Well Kept Wallet
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Credit is an essential part of today’s financial world. Unless you have a huge amount of cash stowed away, if you want to buy a house or car, you’ll probably need to get a loan. Even for everyday purchases, credit cards are one of the most popular ways to pay for things. However, to qualify […]
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If you need to borrow money, don’t go with the first lender you find. The loan may come with high-interest rates and stiff repayment terms that can make your loan significantly more expensive. Looking at personal loan companies is the right start. Personal loans can save you money if you’re able to secure a lower […]
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With the cost of college increasing, more students are taking higher private student loans and federal loans to fund their degrees. CNBC says only 30% of students are able to graduate without student loan debt. Simply put, you need to figure out how to pay off your student loans fast. Refinancing your student loans is […]
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I think you’ll agree with me that making a house payment each month sucks. There was a time that I didn’t even think it would be possible to buy a house without a mortgage. I thought the only way I will ever own my home is to borrow money. Man, was I mistaken! Looking back […]
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If you have credit card debt, know that you are not alone. The average household has over $15,000 in credit card debt, and the average interest rate is over 16% according to Bankrate. If you are paying only the minimum payment, you’ll likely be carrying that debt for over twenty years. If that plan doesn’t […]
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There is a lot to know in the vast world that encompasses college student loans. Perkins, FFEL, public, private; all of these terms and more will become your friends (or enemies) as you begin accruing student loan debt balances. One thing you should know is that there are subsidized loans and unsubsidized loans. Since interest […]
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