Josh Patoka


Josh Patoka

Josh has been a personal finance writer since 2016. His prior professional experience includes being a transportation operations supervisor for a S&P 500 company.

He has paid off $80,000 in consumer debt and uses his experience of getting out of debt and changing careers to write about many personal finance topics including making money, saving money and investing.

Although it’s a story for another day, Josh took a nine-month hiatus from full-time employment to build his house with lots of “sweat equity” and scouring Craigslist deals.

Today, he tutors and writes about most things personal finance for several online publications.

In his free time, you can find Josh spending time with his wife and children or reading a non-fiction book.


How Much Does Term Life Insurance Cost?

Term life insurance is a financial product that pays a benefit if you die during a specified time period, also known as a “term.” It’s intended to fill a financial gap for your beneficiaries when you pass away. Term life insurance is different from...

25 Best Selling Apps to Sell Your Stuff Online and Locally in 2019

Do you want to sell something locally? If so, you save on shipping costs. That means more money in your pocket! Now, you can use an app to sell nearly anything you own locally. There are also apps that make it easy and painless to sell smaller items...

24 Places to Make Copies (Near Me) For Cheap

Once or twice a year you might need to make a photocopy of an important document before it gets mailed off to the insurance agency, government agency. Or, maybe you need copies more often because you're launching a business and printing on an inkjet is...

9 Best Prepaid Debit Cards in 2019

Prepaid debit cards have been around for a while, and they’re another financial tool you may find valuable. For some people, a prepaid card is an alternative to a checking account. You can have your pay direct deposited onto the card, and then use it to...

9 Best Online Stock Brokerages for Trading Stock

Trading stocks is one of the most rewarding ways to build wealth. Maybe you’re an investor who has until now stuck to relatively safe investments like mutual funds, exchange traded funds (ETFs) or index funds. If you think you’re ready to ready to expand...

10 Best Investments Sites To Invest Like a Pro in 2019

Investing in individual stocks is a dream for many investors, but they don't because it can be too risky for their level of investing experience. The best investments sites let the average investor buy individual stocks while minimizing risk. With these...

16 Best Life Insurance Rates By Age

We all want to pay the best life insurance rates so we can protect our families at the most affordable price. With so many life insurance companies to choose from, your premium cost can be your most important decision factor when each company offers the...

31 Ways to Get Paid to Test Products (At Home)

One of the most exciting ways to make money online is by testing products. Companies are constantly looking for real people like you to test new products and then pay you to share your feedback. These sites will help connect you with companies searching...

15 Online Dollar Stores with Amazing Deals in 2019

Most of us browse the internet to save money on big-ticket purchases, but what about items that only sell for a dollar or less? There are actually online dollar stores that can help you save money on these small purchases too. [toc] Best Online...

34 Ways to Get Paid to Play Games Online for Free

Remember when playing video games was considered a waste of time? These days, you can put those hours to good use and actually play games for money, and it doesn't even matter if you're not much of a gamer. Learn how to make extra money in your spare...