Josh Patoka


Josh Patoka

Josh has been a personal finance writer since 2016. His prior professional experience includes being a transportation operations supervisor for a S&P 500 company.

He has paid off $80,000 in consumer debt and uses his experience of getting out of debt and changing careers to write about many personal finance topics including making money, saving money and investing.

Although it’s a story for another day, Josh took a nine-month hiatus from full-time employment to build his house with lots of “sweat equity” and scouring Craigslist deals.

Today, he tutors and writes about most things personal finance for several online publications.

In his free time, you can find Josh spending time with his wife and children or reading a non-fiction book.


InboxDollars Review: Is it a Scam or Legit?

InboxDollars is one of the most popular "get paid to" sites that pays cash for activities you do on a regular basis. You might be thinking if InboxDollars is a scam because you can make money in so many ways from a single site and an instant $5 cash...

27 Online Chat Jobs That Pay Well

Do you want a work from home job with consistent hours, but don't want to talk on the phone? Online chat jobs are one possibility if you don't have a quiet workspace and you want to work in the customer service industry. As more customers go to the...

The 19 Best Coupon Apps to Save Money in 2019

You might think tht the only way to save money at the store is to clip coupons from the Sunday paper or sign-up for a retailer's e-mail list. That's far from the case. There are plenty of coupon apps that can save you money on just about any...

16 Clever Ways to Get Free Gift Cards in 2019

One of the most flexible and valuable spending tools is gift cards. They are the next best thing to getting actual cash. And, as digital wallets become more prevalent and we use cash less frequently each year, gift cards are becoming a more common...

37 Amazing Work From Home Jobs in 2019

There are a variety of jobs that can pay you to work from home and they can all pay at different intervals. None of us enjoy doing work and not knowing when we will get paid for it. After all, that can be the classic sign of a scam, and, sometimes we...

23 Best Products to Sell From Home

In today's internet economy, you don't have to leave the house to make money. It doesn't matter if you only want to make $50 once or replace your current full-time income, people from all over the world are selling things from home online and making money....

31 Ways to Get Paid to Test Products (In Your Own Home)

One of the most exciting ways to make money online is by testing products. Companies are constantly looking for real people like you to test new products and then pay you to share your feedback. These sites will help connect you with companies searching...

33 Ways to Get Paid to Play Games Online for Free

Remember when playing video games was considered a waste of time? These days, you can put those hours to good use and actually play games for money, and it doesn't even matter if you're not much of a gamer. Learn how to make extra money in your spare...

15 Best (And Cheap) Auto Insurance Companies in 2019

Most American households own a car. One expense you can’t avoid is auto insurance. In several states, you must carry insurance or pay a fine. There are many auto insurance companies to choose from. But, your monthly premium can vary widely and the...

Stash Invest Review 2019

Are you looking for an easy way to invest a small amount of money? Your only investing option isn’t using a broker that requires you to invest hundreds or thousands of dollars at a time. Stash Invest helps new and experienced investors invest in...