Reader Interactions


  1. These are all great tips! I know of so many people who do not know how to correctly make a budget.

    • Thanks Michelle! It is so true, in fact, we didn’t really know how to budget when we got married. Hopefully this will give people a good place to start.

  2. I totally agree with every point you made! And a budget doesn’t have to be fancy. I still do ours with pen and paper. We don’t even have a spreadsheet or anything! All that matters is that you make a budget and stick to it!

    • Sticking to it can be the hard part, but it is definitely worth it!

  3. Thanks for this, Deacon. I have read many posts on creating budgets (and should probably create my own post soon) but this one hammers home the good stuff. Thanks for helping remind me!

    • Absolutely, Tony. I’m glad you found it helpful.

  4. Right now my boyfriend and I do our budgets separately because we’re not married. But communication about finances is still really important since we own a place together and share expenses together. Once we’re married we’ll probably completely merge the budgets into one.

    • Yeah, I think you have a good strategy to keep separate budgets until you are married. However, I would make sure that you are aware of your boyfriends financial details. That way there are no surprises. 🙂

  5. Sometimes, you just need a push in the right direction to start budgeting, but it can only be helpful when you start. This is a good post. Sometimes the basics are hard to wrap your head around, too. I think it’s very important to gather your bank statements so you actually know what you’re spending.

    • Hey Daisy! You are right, the basics can be hard to do when you are getting started. Now that we have been doing this for a while, it is definitely easier than it used to be.

  6. I love these tips. Creating a budget is such a daunting task especially for a mom and a wife. This post surely helps a lot.

    • Thanks Sarah! I’m glad that you found it helpful.

  7. The long term goal is the key in doing a budget. Thanks for the tips. Now I’m using an iPhone app to manage my monthly budget and it’s very useful so far.

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