Josh Patoka

Josh is a personal finance writer with his prior professional experience as a transportation operations supervisor for an S&P 500 company.

He paid off $80,000 in consumer debt and uses his experience of getting out of debt and changing careers to write about many personal finance topics including making money, saving money and investing.

He has been featured in the US News and World Report, Student Loan Hero, and more.

Make money from home featured

52 Easy Ways to Make Money at Home

Looking for easy ways to make money from home? If so these ideas can help. With these suggestions, you’ll learn how to earn a side income and even how to transition to a full-time salary. How to Make Money From

Woman wearing black and blue striped shirt holding a receipt and cell phone

18 Best Receipt Rewards Apps

Groceries are one of the biggest variable expenses for most people. To help you offset that cost, there are apps where you can scan receipts for money. And since we all need to eat, why not get some money back

pokemon card

10 Best Places to Sell Pokemon Cards for Cash

Selling collectibles can be an exciting way to make money and clean out your closet at the same time. One popular option is to sell Pokemon cards to collectors or the next generation of fans. While selling newer editions of

15 Top Payroll Companies

Are you looking for the best payroll software? Using payroll outsourcing companies can save you time and money so you can focus on growing your business. After all, pay periods typically come every two weeks. Whether you process payroll yourself

Man looking at apps on his iphone for giftcards

28 Best Free Gift Card Apps

We all like to earn a little extra money from our hobbies and daily habits, whether it’s cash or the next best equivalent, gift cards. Are you using one of these apps to earn free gift cards?

google play credits

15 Legit Ways to Get Free Google Play Credits

If you are an Android user then free Google Play credits may be something you are interested in. There are plenty of things you can get for free from the Google Play store. However many of the best apps, games,

Mainvest Review

Mainvest Review: Invest In Local Businesses With As Little As $100

Investing in small businesses is an exciting way to earn passive income. This alternative investment idea can diversify your portfolio while helping entrepreneurs flourish. Typically, this investment sector is only available to wealthy investors with a high net worth. However,

Sable review

Sable Review: Is This Cash Back Debit Card Worth it?

Getting free banking access and cash back on purchases can be difficult when you’re trying to build credit or you have bad credit. It can also be challenging if you’re a foreigner moving to the United States. Sable can be

business checking

10 Best Business Checking Accounts

Are you tired of paying a monthly fee for a mediocre business checking account? Or maybe it’s time to separate your business and personal accounts to make tax time easier. The best business accounts offer some of the best banking

stack of cash for investing in an income producing asset

15 Best Income Producing Assets

There are many income-producing assets you can invest in to earn passive income now while building long-term wealth. Having multiple income streams can reduce stress from your life and let you make money in recessions and bull markets. Top Income

Man sitting next to his laptop putting coins into a piggy bank while wearing a watch

14 Best Personal Finance Software Options

All of us can use a little help managing money better. The best personal finance software provides that “second set of eyes.” Knowing how you spend your money is the first step to becoming a money boss. Many of these money

survey app

15 Best Survey Apps

What’s one of the easiest ways to make money from your phone? Online surveys. Dozens of sites offer paid surveys that pay you in cash or gift cards. Other stores ask your opinion about your shopping trip in exchange for