Amy Beardsley


Amy is freelance writer with bachelor degrees in business administration and legal studies.

She has a passion for personal finance, and her work has been featured on The Huffington Post, Money Tips, Dollar Sprout, and various other personal finance publications. She's also active on Twitter and LinkedIn.

On her blog at Early Morning Money, Amy helps everyday families develop better money habits and escape the burden of debt.

When she’s not writing about money or perfecting her budgeting spreadsheet, Amy enjoys playing board games with her family and watching Marvel movies.


The Real Cost of Commuting

You’ve landed your dream job and have never been happier. After perfecting your morning routine and finding the best route to work, you’ve settled into the company culture quite well. The only downside is the long commute. Before you said “yes” to...

What is a Sinking Fund and Why Do You Need One?

When it comes to personal finance, you may have heard about the importance of having an emergency fund. But have you ever heard of a sinking fund? Having an emergency fund in place will help cover unexpected costs. For example, maybe you’ll  lose your...