the deals ends 2/4/2013 at midnight.

A Clean House

Perhaps both of you work full-time and find it hard to keep a clean house. Consider paying a company to come do a deep clean and put a personalized voucher in a Valentines card to let your significant other know. Oh yeah, the beautiful thing about this gift is that you both benefit from this one.

Quality Time

If you have not read the book, The 5 Love Languages: The Secret to Love That Lasts, you should. One of the love languages according to the book is Quality Time. Figure out what your significant other thinks is quality time and then do that on Valentines Day.

A Movie Night

With so many options to watch new release movies at a relatively low-cost, this is a no brainer. Get a Redbox movie, a bag of popcorn and you are good to go. For more ideas see How to Watch Movies for Cheap.

Check off items on the honey do list

Have you been procrastinating on getting things done around the house. Perhaps this is the time to push through and get it all done.

Do you have any frugal Valentines Day gift ideas? If so, share them in the comment section below.

See All of Your Accounts in One Place With This Free Tool

Personal Capital will allow you to connect to all of your accounts like your bank, investment accounts, etc. This will not only help you see all of your accounts in one place, but it also has a budgeting component where it automatically categorizes your transactions. This is great because you see exactly where all of your money is going each month!