Well Kept Wallet
If you have credit card debt, know that you are not alone. The average household has over $15,000 in credit card debt, and the average interest rate is over 16% according to Bankrate. If you are paying only the minimum payment, you’ll likely be carrying that debt for over twenty years. If that plan doesn’t […]
Read MoreThere is a lot to know in the vast world that encompasses college student loans. Perkins, FFEL, public, private; all of these terms and more will become your friends (or enemies) as you begin accruing student loan debt balances. One thing you should know is that there are subsidized loans and unsubsidized loans. Since interest […]
Read MoreBuying a home is a massive decision. It’s by far the biggest financial commitment you will have in your life and it can be difficult to know where to find the best rates. Well Kept Wallet conducted a survey of 1,000 people and found that 13% say that rising mortgage rates will never allow them […]
Read MoreIt’s really important to pay attention to your credit during and after a divorce. Without good credit, it could be much harder to rebuild your life post-divorce. It may be harder (or impossible) to qualify for a good home loan, or even an apartment. However, we’ll show you how to rebuild your credit, post-divorce.
Read MoreIf you’ve got student loans you’re repaying, you may have heard people talk about student loan forbearance. But what does it mean to put your student loans into forbearance? And, is it worth it? According to the Federal Student Aid department, the definition of a forbearance is as follows: A deferment or forbearance allows you […]
Read MoreAre you working on paying off debt and building wealth? One important step that goes with that is cleaning up bad credit. Note that it will take some work to learn how to do this. Having a spotless credit report won’t happen overnight. However, It’s a vital part of the process of getting out of debt. […]
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