Reader Interactions


  1. These are great tips. I regularly check my score and report to make sure everything is accurate.

    • Hey, Brian. That is great to hear that you check your score regularly. I do as well and I use Credit Karma because it is free. 🙂

    • That’s a smart move on your part, Brian. It’s always good to keep track of the credit score. IMHO.

  2. I looked at my credit report and found 3 people who are using my name for themselves. How IDK! I reported 1 to the credit reporting agencies and got rid of it.

    • Oh wow. I am sorry to hear that, but I am glad that you caught it. Hopefully you can get the issue cleared up with all three credit bureaus.

    • It’s amazing how credit card/credit report fraud is on the rise, Mark. I’m SO glad you have been able to at least get the 1 report off of your credit record. I wish the best of luck to you!

  3. These are all great tips. Simply cleaning up a report of erroneous information can have a positive effect, in a relatively short time period, on a credit score.

    • You’re exactly right, James! As with many things, a little effort goes a long way. 🙂

  4. Thank you for sharing the article. It’s very useful. I hope to hear more from you.

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