yakezie-logoFor those of you that are not familiar with Yakezie, it is the web’s largest personal finance and lifestyle blog network. Every week they provide an opportunity that is referred to as a “Carnival” where bloggers submit their best recent articles to be featured on another bloggers website. Here are the selections for this weeks Yakezie carnival:

Dividend Growth Investor @ Dividend Growth Investor writes Dividend Investing – Science versus Intuition – The process of identifying successful dividend investing is more art than science. At the end of the day, I realize that a large portion of investments I make are based on my years of experience investing.

Emily @ Evolving Personal Finance writes My Best Clothing Purchase Ever – I have an amazing pair of workout shorts that have lasted over 10 years. What was your best clothing purchase?

Kevin Watts @ Graduating from Debt writes Practical Solutions to Student Loan Reform – A Look at Practical Solutions to Student Loan Reform

Michelle @ Diversified Finances writes Things People Say – Everyone knows that I’m making the switch. Big surprise, right? However, when I tell certain people that I am making the switch, I tend to get the crazy eyes. People usually think I am insane and/or don’t believe me.

Irfan @ Everything About Investment writes Financial Markets: Functions and Types – A Financial market is a market for creation and exchange of financial assets. Financial markets act as a forum to facilitate financial transactions through the creation, sale and transfer of financial securities. If you buy or sell financial assets, you will participate in financial markets in some way or the other.

Michelle @ Making Sense of Cents writes July Extra Income – Growing but I crave stability – In July, I made $12,942 in extra income, before expenses. It is crazy to think that just last July, I made $1,425 in extra income. What a difference one year makes! I never even thought that I would be anywhere near this amount. I always thought that other freelancers who posted their income were just “lucky.”

Alexa @ Single Moms Income writes 10 Legitimate Places Single Moms Can Apply for Scholarships – Have you ever done an internet search for scholarships for single moms? If so, then you probably got so sick and tired of weeding through spam that you eventually gave up. This post will take the guess work out provide you with 10 legitimate places to apply for scholarships.

Thibault @ Doolid wrote Earn Money with Instagram: What Your Competitors Don’t Know – While Instagram is making…hem hem… billions, we as users of social media, are tricked into believing that there is no money in it for us. That’s wrong! Instagram CAN make you rich. You CAN earn money with Instagram.

Michael @ The Student Loan Sherpa writes How am I ever going to retire with all these student loans? – If you are sitting on a bunch of debt retirement seems like a far away dream, but if you are smart about your spending and where you put your money, you can make your debt disappear AND still have a shot at comfortable retirement.

Thomas @ Finance Inspired writes Be Your Own Boss – But Beware – Want to be self employed? Read this first!

John @ Wild About Finance writes Bad Credit To Consider when Going to Uni? – Do you have kids going to uni, but have trouble with a bad credit rating? Read this…

John @ Cough Up The Dough writes Ways to Save Money at the Supermarkets – Here are some excellent ways to save money at UK supermarkets

Thomas @ Mr. Moneyvator writes Payday Loans in the UK – Read all about the still growing trend of payday loans in the UK…

Simon @ Chance with Finance writes Benefits of Real Estate Investment – Thinking about investing in Real Estate? Here’s a great read first

Thomas @ JourneyScout writes Seven Wonders Of The World – Are you budgeting for a trip to see the Seven Wonders? Here’s what they really are…

John @ Imperative Travel writes Places to Visit in Phuket – Are you planning a trip to Phuket? Make the most of your money and don’t miss these sights

Simon @ Camp Travel Adventure writes Places to Visit in Dumaguete – Want to make the most of your money in Dumaguete? Don’t miss this..

CAPI @ Creating a Passive Income writes The Experience Problem: Applying for Jobs Without Experience – In this economy, it is hard to find jobs. It is even harder if you do not have any work experience on your resume. Read here for tips on how to do this!

