Reader Interactions


  1. This is an awesome story Deacon! I especially like the part about finding “common sense”. I came to this realization myself before I became debt free. I also agree with you about wanting interest to work in your favor instead of against you. Interest payments can be brutal, and I’m so glad I’m free of them. Congratulations on your accomplishment! Way to go!

    • Thanks Carrie!

  2. So, what I would like to know is: After you sold your car, how did you get around? Did you buy a used car off Craigslist? With both of you working, did you drop each other off at work with a used car or a motorcycle?

    • Hi Jenine, we ended up selling my wife’s car as well for $5,000 and then bought two cars with that money. The cars definitely weren’t as nice but they were reliable and got us where we need to go.

  3. This is a great story and I hope to replicate your success. Reading your story is inspirational and i can’t wait until I can say I’m debt free!

  4. Congrats!

    You have an awesome TV spot, by the way. I’m looking forward to checking in on your journey periodically.

    We are debt free besides the mortgages we have on our primary residence and investment condo. We just initiated a strategy I devised to kill the mortgage in 7 years, which will be right before we turn 35.


    • Thanks! That is great to hear about you planning to pay your mortgage off early. It sounds like we have a lot in common. 🙂

  5. It seems like great advice for people who already have resources. But what if you have no possessions or cars to sell, no spouse to help, 3 kids, 2 jobs, $15K in credit card debt at 20% interest, and the best personal loan you can get is $3K at 30% APR?

    • You make a good point. Everyone’s resources are different. However, I have interviewed over 50 people who have paid off debt. One lady paid off debt while she was getting treated for cancer. Another paid off debt on a small income. You can read more of those debt success stories on our website.

  6. This is an excellent article, Deacon! I know what you mean with the “PC Speed-Dial for eBay and Craigslist”. I don’t think people consider how much money and freedom you can receive from selling stuff around the house that you don’t even use!

    Keep up the good work in crushing debt!

    • Thanks, Andy! Even after paying off our debt I’m still selling stuff on Craigslist. However, I recently heard of OfferUp and have something listed on there right now!

  7. Hi. We’re really trying to get out of debt to be debt free and start budgeting, journaling, and planning to build wealth for retirement and for future finances.

    • That’s great! Posts like these can provide not only inspiration for your financial journey, but also valuable tips that you might be able to use. I wish you luck and hope you are debt free soon!

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