Man jumping for joy that he was able to get out of a payday loan

How to Get Out of Payday Loans Legally

Payday loans can end up costing you much more in the long run than you originally intended to borrow. If you’ve ever taken out a payday loan, you’re not alone. In fact, one in 10 people have taken out a

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Sky Blue Credit Repair Review: Cost & Effectiveness

Credit is an essential part of today’s financial world. Unless you have a huge amount of cash stowed away, if you want to buy a house or car, you’ll probably need to get a loan. Even for everyday purchases, credit

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10 Best Mortgage Lenders to Buy a Home

Buying a home is a massive decision. It’s by far the biggest financial commitment you will have in your life. This is why knowing the best mortgage lenders is important. The best mortgage lenders can offer more competitive rates, lower

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How to Get Rid of Credit Card Debt Quickly

If you have credit card debt, know that you are not alone. The average household has over $15,000 in credit card debt, and the average interest rate is over 16% according to Bankrate. If you are paying only the minimum

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10 Ways to Pay off Your Mortgage Faster

If there’s one goal that’s in the back of every homeowner’s mind, it’s that of the day when they make their last mortgage payment. Loan giant Freddie Mac tells us that recent statistics show us that nearly 90 percent of

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7 Ways to Avoid Student Loan Debt

If you or your child are entering college soon, you’re likely thinking of the potentially overwhelming education bills on the horizon. College costs have been rising over the last forty years. With that, we can expect that college education costs

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Fixed-Rate Versus Variable-Rate Loans

As you research loan options, you will run into two different types: a variable-rate loan and a fixed-rate loan. There are several considerations you need to take into account when looking at fixed-rate versus variable-rate loans. While you may think

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4 Best Mortgage Refinance Companies

Refinancing your mortgage is one step you can take to reduce your monthly spending. In fact, using a company to refinance your mortgage, you can get out of debt even faster. With interest rates on the rise, now can be

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LendKey Review: How He Refinanced and Paid Off $60,000

When Scott Perry completed graduate school, he was stuck with a soul-crushing amount of student loan debt — $60,000 to be exact. It’s the amount that could fund any of the following: A high-end tiny house (or a normal-sized house

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What is Student Loan Forbearance and is it Worth it?

If you’ve got student loans you’re repaying, you may have heard people talk about student loan forbearance. But what does it mean to put your student loans into forbearance? And, is it worth it? According to the Federal Student Aid

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5 Surprising Student Loan Facts

As you are probably aware, the student loan problem in the U.S is continuing to increase. College becomes more expensive each year meaning students and families borrow more money. If you’re saving for college, currently in college or making student

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Should I Pay Off My Mortgage or Invest?

It’s the age-old debate. Which is better: to pay off your mortgage early or to make the payments for 30 years and invest your extra cash in the stock market? The answer, honestly, will be different for everyone. It depends