Cat Alford @ Budget Blonde writes Tips for Getting Your First Credit Card – If you’ve never had a credit card before, here are tips for getting your first credit card. They can actually be a great financial tool if used wisely!

JC @ Passive-Income-Pursuit writes 2013 Goals – 1st Half Update – Setting goals is one thing. Staying focused on them is another. That’s why I believe you should set measurable goals that you can track along the way to see where you stand. Come check out how I’ve done on my goals for this year so far.

Suba @ Broke Professionals writes The Rising Price of Child Care – From school tuition to medical bills and everything in between, paying for kids-related expenses is growing as fast as my children themselves!

Alice @ On Better Terms writes Tips For Saving Money on the Cost of Lunch – Packing your lunch is one of the best ways to save money. If you spend an average of $8 each day on lunch, you’re spending $2,000 every year! Not only does bringing a lunch from home save you money, it tends be healthier and taste better. Here are a few ideas for how to make packing your lunch more exciting.

Amanda L Grossman @ Frugal Confessions writes Making the Jump to Self-Employment – This post was written by freelance writer and blogger Mike Collins. You can read about Mike’s quest to build new streams of income so he can quit his job and work from home full-time at EludeTheCube.c

Brent @ PersonalFinance-Tips writes Organizing and Packing Tips for Easy Relocation – A house move comes with a bundle of mixed feelings. On one hand you are super excited about the new house, the new location etc. but on the other hand there is the monster of the move scaring you.

Mike @ Annuity Rates HQ writes Are Annuities Scam? 6 Flaws of Annuities You Must Read About – Are annuities scam? I don’t think there is a need to become paranoiac about annuities, they are not a scam. But annuities are definitely very complex product to deal with. However, it doesn’t mean that annuities don’t have flaws.

Matthew @ Investing Five Daily writes Is Your Home An Asset – A discussion about the impact your home has on your networth calculation and exploring ways to get value out of an illiquid asset.

Ted Jenkin @ Your Smart Money Moves writes 4 Money Tips For The Dog Days Of Summer – This is the rainiest summer season I’ve experienced since I moved to the state of Georgia.

Luke @ Learn Bonds writes The Corporate Bond Market: Often Misunderstood and Underappreciated – The first part in a multipart series on the corporate bond market. What you need to know to start investing in corporate bonds today.

Chuck @ The Tortoise Banker writes Setting Up a Budget: For New Couples – The greatest benefit of setting up a budget is that you and your partner will have a good understanding of your income and expenses. Together as a team you can set future financial goals and create a plan to achieve those goals. Those goals might include paying off debt, saving for a house, or building an emergency or slush fund. This post will give you a starting point.

Hank @ Money Q&A writes Financial Lessons We Can All Learn From Playing Candy Crush Saga – There are a lot of financial lessons that can be learned from playing Candy Crush Saga if you stop and think about it. There are key take aways that you can find that correlates with our finances.

Harry Campbell @ Your PF Pro writes What Is The Easiest Job You’ve Ever Had? – Even from a young age, I’ve been hustling to find the easiest jobs that would pay me the most. When I was a kid, my neighbor and I would steal lemons from another neighbor’s tree and sugar from his parents to set up a lemonade stand on the corner. I’ll be honest, the money wasn’t great, but since my parents didn’t give me an allowance, it was the only way we could make money so we could buy candy at the liquor store

Ryan @ Cash Money Life writes Are You Really Work from Home Material? – Do you have what it takes to work from home? Many people love the idea of working from home, but find that it is more difficult than they ever imagined.

Harry Campbell @ My Financial Road writes My Savings Problem – Recently, I read “The Automatic Millionaire” by David Bach and it dawned on me that I although I have been paying myself, I haven’t been paying myself FIRST. I was simply going through the motions of going to work, paying my bills and saving whatever was leftover at the end of the month. This led to me not saving so much since I would spend a little more on groceries or go buy see a movie or something and there wasn’t much left to save.

