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How to Get Rid of Credit Card Debt Quickly

If you have credit card debt, know that you are not alone. The average household has over $15,000 in credit card debt, and the average interest rate is over 16% according to Bankrate. If you are paying only the minimum … Read more

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10 Ways to Pay off Your Mortgage Faster

If there’s one goal that’s in the back of every homeowner’s mind, it’s that of the day when they make their last mortgage payment. Loan giant Freddie Mac tells us that recent statistics show us that nearly 90 percent of … Read more

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5 Best Debt Payoff Apps

Getting in debt can be so gradual that you don’t even know how you got there. When I first realized I had more than $4,000 in credit card debt, I was shocked. How was it possible to rack up so … Read more

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7 Ways to Avoid Student Loan Debt

If you or your child are entering college soon, you’re likely thinking of the potentially overwhelming education bills on the horizon. College costs have been rising over the last forty years. With that, we can expect that college education costs … Read more

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Fixed-Rate Versus Variable-Rate Loans

As you research loan options, you will run into two different types: a variable-rate loan and a fixed-rate loan. There are several considerations you need to take into account when looking at fixed-rate versus variable-rate loans. While you may think … Read more

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10 Easy Steps to Get Out of Debt

Debt can be like this large dark cloud looming over your head. At least that is how we felt when we were in debt. It felt like we were just getting by. It was hard to see the light at … Read more

Home with mortgage to pay off early

4 Best Mortgage Refinance Companies

Refinancing your mortgage is one step you can take to reduce your monthly spending. In fact, using a company to refinance your mortgage, you can get out of debt even faster. With interest rates on the rise, now can be … Read more

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5 Surprising Student Loan Facts

As you are probably aware, the student loan problem in the U.S is continuing to increase. College becomes more expensive each year meaning students and families borrow more money. If you’re saving for college, currently in college or making student … Read more

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Should I Pay Off My Mortgage or Invest?

It’s the age-old debate. Which is better: to pay off your mortgage early or to make the payments for 30 years and invest your extra cash in the stock market? The answer, honestly, will be different for everyone. It depends … Read more

Home with mortgage to pay off early

7 Simple Ways to Pay Off Your Mortgage Early

Have you ever thought about paying the mortgage on your house off early? How flexible would your finances be if you had no mortgage payment monies going out the door every month? Would you like to be debt-free and not … Read more