My Story

Kim and deacon hayes

My wife Kim and I on our wedding day

When Kim and I got married in 2008 it seemed like things were off to a great start. We bought a brand new Nissan Altima, had 2 condos, and Kim was starting off her career. From the surface, it looked like we were right where we wanted to be. We felt like we were living the American dream. One day it became shockingly apparent that this wasn’t the case.

I began to go over our finances and noticed that we had more money going out than coming in. We had nearly $52,000 in debt which included a car, credit cards, and multiple student loans. As a couple, we decided that we would seek out people who have been successful with handling money.  We read several books, took a personal finance class, and talked with others who practiced sound financial principles.

When Kim and I began to apply the principles that we had been learning, our world began to drastically change before our eyes. Within 18 months of deciding to devise a plan and follow it, we paid off our $52,000 in debt and we are now debt free except the house.

It is amazing to see how, in such a short period of time, we were able to make such amazing progress. It is my goal to help others break the bonds of debt and to help them build a financial foundation for life. I even have a series on our site dedicated to stories of other people that have paid off a significant amount of debt as well to keep people inspired along their dept payoff journey.

What I am up to Today

In early 2013 I quit my day job to start my own business. I have a heart for those who don’t necessarily have the tools and resources to be successful with money; I enjoy the opportunity to meet with people from all walks of life to help them achieve their financial goals. I also speak to share our story as well as I teach classes to equip people to manage their finances well.

I have had the privilege of being featured in many news publications including Yahoo Finance, US News & World Report, CNN Money and more.

If you have any questions regarding your finances feel free to send me a message by clicking on the Ask Deacon tab.

Want to whip your finances into shape? Click the link below to download my free budget form.


I wish you all the best in achieving your financial goals!