Tushar @ Earn More and Save writes Heading to College? 5 Ways To Avoid Student Loan Debt – The post Heading to College? 5 Ways To Avoid Student Loan Debt appeared first on Earn More And Save.Going to college and getting a degree is no longer the American Dream – it’s the norm. With so much competition in today’s job market a college degree is almost necessary. However, many would be students are hesitant about taking out loans to fund their education.

Minimalist @ Minimalist Finance writes Instilling Financial Responsibility In Your Teenager – Instilling Financial Responsibility In Your Teenager has been published on Minimalist FinanceTeenagers can be difficult students. Most teens would rather be out with their friends or playing their favorite sport than learning about money and money management.

Tushar Mathur @ Everything Finance writes How to make your gaming budget go further – These days it’s very difficult to stretch your budget, and even when you set a limit it is often hard to ensure you don’t exceed it and incur debt.

Ray @ Squirrelers writes Speaking Up in Meetings or Class is Important! – Sometimes, when it comes to wealth, it’s not just how hard we work or what we know. It’s convincing others of our value, since perception can be reality. This post discusses the importance of speaking up, which can impact finances!

IMB @ Investing Money writes Gold-The Long View – Since its spectacular rise from its 2002 lows, gold has captured the imagination of investors worldwide. Read here for information on the long view of gold.

Jon Haver @ Pay My Student Loans writes How to Find School Loans and Grants – Loans and grants are also available at the individual state level, in addition to being offered by individual universities and sometimes even companies.

Maria @ The Money Principle writes From retirement to life design – Focusing on employment, pensions and retirement may not be the things to focus on. Here I suggest that we should re-focus on work, income and life style design.

Eva Baker @ TeensGotCents writes How To Get A Part Time Job – REI – An interview with Ken Bevill of REI. Ken and I discuss the specifics of getting a part time job at REI for teenagers – what to do and what to avoid.

John @ Ourinsurancecanada.com writes Cheapest Auto Insurance Rates for Students – Some companies offer a discount if you drive your car less often. If the company you choose offers this discount, try to avoid driving your vehicle if there are other options available to you. Taking public transportation and walking whenever possible can make a big difference in the premium you pay.

Corey @ 20s Finances writes How to Successfully Switch Careers – Find out how to switch careers and go forwards instead of backwards. Doing something you enjoy doesn’t mean taking a pay cut.

ETZ25 @ Entertainment Timez writes AIG Delivered, But Where Is Everybody? – AIG delivered, but still there aren’t many investors in the stock, at least not non-institutional investors (us home investors). Is this a mistake given the facts?

krantcents @ KrantCents writes Things you must do to succeed at real estate investing – Things you must do to succeed at real estate investing

Mr. Frenzy @ Frenzied Finances writes Consumer Tips: How to Score Deals While Shopping – Looking for some nice deals while you shop? There are always great options available – just be on the look-out. Here are some consumer tips!

Little House @ Little House in the Valley writes Revisiting New Year’s Resolutions – Here it is 8 months into 2013 and I’m not so sure I’m on target with my New Year’s Resolutions.

Roger the Amateur Financier @ The Amateur Financier writes Net Worth Update: August 2013 – An update, sharing my net worth as of the start of August 2013, discussing how my technical difficulties have complicated things this past month.

Tushar @ Finance TUBE writes Two New Places To Sell Your “Stuff” – So you got to host full of stuff and you can use some extra money. You are probably aware of the traditional ways to sell your items places like in the paper and other areas, have a garage sell, list on Craig list or on ebay.

Bargain Babe @ BargainBabe.com writes Back to School Deals – Back to School deals for the 2013 school season are happening! Even if you do not have kids in school, this is the best time of year to stock up your home office or craft…

Kathleen O’Malley @ Frugal Portland writes Wantable: Is it Worthwhile? – Wantable has a very fun premise. You fill out a survey and they send you the items they think you want based on those results.

