Mint is Shutting Down – Consider These 5 Alternatives

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Looking for an alternative to Mint?

Mint is a great product, but it will shut down in early 2024. Here are some of the best Mint alternatives to keep your budget on track.

Top Alternatives To Mint

empower logo 150

A free budgeting tool and you can view your net worth in minutes. 

Tiller Logo

Automated spreadsheets help with debt payoff and budgeting.


New users can save up to $200 in just the first month alone.

Finding the right budgeting tool is important. Here’s a little bit about how each Mint alternative works so you can decide for yourself.

1. Empower


Empower is one of the best Mint alternatives. When it comes to money management apps, you’ll have a hard time beating Empower.

When you sign up for the Empower free personal finance tool, you start by linking your accounts. You can link bank accounts, credit card accounts, investment accounts, and more.

The dashboard will show you information such as:

  • Your net worth
  • Portfolio balance
  • Retirement savings for the year
  • Spending information by category
  • Bill payment due date notifications
  • Whether you’re on track with your designated budget

Empower offers many of the same features as Mint but with a lot more emphasis on investments. It’s a great tool to understand your total financial picture.

2. Tiller Money

tiller money spreadsheet

Tiller Money is an alternative to Mint that helps you manage your money using spreadsheets. It works with both Excel and Google spreadsheets.

Tiller starts you off by having you sync up your bank, loan and other accounts. Then, it lets you create customized spreadsheets to begin tracking and budgeting.

It has a variety of spreadsheet templates:

  • Monthly budget spreadsheet
  • Net worth tracker
  • Weekly expense tracker
  • Debt snowball spreadsheet

And others. In addition, you can create your custom spreadsheets if you choose. The interface is very easy to use. The platform costs $79 a year.

3. You Need a Budget (YNAB)

YNAB home

You Need a Budget (YNAB for short) was founded by a college student named Jesse Mecham. He and his wife had a super small income but still had to find a way to pay the bills.

They created the YNAB budgeting plan, which consists of four basic rules:

  1. Give every dollar a job
  2. Embrace your true expenses
  3. Roll with the punches
  4. Age your money

The YNAB website says the average new user will save $200 in the first month alone. YNAB can help you create your budget, track your spending, create and track goals, form a debt payoff plan and more.

Both Mint and YNAB do a fabulous job helping you with your budget. They both have user-friendly interfaces and continue to work on improving and adding features.

But the main difference between the two is the cost. YNAB is $84 per year. Mint is free. Note that students do get YNAB free for the first year.

And YNAB has a free 34-day trial, so you can try it out at no cost.

4. Quicken

Quicken Products, Plans and Pricing

Quicken is one of the most well-known alternatives to Mint. It was the pioneer budgeting tool.

Quicken has four plans available ranging from $34.99 – 89.99 per year. Which really isn’t bad. If you break it out per month, it would be $2.91 – $7.49 per month.

Both Quicken and Mint allow you to import your transactions automatically. In addition, both allow you to monitor your credit score and send weekly email summaries.

However, Mint has a couple of great features that Quicken doesn’t. First, Mint’s email alerts about bills and fees are a gem. They help ensure you won’t make any payments late.

Second, Mint calculates your net worth and clearly displays that number at the top of your home screen. To me, this is a great feature. It helps me see where I am and motivates me to improve.

Quicken still wins because of its wider variety of plan choices, but Mint does have enough features for most basic budgeters. Plus, it’s free, whereas Quicken’s plans are not.

5. Monarch Money

Monarch Money is a money management platform that emphasizes reaching your financial goals. As you work toward short-term and long-term financial goals, Monarch Money makes tracking your net worth easy.

Specifically, Monarch Money offers net worth syncing. Instead of adding up your assets and liabilities, Monarch Money will run the numbers for you.

All you need to do is have your financial accounts linked to Monarch for seamless net worth tracking.

If you have physical assets without an attached electronic account, you can manually add this value to your net worth. For real estate, the platform uses Zillow data to determine property values.

Monarch Money offers both a free and premium version.

Mint Alternative Comparison Table

Tiller Money3.5$79/yr
You Need a Budget3.8$84/yr
Quicken3.6$34.99 – 89.99/yr


Mint has some terrific budgeting features for users and at no cost to you. However, there are many other budgeting options out there.

Depending on your preferences and budget, you might find a Mint alternative that is better for you. However, if you’re looking for basic and free, Mint should cover you just fine.

Its main competition is Empower, which offers many more features for the same amount of money: FREE.