18 Best Money Making Apps For iPhone

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What apps do you currently have on your iPhone? If you didn’t know it, you can make money with iOS apps every day of the year!

Whether you’re using a public wifi hotspot or relaxing at home while watching tv, your smartphone is a limitless digital goldmine waiting to put more money into your wallet.

Here are our top picks for Apple apps to make money on your mobile device. You will need to make sure you have the most recent iOS updates to ensure complete compatibility.

Once your iOS device is up to date, it’s time to start downloading apps and make money!

Top iOS Apps to Make Money

Money making iOS apps run the entire gambit from playing games, micro-tasks, to earning passive income. If you’re ready to make some extra cash, you should consider installing these apps first.

These apps are all free to download. Simply download, create an account and start earning within minutes.

1. Swagbucks

  • Earn free gift cards
  • Free to sign up
  • 4.3 average review on Trustpilot
  • Wide range of activities
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If you prefer to do a little bit of everything, Swagbucks is another exciting iOS app. While Swagbucks doesn’t have the instant win games like Lucktastic, you can still play games to win money.

You can also earn rewards points for these activities:

  • Online surveys
  • Daily polls
  • Watching videos
  • Sampling products
  • Surfing the web
  • Microtasks

Swagbucks is the most popular “get paid to” apps because you get paid to do almost anything you’re already doing for free.

Now, you earn rewards points that can be redeemed for gift cards starting at $3. Or, you can always get paid via PayPal cash.

2. MobileXpression

  • Average 4.0 rating on the Google Playstore
  • Easy sign-up process
  • Legit way to earn passive income
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Do you want an app that requires no additional effort to make money? MobileXpression is a research app that pays you to share your mobile internet activity.

After downloading the app, use your phone as you normally do and MobileXpression pays you accordingly. The more you use your phone, the more money you make!

You can earn a weekly prize and you can also redeem your rewards points for the following prizes:

  • Cash
  • Gift cards
  • Merchandise

And, you’re guaranteed to win a prize after your first week of using MobileXpression.

3. Decluttr

  • Receive 10% extra cash for the first trade
  • Accredited business by the BBB
  • 4.5 average review by Trustpilot
  • Free shipping on all orders
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Ready to clean out those closets and garage but not sure if you should host a garage sale, donate or sell online? Decluttr is one of my favorites to sell your goods quickly.

Sell the following used items with Decluttr:

  • CDs
  • DVDs
  • Video Games
  • Cell Phone
  • Tech Devices
  • LEGO
  • Textbooks

Downloading the iOS app lets you scan the barcode on each item you wish to sell to get an instant price quote.

Once you’ve scanned all your items, Decluttr gives you a free shipping label. Once Decluttr receives your items, you’ll receive payment via PayPal the next day.

4. Shopkick

  • Wide selection of gift cards
  • Rewards in-store and online
  • Fun and engaging app
  • Long standing company, founded in 2009
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Do you like getting paid to shop? If so, Shopkick is an exciting app that pays you to check prices at your local stores.

You can earn additional rewards points called kicks for making in-store or online purchases and watching in-app videos.

Even if you don’t make a purchase, you can still earn points just for scanning barcodes.

You can redeem your rewards points for digital gift cards to your favorite stores and restaurants.

5. Ibotta

  • Thousands of retailer options
  • Cash back in-store and online
  • Browser extension for instant cash back
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Cooking your own meals instead of going out to eat is one of the easiest ways to save money every month.

With the Ibotta app, you also get paid every time you buy groceries in-person or shop online through the app at an online retail partner.

Before you take a picture of your grocery receipt, activate the product offers for the items you buy to earn cash rewards. You can also redeem in-store coupons to save money while you make money.

You will receive a $10 cash bonus after redeeming your first Ibotta offer. Ibotta is constantly running special monthly promotions so you can receive extra cash bonus each month.

For example, you can earn a $5 bonus if you redeem at least six offers in a month or if you’re a first-time shopper at an online retailer like Poshmark or Zulily.

6. Rakuten

  • Shows 2X Cash Back deals
  • Earn $40 with referral system
  • Up to 40% Cash Back
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Rakuten might be the best online shopping app because you get cash back at over 2,000 online stores and 30+ physical retailers.

Instead of going directly to the retail website to make a purchase, visit the retailer through the Rakuten app. It might take a few extra seconds but it’s well worth the click.

Receive a $10 cash bonus after your first $25 online purchase through Rakuten.

7. Doordash

  • Flexible work schedule
  • Empower local businesses
  • Deliver in any location
  • Clear and simple pay model
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Delivering food is one of the easiest ways to make extra money. The DoorDash app is super easy to use.

DoorDash can be the perfect side hustle for college students because you’re not required to own a car to deliver food for cash.

You can walk, own a scooter, or ride a bike, although owning a car can mean getting first dibs at the best deliveries.

As long as you’re at least 18 years old, have a valid drivers license and valid insurance, you’re an ideal DoorDash candidate.

8. Toluna

  • Get rewards for signing up and surveys
  • Free to sign up
  • Multiple survey options
  • Easy to do
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Do you want to join one of the largest and most respected online survey communities? Toluna is another iOS app that helps you make money from these activities:

When you’re not making money from surveys, you can interact with other Toluna community members in “battles” and games to have fun. You can redeem your rewards points for cash, gift cards, or merchandise.