Crystal @ Budgeting in the Fun Stuff writes Thrift Store Challenge Update – I Bought ALL of the Clothes… – Back in May, I started my own challenge. I decided that I would only buy clothing from second-hand stores like Goodwill and resale shops until June 2014.

Crystal @ Married (with Debt) writes Introducing MikeS – Married with Debt – Please meet our new staff writer, MikeS, who is married with debt too.

Mrs. Accountability @ Out of Debt Again writes 4 Tips to Stay Organized – Summer organizing, anyone? I am amazed at how having an organized living space saves time, allowing me to focus on the important things in my life.

FI Pilgrim @ FI Journey writes Build A Better Budget Part 1 – The Mindset – It pays dividends to think through the process of creating a budget before you get started. What’s the purpose? What does it consist of?

Debt Guru @ Debt Free Blog writes How To Stop Telemarketing and Debt Collection Calls – I don’t think there is anything worse than those annoying debt collection and/or telemarketing calls in the middle of dinner. Telemarketers have products and services to sell but they tend to be a pest when calling several times a day and at all the wrong times. If you are tired of these nuisances this article will guide you through ways to stop telemarketer calls.

Barbara Friedberg @ Barbara Friedberg Personal Finance writes How To Afford Exotic Travel – Build wealth, spend wisely, save aggressively and savor life. Machu Picchu, a vacation of a lifetime.

Holly Johnson @ Club Thrifty writes Operation Frugality: Save Money by Eating Old Food – Do you want to save money by eating food that you already have? If so, please join OPERATION FRUGALITY: SAVE MONEY BY EATING OLD FOOD. It’ll be awesome!

SBB @ Simple Budget Blog writes For College Students: Budgeting Your Daily Expenses – Heading to school? Great! Keep in mind how important budgets are. Read for the tips needed for college students to budget their daily expenses.

Monica Iannacone @ Monica On Money writes $25 August Giveaway and Goals! – Now that it’€™s August, it’s time to think about my financial goals for the month. Here are my top 3 goals for August.

Lindy @ Minting Nickels writes Thinking of Quitting Your Job? Don’t Forget to Consider These Perks You’ll Leave Behind – After I completed graduate school, I was lucky to land a tenure track teaching position.

Nathan @ AsknWhy writes How to Avoid Business Pitfalls – Usually, amateur business entrepreneurs both online and in the actual world miss this a thousand times.

Buck Inspire @ Buck Inspire writes Ellen Degeneres Returns To Host The Oscars – If you’re a fan of Ellen, you’re in luck. She’s returning to host the Oscars next year!

Tommy Douglas @ Getting Fit As A Baby Boomer Over 50 writes The Paleo Diet – The Truths You NEED to Know – With so many diets coming and going each year, it’s difficult to figure out which one has all of the answers. One of the most popular diets in the past few years is the Paleo Diet.

Evan @ My Journey To Millions writes It is Amazing How Local Personal Finance Can Be – Most people discuss personal finance rules in absolute terms. I hate it! I truly believe there are almost NO SET PERSONAL FINANCE RULES.

Jacob @ AllPersonalFinance writes Will you be renting short term, long term or forever? – With the housing market as challenging as it is right now, a lot of people are struggling to save enough money for a deposit on a first home and we’re seeing a lot of people renting for much longer than they might have in the past. Some recent research from Barclays on whether people see …r

Don @ MoneySmartGuides writes 5 Ways to Save Money On Your New Baby – The birth of the royal baby, the first child of Duke and Duchess of Cambridge and the third in line to the British throne, is a magnificent way to feel the joy and happiness that your own little royal will

MMD @ My Money Design writes Niche Website Update 8 – NS2 on the First Page Search Results Already! – I’ve got some terrific news: My new niche website (NS2) is currently ranking on the first page of Google at #4 for my main target keyword! Here I’ll share my complete run down for how I got there.

MMD @ IRA vs 401k Central writes What Are My 401k Investment Options and Choices? – When you receive that packet with all the different 401k investment options to choose from, what does it all mean? This post will help you figure that all out.

