The following is a guest post from Jon Haver who has paid off his $23k in student loans in 3 years and is sharing advice on how others can financially thrive with student loans. He writes at Pay My Student Loans. Month after month, you find yourself making payments to bring down your debt whether it is your mortgage or your student loans. You dream of a time when you can live debt free. The two biggest debts in this [...]
Amazon.com Price Fluctuations It’s a known fact that Amazon.com changes the price of items on a daily or even hourly basis. While they are fairly closed lip on this topic, it is my belief that they are simply following buying trends and data which they have collected over the years. Be sure to use this to your advantage by adding products to your cart in the “Save for Later” section. Then check back often to observe the price changes. Only [...]
Dating as far back as 700 B.C., thriving, ancient cultures that were far ahead of their time recognized both the aesthetic and monetary value of gold and the coveted metal became a standard of currency for many an empire. Today, investing in gold has been one of the most lucrative investments. Even a small amount of gold in your investment portfolio can potentially garner a nice return over time. For this reason, investing in gold can be worth considering for [...]
After giving you allowance and teaching you how to save, mom probably wants you to spend smart on her Mother’s Day gift. What do you usually spend on a Mother’s Day gift? This year shoppers are forecasted to spend a million hours shopping online for gifts according to research from Experian Hitwise. That’s in addition to the money they’ll fork over for a present. Also, don’t forget the Mother’s Day card! Time and money are both valuable, so don’t [...]
Think of philosophy, and no doubt life’s big questions will spring to mind. Why are we here? What’s our purpose in life? Philosophers have tried to answer all this for us, as it is good to understand the answers to these questions. When it comes to starting up your own business, there are also some fundamental questions you should ask yourself, because it’s no easy undertaking. It takes certain must-have attributes if you’re to have any chance of succeeding. This [...]
Balance a checkbook. Create a budget. Set up accounts to better control your finances. Open up a retirement savings account. These are all steps one would like to take when it comes to controlling ones finances. We all have the desire to keep our money in control and we all want to be as responsible as we can when it comes to our spending and saving. But, how many people actually do it? With busier lives, economical struggles and a high unemployment rate, among other things, [...]
People like to avoid bankruptcy as much as they can. They are wary of the stigma that is attached to this debt relief option because it is a matter of public record. Before people consider filing for bankruptcy, they have one last tactic they can try. They may be able to qualify to consolidate their debts with the help of a debt management company. Are There Several Monthly Debts? Debt consolidation is not right for everyone, but it will help [...]
Nobody likes to read through insurance policy documentation. The policies can be long, tedious, and full of jargon that leaves the average person confused about what exactly they’re signing or agreeing to. That’s why it’s so important to have an unbiased agent on your side you can answer any questions you might have about a policy fairly and without prejudice. Of course, it’s good to be as knowledgeable as you can as well and not solely rely on an agent. [...]
Real estate remodel projects typically fall in one of two categories. Renovations are usually made with the intention of increasing personal comfort or with the intention of maximizing sale potential. It’s crucial for people to understand the difference between the two, because a mistimed or miscalculated renovation can be detrimental to a bank account. In this article I explain these two main reasons that people choose to remodel, and a couple specific examples of each one. The point is to [...]
Although investing in real estate is a great way to achieve financial freedom, it can be a perilous journey. There are plenty of con artists out there ready to take your money. Before you jump into a real estate deal, you should be aware of the scams that people try to pull. This article will give you tips about things to look out for when you are investing in real estate. Sellers not Disclosing Needed Repairs As a real estate [...]
