What You Can Do When You’re in a Financial Bind

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There will always be things that come up that you don’t expect, that can leave you in a financial bind. 

For example, you’re driving down the road, singing along to the radio and you get a flat tire. After all said and done it cost $150.

Or one day you came home and there is water leaking out of storage room, the hot water tank is in need of repair. Another unexpected expense, but this one is $500.

Can you relate?

When these things happen to us, we need to find a way to pay for them somehow.

An emergency fund should always be the first way to pay for unexpected events, however, if you don’t have one, you should start one ASAP.

How To Get Out Of A Financial Bind

Here are some ways that you can get money quickly when you are in a financial bind.

1. Sell Things You Don’t Need

There is a ton of stuff around your house that you don’t need and you might not even know it.

Open every cupboard, drawer, closet, storage room, etc, and see what you can sell to come up with the extra cash that you need.

I have sold items like cell phones, furniture, & bikes just to name a few. If you list it right, your item should be able to sell your stuff on Craigslist fast.

2. Take Surveys Online

Do you find yourself browsing the internet and feel you could use that time to be more productive? Taking online surveys is an easy way to make money outside of your traditional 9-5.

You can take surveys anytime, whether you’re in a waiting room or even taking public transportation to work. Check out Survey Junkie which will transfer money instantly once you have accumulated 10 bucks in your account.

3. Sell Old Textbooks 

There are places locally where you can sell your old textbooks, but just make sure you are getting the most cash that you can.

There are companies like Bookscouter that will let you search 40 vendors that buy books and you can select the one that pays you the most (see screenshot below).

The best part is they will pay via PayPal so that you don’t have to wait long to get paid.

book prices in list

4. Do Tasks For $5

If you have a skill-set that people are willing to pay you for, then check out Fiverr.com. It is a website where you can sell your services for $5.

For instance, if you are a graphic designer, you can design something for $5. If you like writing, it is also a great way to make money on the side on a regular basis.

5. Sell Your Plasma

I was listening to the radio yesterday and an Ad for this came on. Apparently, some places will pay up to $300 per month for your plasma. I have never done this, so I can’t vouch for it personally.

If you do end up doing this, send me an email and let me know how your experience went.

6. Arbitrage: Buy For Less And Sell For More

Every couple of weeks I will hit up some yard sales to look for items that are a deep discount and that I can sell quickly for more.

This is very similar to Retail Arbitrage where you buy items from a store for less and then sell them for more.

I recently bought a brand new DVD set of the Band of Brothers/The Pacific for $10 and sold it quickly for $45 online.

7. Make stuff in order to sell it

Have you ever heard of Etsy? It is a website where you can sell hand-made items and there is a large community of people that regularly visit the site.

If you are good at making things, then this might be a great option for you.

8. Do Tasks For Others

There are many tasks that people dread doing or just plain don’t want to do i.e. mowing the lawn or walking the dog.

You could start by asking your friends and family if there are tasks that need to get done and that they would be willing to pay cash for.

If that doesn’t work, check out Task Rabbit where they list different tasks that can be done in your area.


There are many things you can do to get yourself out of a financial bind. Pick the one that works best for you and your schedule.

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