DW @ Great Passive Income Ideas writes Great Extra Income Opportunities Using The Internet – You don’t need a second job. There are lots of extra income opportunities that can easily be done with nothing more than the touch of a computer. Here are a few to try.

Mr FD @ Financial Debauchery writes Poor Customer Service Skills = Why I Hate Blockbuster – If you think that poor customer service skills aren’t likely to drive a patron to absolutely despise a store and every location it has, then think again.

Abu @ insurance bangladesh writes Insurance Bangladesh – Insurance Bangladesh company agent (IBCA) is an agent company which is helping the Bangladeshi people for getting insurance policy from the Bangladeshi insurance companies. We are assisting you to become a policy holder of any Bangladeshi insurance company. 12353852-house-insurance-and-home-owner-protection-from-mortgage-interest-rates-by-refinancing-a-payment-of-l There are two types of Insurance Companies in Bangladesh – Life Insurance Company & General Insurance Company. If you

Christopher @ This That and The MBA writes Litigation Funding and the Rest of the World – Litigation funding, or third-party funding as it is also known, is by far the most popular and effective method of acquiring financial support for an impending court case.

Matt Becker @ Mom and Dad Money writes The Mythical $12,000 Baby – The reports out there say it costs $12,000 in the first year of raising a child. When making your own decisions, it’s important to remember that that number is just an average. It doesn’t reflect your personal situation or your ability to make different choices. Let’s look at some of the ways you can be different.

Lauren @ L Bee and the Money Tree writes Blow Money is a Non-Negotiable – I find that a small amount of blow money is essential to debt payoff success.

Tushar @ Start Investing Money writes 3 Reasons to Be Careful if You Get Financial Advice Online – This Post was Originally published at 3 Reasons to Be Careful if You Get Financial Advice Online on Start Investing MoneyThe internet has changed our lives in lots of different ways. If we have a question we need an answer to, it is easy to hop online and find the information we want. Except of course, we cannot always be sure we’re getting the best information.

Daisy @ Suburban Finance writes How to Improve Your Credit Score – So you are looking to buy your first home or maybe even finance a new car and you are worried about your credit. Although raising your credit score is never a quick and easy task, there are various immediate actions that you can implement today in order to start the process towards raising your credit …r

MR @ Money Reasons writes How Much Money Is a Lot of Money? – Money has changed meaning to me as I grow older. Read some of my funny history around how I viewed money, and what a lot of money is to me today.

Miss T. @ Prairie Eco Thrifter writes Be Selfish – GIVE! – Motivational finance books stress the importance of giving. They claim that if you give, you get back a thousandfold more. How is that? Doesn’t it seem counter-intuitive to you? It always has to me. But, it isn’t and here are my thoughts as to why.

Wayne @ Young Family Finance writes Powering Down: Ways to Save Money on Utilities – Simple changes in your use of electricity and water can save you money. It’s not hard! Read here for tips on saving money through utilities.

Dividend Growth Investor @ Dividend Growth Investor writes How to define risk in dividend paying stocks? – For many equity investors these days, risk is usually defined as an unfavorable fluctuation in stock prices. This means that an investor who purchased Coca-Cola (KO) at $40/share, and observes the price decline to $30/share, had a $10 unfavorable move in the price against them. This view on risk could be adequate for investors whose investing timeframe is in days or months.

RichardP @ LifeQuotes123 writes Compare Whole Life Insurance Policies – What is whole life insurance? What is the cash value? Is it right for you? Is whole life a good investment? If so, how do you pick the death benefit amount, the life insurance company, and your coverage options? These are all questions you should be asking yourself before choosing a life insurance policy, whether it is term or permanent coverage, and these are all questions we help you answer.

Kyle @ The Penny Hoarder writes Think You Can’t Afford a Smart Phone? – Smart phones are everywhere. You might look at your friend’s smart phones with envy and wish that you, too, could get one. You may think a smart phone is out of your financial reach, but you may be surprised.