9. Evidation

  • One of Top 10 best health tracking apps
  • Available on iOS and Android
  • Paid within a week
  • 4 million members
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Get paid to exercise with Evidation. This app syncs with Apple’s Health app or your wearable fitness device to get paid for the following activities:

  • Counting steps
  • Meditating
  • Healthy eating habits
  • Answering questions

Evidation will pay you via PayPal or direct deposit, just like 4 million other members do on a regular basis.

10. Drive with Uber

  • Flexible schedule
  • Keep 100% of tips
  • Opportunities for bonuses during the week
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Looking to make some extra cash to make your car payment? Driving with Uber lets you be a rideshare driver and earn cash in your spare time or while you’re driving to work.

The great thing about using a driving app to make money is that you get to set your own hours and it is one of the most lucrative side hustles if you own a four-door vehicle.

11. BookScouter

  • More than 30 vendors
  • Free shipping
  • $500 Book Scholarship every quarter
  • Easy-to-use app and website interface
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If you have used textbooks to sell, BookScouter compares the prices of 35 buyback vendors at once. All you need to do is scan the barcode or ISBN number to receive an instant price quote.

You pick the highest-paying vendors and send your books off with the free shipping label to receive quick payment.

After using BookScouter, you’ll never try selling your books back to the college bookstore again!

12. Poshmark

  • Free app
  • Easy and fast to use
  • 80 million users worldwide/large market
  • 1 sale every second in the US
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When you’re ready to pare down your wardrobe, Poshmark needs to be one of the first apps you use to sell clothing.

All you need to do is snap a few pictures and list the item. When an item sells, Poshmark gives you a printable prepaid shipping label.

Read these tips to sell more items on Poshmark and make more money sooner!

13. M1 Finance

  • 1-year free trial
  • Owner’s Rewards Card for up to 10% cash back
  • High APY (1%)
  • No fee plan available
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An option for earning monthly income is investing. And today there are lots of apps to do so.

One of the most popular and upcoming investing apps is M1 Finance. All trades are completely free and you can buy fractional shares of stock and ETFs.

You can even open an IRA account so your investments grow tax-deferred!

14. Betterment

  • Easy to use app
  • Low 0.25% annual fee
  • Automated investing and tax-saving strategies
  • 5.0 average rating on Apple Store and Google Playstore
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Another effortless way to earn passive income through investing is Betterment.

You might prefer Betterment to M1 Finance if you’re not a DIY investor or you want a CFP advisor to review your investment strategy that aligns with your recent life events.

15. LendingClub

  • 0.75% APY for first $20,000
  • FDIC insured up to $250,000
  • No application or prepayment fees for loans
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LendingClub is a stock market alternative that yields as much as 25% by investing in peer-to-peer loans. Average historical yields are between 3-8%.

Your money can be tied up for three to five years so only invest money you don’t need in the near future.

With bank interest rates at historic lows, LendingClub is a good option to put your extra long-term savings to work.

To maximize your profits, you might even consider opening an IRA investment account with LendingClub to lessen your annual tax bill.

Although you can open a LendingClub account online, they also offer an iOS app for investors too.

16. Trim

  • Members save an average of $620
  • Major bank level security
  • Only 15% annual savings charge
  • Easy and fast sign up
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Are you paying too much for your phone, cable tv, and car insurance? Trim can help you find out and they’ll do all the hard negotiating work for you!

In about five minutes, Trim will analyze your spending habits to help you save money by canceling unwanted subscriptions.

If you’re paying too much for car insurance, cell phone service, or cable tv, Trim will apply the best promotional offer to your current plan to help you pay “introductory rates” once again.

Yes, mobile apps can help you make money, but saving money by optimizing your budget is an indirect way to make money without starting a side hustle.

17. Freelance on Upwork or Fiverr

  • Clear upfront pricing
  • Fast work turnaround
  • 24/7 customer service
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If you have the time to commit to actual freelancing assignments, you should consider Upwork or Fiverr.

Both of these apps are free to use so you can bid on gigs or accept work directly from your phone.

Although there are plenty of opportunities to freelance online, landing clients can be very competitive and every second matters!

Depending on what type of freelancing work you do, you may need to complete the actual work on a computer,.

Other gigs that can be completed with a phone or tablet:

You can also use the app to consult with current clients. After all, you have a life outside of freelancing and can’t stay glued to the computer screen 24/7.

Mobile apps help you take life on the go and potentially become a digital nomad!

18. Fluz

  • Get up to 35% cashback as you shop
  • Get paid to get customers
  • Stack rewards
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Fluz is a newer app that gives you cash back when you shop. However, there is a social component to the app as well.

When you invite friends to join Fluz, you get cash back on their purchases as well. You can earn up to 35% cash back on purchases you make on:

  • Food
  • Clothing
  • Entertainment
  • Services

And more. Also, you can combine Fluz with your cash back credit or debit card and with your other loyalty rewards programs to double up on your earnings.


If you’re ready to make some extra money in your free time, then get out your smartphone.

The same device that’s more technologically advanced than the NASA computer system that put a man on the moon has the same capability to make you wealthier!

And, you’ll have fun while these iOS apps help you make money.

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