Dave Ramsey’s Baby Steps and Why They Work

Dave Ramsey’s Baby Steps and Why They Work

I am a huge fan of Dave Ramsey’s baby steps. He outlines the steps in his book, The Total Money Makeover. The baby steps helped us get rid of $52,000 in consumer debt in just 18 months. And we’re not alone. Millions of people have taken his course and used them...
12 Best Online Checking Accounts

12 Best Online Checking Accounts

Some people don’t bank online because they want to keep a checking account with a local bank branch. The problem is, some brick-and-mortar checking accounts come with hefty fees. When the fees don’t justify the benefits, it’s time to switch. The best online-only...
How to Make Money as a Beginner Blogger

How to Make Money as a Beginner Blogger

When I first heard you could make money blogging, I was skeptical. It didn’t make sense to me. How could someone get money just for writing articles on a website? I started my own personal finance blog in January 2013. The goal was to be encouraged and held...
9 Best Prepaid Cellphone Plans

9 Best Prepaid Cellphone Plans

If you don’t like the idea of being locked into a cell phone contract for two years, take heart. There is an alternative. A prepaid cell phone plan may be right for you. Prepaid plans are inherently different from the typical contract plans. Prepaid plans allow you...
5 Legit Ways to Get Out of a Timeshare

5 Legit Ways to Get Out of a Timeshare

The draw of a timeshare is real. I know — my dad bought a few of them. He had two weeks at a Minnesota resort town. One in the winter and one in the summer. They were fun! My kids and I went with several times. We swam, snowmobiled, boated. But of course, we weren’t...