Well Kept Wallet
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Getting in debt can be so gradual that you don’t even know how you got there. When I first realized I had more than $4,000 in credit card debt, I was shocked. How was it possible to rack up so much debt when I didn’t even remember spending it? When you realize you have thousands […]
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Do you owe money to the IRS? If so, you might want to know that there are several legit ways to settle your IRS tax debt for less money than you owe. The IRS realizes that you might not be in a position where you can (or want to) pay all of the money you […]
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Credit is an essential part of today’s financial world. Unless you have a huge amount of cash stowed away, if you want to buy a house or car, you’ll probably need to get a loan. Even for everyday purchases, credit cards are one of the most popular ways to pay for things. However, to qualify […]
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If you need to borrow money, don’t go with the first lender you find. The loan may come with high-interest rates and stiff repayment terms that can make your loan significantly more expensive. Personal loans can save you money if you’re able to secure a lower interest rate. They can also improve your credit score […]
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It’s three days until payday, and you’re out of money. What do you do? You could take out a payday loan. However, payday loans can be costly. Did you know there are alternatives to payday loans that can help you out? Ideally, having an emergency fund would be your best bet for when you’re short […]
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With the cost of college increasing, more students are taking higher private student loans and federal loans to fund their degrees. CNBC says only 30% of students are able to graduate without student loan debt. Simply put, you need to figure out how to pay off your student loans fast. Refinancing your student loans is […]
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