A good credit history can open the door to better financing options for major purchases. It’s possible to save thousands over the lifespan of a major loan, like a mortgage, if you have a good credit score. If you want
Credit scores have a major impact on your financial health. A good credit score could save you thousands when financing a major purchase, such as a home or vehicle. However, building credit is easier said than done. Lenders want to
If you are looking for a checking or savings account and traditional banking doesn’t meet your needs, credit unions are worth considering. When you work with the best credit unions, you sign up to become a member. This makes you
Your credit score is one of the most important numbers when it comes to your finances. It determines your ability to access new credit and impacts the interest rates you can get. Unfortunately, borrowers with poor credit often find themselves
Your credit score can significantly impact your life. Having a good score means you can unlock better financing opportunities and save money when making a major purchase. However, improving your credit score can be difficult. Most lenders want to see
If you’ve ever tried to boost your credit score, you know how challenging it can be. Every time you take one step forward, it seems like it’s followed by two steps back. The process can be particularly difficult since people
Credit unions are one of the best ways to avoid traditional banking fees. However, most credit unions have strict a membership fee or eligibility requirements. Consumers Credit Union caters to Chicago-area members, but the institution breaks the mold with nationwide
Most credit repair companies offer many of the same services. They tend to specialize in helping you remove inaccurate or unfair items from your credit reports, and will do the work of challenging credit bureaus and creditors. Some will even
Building and accessing credit isn’t always easy. In fact, it can be downright difficult to build credit in the traditional ways. Luckily, new companies are creating opportunities to improve your credit and access the funds you need with the help
Even though it’s just a three-digit number, your credit score can impact your life in big ways. The best credit building apps can help you improve your score. Lenders will look at your credit score when deciding whether or not to
Having good credit can improve your financial health. Even a small increase in your credit scores may lead to significant savings on interest payments for big purchases. Unfortunately, building good credit can be challenging. Most lenders want to see a
A good credit score is a useful tool for your personal finances that can unlock substantial savings when financing big purchases. For most people, credit cards are the main way they build or improve their scores. But what if you