4 Best Mortgage Refinance Companies

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Refinancing your mortgage is one step you can take to reduce your monthly spending. In fact, using a company to refinance your mortgage, you can get out of debt even faster. With interest rates on the rise, now can be a good time to refinance.

Top Mortgage Refinance Companies

Compare the refinance rates of several lenders. You can start with these lenders to pay the lowest closing costs possible.

1. Better.com

Better.com is a newer mortgage company with a goal to make home ownership simpler, faster, and more accessible for all Americans. Their website says that they don’t charge any lender fees or commission.

Better.com focuses mostly on conventional and jumbo loans. You can refinance your single family home or investment property with 1-4 units. They’ll refinance town homes and condominiums as well.

2. AmeriSave

When comparing mortgage refinance rates, get a quote from AmeriSave. After they provide a quote, you have four days to find a lower rate. If you do, AmeriSave matches the rate. Or, they give you $1,000 if you close with the other lender.

AmeriSave offers four different refinancing options:

  • 15-year fixed
  • 30-year fixed
  • 7-year Adjustable Rate Mortgage
  • 30-year FHA (Federal Housing Administration)

Your best rate can be with the 7-year ARM. With this loan, your first seven years have a fixed mortgage rate. After that, your rate floats and changes once a year.

So, only choose this option if you plan on paying off your loan in seven years. Otherwise, you might pay more in interest than with a standard fixed-rate loan.

AmeriSave has a Trustpilot score of 4.2/5

3. Quicken Loans

One of the largest mortgage refinance companies is Quicken Loans. They offer eclosings so you can actually close electronically which save time and can be less of a hassle.

Available loan options:

  • FHA Loan
  • 30 Year Loan
  • Adjustable Rate Mortgage
  • VA Loan

They have helped over 2 million families finance their homes and are highly rated with an A+ rating with the BBB.

Trustpilot score: 3.8/5

4. LoanDepot

One of the oldest online mortgage refinance companies is LoanDepot. It’s well-liked because its agents don’t work on commission.

You can talk with a loan agent to find your best refinancing option. And, LoanDepot has local branches in several states.

They have funded over $100 billion in loans and have over 1,700 lending officers, so they are experienced when it comes to mortgages.

Not to mention, they have a Trustpilot score of 3.6/5 which tells you that their actual customers are happy.


Online lenders tend to be the best mortgage refinance companies. They usually offer lower interest rates and charge fewer fees. And, you can complete most of the refinance process online. Use this list to choose the best refinance company for you.


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