Dave Ramsey’s Baby Steps and Why They Work

Dave Ramsey’s Baby Steps and Why They Work

I am a huge fan of Dave Ramsey’s baby steps. He outlines the steps in his book, The Total Money Makeover. The baby steps helped us get rid of $52,000 in consumer debt in just 18 months. And we’re not alone. Millions of people have taken his course and used them...
23 Best Personal Loan Companies in 2018

23 Best Personal Loan Companies in 2018

If you need to borrow money, don’t go with the first lender you find. The loan may come with high interest rates and stiff repayment terms that can make your loan significantly more expensive. Any personal loan company worth its salt won’t overwhelm you...
11 Best Mortgage Lenders to Buy a Home in 2018

11 Best Mortgage Lenders to Buy a Home in 2018

Buying a home is a massive decision. It’s by far the biggest financial commitment you will have in your life and the confusing process can happen quickly. In my case, very quickly. I saw my home at lunch with a realtor, got pre-qualified in the afternoon, and made an...
16 Legit Ways to Get Rid of Student Loan Debt Fast

16 Legit Ways to Get Rid of Student Loan Debt Fast

Dealing with your student loans can seem like an overwhelming task. The sheer volume of student loan debt that we are dealing with is astronomical. According to CNBC, over 44 million Americans hold roughly $1.5 trillion of student loan debt. The average graduate holds...
How to Buy a Home WITHOUT a Mortgage

How to Buy a Home WITHOUT a Mortgage

I think you’ll agree with me that making a house payment each month sucks. There was a time that I didn’t even think it would be possible to buy a house without a mortgage. I thought the only way I will ever own home is to borrow money. Man, was I...