Chonce is a Certified Financial Education Instructor and freelance writer who loves to talk about everything personal finance and encourage others to get out of debt. Her writing work has been featured on Business Insider, LendingTree, Credit Sesame and Barclaycard. She graduated from Northern Illinois University with a degree in Journalism and later got involved in studying personal finance. Chonce has personally paid off more than $45,000 of debt in just a few years. She is also a licensed life insurance agent. She lives with her husband and son in the Midwest. When she's not writing, she is spending time with her pets, trying out new recipes in the kitchen, and being active outside, and looking for new Netflix shows to get into.