Mike @ Personal Finance Journey writes 5 Tips on Borrowing Money from Friends – 5 relatively easy ways to Borrow Money from Friends and still keep the friendship solid and avoid all the drama.

Pauline @ Make Money Your Way writes Make money with your garden – Here are a few ways you can make money with your garden, by selling your plants, produce or canned goods.

Pauline @ Reach Financial Independence writes Building Wealth While Building Muscle – This post compares wealth and muscle building in an attempt to get progressively better and reach your health and financial goals.

Bryan @ Gajizmo.com writes 150 Famous Quotes By Famous People – Whether we are trying to improve our lives personally or professionally, we all sometimes need famous inspirational quotes to help us power through the challenge in life. Whether it is life, death, success, failure or money, famous quotes by famous people can provide insight into how to better our lives. Here is a list of the 150 best famous quotes that will inspire and motivate you to achieve.

Laurie @ Frugal Rules writes How to Budget When You’re Broke – When you’re short on income, or dealing with debt, it can be difficult to live with a budget. However, it is not impossible – it just requires some creativity and willingness to live wisely.

PK @ Don’t Quit Your Day Job… writes No, The Slow Recovery is Not Due to Baby Boomers Retiring – For whatever reason, one narrative that crops up over and over again is the idea of Baby Boomers retiring, and driving down the workforce participation numbers. The truth? The opposite.

Brian Fourman @ Luke1428 writes “Why Won’t You Tweet My Post!?” – Have you ever wondered why people don’t tweet the posts they read on your site? Early on in my first year of blogging this caused a lot of confusion and frustration. Here are 10 reasons people don’t tweet your posts.

Mr.CBB @ Canadian Budget Binder writes Budgeting Tips For Low Income Families – A budget does not discriminate so no matter what your income is you can use a budget to account for your personal finances.

Mr. Utopia @ Personal Finance Utopia writes Build Your Confidence Instantly Using This Secret – Do you need a confidence boost? By employing this secret technique in any situation, you can increase your confidence within a few minutes. Learn how to master this secret.

Jon @ Novel Investor writes Guide to the Different Types Of Mutual Funds – If you understand the different types of mutual funds, you’ll know how a fund invests your money, the risks involved, and how it fits in your portfolio.

Jefferson @ See Debt Run writes Budgeting Challenges : The Variable Categories – Budgeting can be tricky business, especially when trying to estimate variable expenses (food, gasoline, entertainment). This article discusses how to approach creating a budget.

Anton Ivanov @ Dreams Cash True writes The Best Online Brokers – Our list of the best online brokers is a great place to start when comparing online brokers and narrowing down the search for the one that is right for you.

Bryce @ Save and Conquer writes When Should You Replace the Old Car? – Kind of a silly look at why and how we replaced our last two vehicles.

Jacob @ My Personal Finance Journey @ My Personal Finance Journey writes How To Compromise On Finances In Your Marriage – This post illustrates how one writer compromised when it came to money and marriage, and encourages you to do the same.

Michael @ Financial Ramblings writes Our Asset Allocation Spreadsheet – Looking for a tool to help you decide when to rebalance your portfolio? Look no further… I’ve built a generic version of our asset allocation spreadsheet, complete with a walkthrough on how to use it.

Joshua @ Modest Money writes How To Get More Bang For Your Swipe – It seems like credit card rewards have been popular from the day they were created and, continue to gain in popularity every day! However, to get the most bang for your swipe, you’re going to have to use tact when you use your card.

Simon @ Airline Miles Experts writes Things to Remember When Choosing A Credit Card Company – Its easy to get sucked into credit card debt fast. What with all the offers and enticements that we encounter daily; in the mail, billboards, adverts, on the tv. Here are some tips to help you sift through the credit card companies and land a card that suits your financial situation.

The Yakezie Carnival is brought to you to by the network of personal finance bloggers of the Yakezie. You can submit articles at Blogger Carnivals.

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