Deacon Hayes


Deacon Hayes

Deacon Hayes is a financial expert, speaker, and podcaster. He is the founder of Well Kept Wallet which is a financial education company that provides personal finance resources to people across the world.

Deacon has been featured in many news publications including Yahoo Finance, US News & World Report, Investopedia, CNN Money, and more.

He has helped thousands of people develop a financial game plan so that they can achieve their financial goals in life, and is the author of You Can Retire Early!: Everything You Need to Achieve Financial Independence When You Want It.


Definition of an Emergency Fund and Do You Need One?

Emergencies happen and you need to be prepared. If you were to have the transmission go out on your car, how would you pay for it? Would you put it on a credit card? If the emergency cost you $2,000, how long would it take you to pay off that...

EverBank (Now TIAA Bank) Review: An Online Money Market That Actually Pays

Update 2/22/19: EverBank is now TIAA Bank. Since I was tired of getting only .1% on my emergency fund, I decided to open an online money market account with TIAA Bank. They were paying out 1.10% for the first six months and then .86% for the first year. This...

Credit Karma Review: is it Legit?

With the slew of supposedly “free” credit monitoring companies sprouting up in recent years, the claims of Credit Karma may, at first, seem too good to be true. Many such companies offer “free” services (despite their fine print pointing to the...

How to Sell Stuff on Craigslist Extremely Fast

Last night I decided to sell my old cell phone on Craigslist and I didn't want to wait a couple of weeks to get rid of it. So I implemented the following steps and I was able to sell it within 2 hours of listing it. Here are the tips I used to sell my...

10 Ways to Cut Your Grocery Bill

If you are trying to stick to a budget, you have to control how much you spend on groceries. It is one of the largest areas where we spend money each month and if you are not careful it has the potential to break your budget by hundreds of dollars. Want to...

How I Paid Off $25,302 of Student Debt on a Smaller Income

Tell us a bit about yourself I’m 27, my favorite color is green and I am debt free! I’m a freelance writer who writes about adventures in frugal living on the way to financial independence at my blog, Bravely Go. How much debt did you start out...

How She Paid off $8,400 in Debt in Just 90 Days

Well Kept Wallet chats with Lauren Bowling, who obliterated over $8K in debt and even started a blog about it. Find out what she did to pay down her debt and stay sane. How did you acquire $8,400 in debt? I battled with credit card debt throughout...

Teaching the Youth About Money: The FutureSmart Challenge

Recently I had the privilege to attend the FutureSmart challenge by MassMutual that was put in Phoenix, Arizona. There was about 2,500 students in the Talking Stick Arena where the Phoenix Suns normally play. The event is geared toward teaching the future...

7 Simple Ways to Improve Your Finances Right Now

No matter what your current financial position is, you can always improve it. Whether it is by making more money, spending less or shopping around, there is always an area that can be fine-tuned so that you can get closer to achieving your financial goals....

Cinch Financial Review: Providing Truly Unbiased Financial Advice

With so many personal finance tools out there today, it’s easy to get overwhelmed about which one is best to use. While all of them claim to help you improve your finances, they all work in slightly different ways. This is a good thing, because it means...