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As you research loan options, you will run into two different types: a variable-rate loan and a fixed-rate loan. There are several considerations you need to take into account when looking at fixed-rate versus variable-rate loans. While you may think fixed-rate loans are the automatic winner, this is not always the case. In certain situations, […]
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Do you owe money to the IRS? If so, you might want to know that there are several legit ways to settle your IRS tax debt for less money than you owe. The IRS realizes that you might not be in a position where you can (or want to) pay all of the money you […]
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Credit is an essential part of today’s financial world. Unless you have a huge amount of cash stowed away, if you want to buy a house or car, you’ll probably need to get a loan. Even for everyday purchases, credit cards are one of the most popular ways to pay for things. However, to qualify […]
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Tim T. had always prided himself on being financially responsible. He paid his bills on time, kept a lid on debt balances and saved money where he could. But sometimes things happen that aren’t always in your control. After Tim went through some tough times, the credit rating he worked so hard to protect had […]
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As student loan totals continue to increase every year, many millennial’s are finding it hard to stay above water. How can they pay their bills, save for a home and invest in retirement while tackling their student loans? The problem seems difficult for many to comprehend. Wages remain stagnant as people continue to graduate with […]
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There is a lot to know in the vast world that encompasses college student loans. Perkins, FFEL, public, private; all of these terms and more will become your friends (or enemies) as you begin accruing student loan debt balances. One thing you should know is that there are subsidized loans and unsubsidized loans. Since interest […]
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