“The Day” happened over eight years, ago, but I still remember it like it was yesterday. My wife Kim and I had just gotten married, and it seemed like things were off to a great start.
We bought a brand new Nissan Altima, owned 2 condos, and Kim was starting her career. From the surface, it looked like we were right where we wanted to be.
One day it became shockingly apparent that this wasn’t the case. I decided to go over our finances and noticed that we had more money going out than coming in.
What??? How could that be happening? We both worked hard and had good jobs, so how could we be underwater every month? When I sat down to take a closer look at our financial situation, I found the answer. Together, we had nearly $52,000 in consumer debt. Between my new Nissan, our credit card debt and our combined student loan debt, we were in big trouble.
The thought of working your whole life just to pay off consumer debt seemed crazy. Adding up the numbers, we had $52,000 in debt and realized that we were in quite a mess. We felt scared and overwhelmed at the prospect of living our lives in a constant struggle for money.
This was not a life we wanted to live.
A New Start
We knew there had to be a solution to our problem, so as a couple we decided that we would seek out people who have been successful with handling money. I read several books, took a personal finance class, and talked with others who practiced sound financial principles.
I learned that we were doing money all wrong. Everything we thought we knew about personal finance was completely backward from what we learned from those who were successful with money.
When we began to apply the principles that we had been learning, our world began to drastically change right before our eyes. The debt was going down, and going down fast.
Our Life Without Debt
Within 18 months of deciding to devise a plan and follow it, we paid off our $52,000 in debt and are now debt free except for a small home mortgage.
Our lives have changed dramatically since we’ve become debt free. Being debt free has allowed me to quit my former job and pursue my passion.
I couldn’t have started my own business if we still had $52,000 in debt. And we certainly wouldn’t be in the financial position we’re in today if we’d chosen not to take the drastic step of changing our lifestyle so that we could get out of debt.
The Debt Free in 18 Months Course shares the specific steps we took to pay off our debt and is designed with a clear-cut plan that will help you to succeed at becoming debt free. I’ve also priced the course at an affordable price so that anyone can start on the road to paying off debt and building wealth.
It’s time to start living a life without debt.
Breakdown of the Course
Session 1 – Developing a Financial Game Plan
This will help you create a realistic game plan with your finances so that you know with confidence how to move forward.
Session 2 – How to Pay Off Your Debt Fast
Learn how to structure your debt so that you can pay it off fast and have peace of mind sooner rather than later.
Session 3 – Ways to Earn Extra Cash & Decrease Your Expenses
Discover ways to make more money and decrease your expenses so that you can have progress quickly.
Your course really inspired me. I was able to reach my emergency savings goal of $1,000 in one month…Now I am on track to tackle my $9,000 in credit card debt.
Financial Gameplan – An excel spreadsheet that puts your entire financial picture in one place. Easy to use and the fields automatically calculate.
Debt Snowball – This spreadsheet is designed to work with the Financial Gameplan form so that you can see exactly how many months it will take to pay off your debt.
Money Tools – I will share all of the money tools that I use on a regular basis to help you build a solid financial future.
$97 now $67!
Disclaimer: This class does not guarantee that you become debt free in 18 months. What it will do is give you the direction on how to become debt free in that amount of time. The results are up to you. For examples of people that were able to pay off debt in a short period of time, check out our Debt Success Stories series. These are not necessarily people that took this class but they did apply the principles of this class in some fashion. Returning Member?