10 Best Cash Envelope Wallets

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The cash envelope system has helped many budgeters get their finances under control.

Although e-envelopes are available, the best cash envelope wallets can be a powerful tool for those who want to achieve financial success but are tech-resistant. 

Being able to see and feel your cash can help you better think through your purchases. It may give you pause when you pull $20 out of your wallet, helping you to save money instead of splurge. 

If cash is still king in your world, check out the best cash envelope wallets that were created specifically to help you with your budget. 

Top Cash Envelope Wallets

These top-rated cash envelope system wallets offer a variety of different features that can help you as you work to manage your income and spending. Importantly, they help you with your cash envelope budgeting.

Although they have similarities, each of these cash envelope wallets has features that can help you personalize your budget management in a way that works best for you. 

1. Rnairni Cash Envelope Wallet

Rnairni Cash Envelope Wallet

The Rnairni Cash Envelope Wallet is stylish and offers excellent features to help you protect your finances while following your budget. It comes in two colors.

This cash wallet system provides RFID blocking to protect your credit cards from criminals with RFID scanners. 

When it comes to cash management, this product comes with 12 budget envelopes, 12 budget sheets, sticker labels, a ruler, a calendar and a quick start guide to help you create a budget that actually works

This product is large enough to hold most smartphones, your passport and your checkbook. It even comes with a removable wrist strap for easy carrying. 

Plus, it has a marker and a binder clip for easy envelope storage. It also has two ID pockets with windows for ease and convenience.

Additional perks beyond the cash envelope system feature include a weekly to-do list worksheet and a calendar.

The ruler bookmark helps you keep your place as you work while functioning as a handy measuring tool.

Refills and additional envelopes are available on Amazon. 

As a bonus, this cash envelope wallet comes with a 90-day money-back guarantee, giving you extra confidence in your purchase.

Key Features:

  • Dimensions: 9.02” x 5.16” x 3.50”
  • RFID protection
  • Store your budget plan, notes and calendar in one place
  • Dividers and labels for detailed organization
  • Year-round and monthly planning

2. Three Way Cut Cash Envelope Wallet

Three Way Cut Cash Envelope Wallet

The Three Way Cut Cash Envelope is an all-in-one budget system that comes in your choice of seven colors to match your style preferences.

Color choices include black, brown, pink champagne, red, rose gold, sky azure and white beige. The wallet is made of high quality PU (artificial) leather.

This cash wallet has RFID blocking. It comes with 12 tabbed cash envelopes, 12 monthly budget cards and a complete money organizer set, including a yearly budget planner.

Use the monthly budget planner sheets to track monthly spending and stay on budget. These worksheets are made of a non-glossy material to help avoid ink smudges, making it easier to use the cash envelope system for your budgeting.

Each budget worksheet can help you track spending for a particular spending category, making it easy to get an at-a-glance view of specific budget categories. 

This wallet’s envelopes are laminated for extra protection. Plus, it has spaces for your cash, credit card slots, ID display, coins and more.  

Key Features:

  • Dimensions: 9.29” x 5.83” x 1.65”
  • Made from PU leather
  • Tabbed design for better organization
  • RFID blocking

3. SAVEYON Cash Envelope Wallet

SAVEYON Cash Envelope Wallet

The SAVEYON budget planner organizer wallet is an attractive cash envelope wallet with coordinating colors for the envelopes and other personal finance tools. 

One feature this cash envelope wallet has that others don’t is that purchasing it gives you access to SAVEYON free printable library.

The library offers numerous free budget printables that can help you manage your cash budget in style. There are savings tracker printables, password worksheets and more.

That way free refills for this cash envelope system wallet are always available. The wallet is made of PU leather, and reviewers comment frequently on the durability of the wallet and of the envelopes.

This RFID blocking wallet has monthly calendar printouts, and it comes with velcro dots to help keep your cash envelopes securely closed. 

Like some of the other cash wallets mentioned here, this cash envelope wallet only comes in black. It has a wristlet strap for easy transport as you do your shopping. It can even function as a clutch-style wallet.

The ring binder helps keep your envelope system and cash budgeting sheets secure. Note that this particular cash envelope wallet doesn’t offer replacement envelopes.

Instead, you’ll need to use the free printables website when you need to replace envelopes or refill budget worksheets. 

In addition, this product comes with a satisfaction guarantee. You can buy this cash wallet with confidence knowing that if you aren’t happy with your purchase, you can return it.

Key Features:

  • Dimensions: 8.8” x 5” x 1.75”
  • Includes to-do list worksheets
  • Envelopes are water resistant
  • RFID blocking

4. Soligt All-in-One Cash Envelope Wallet

Soligt All-in-One Cash Envelope Wallet

If you are on a cash budget, the Soligt All-in-One Cash Envelope Wallet is among the most affordable cash envelope wallets on our list.

Although it lacks color options, this cash wallet features sharp, clean designs. Each black and white envelope has a different design and is constructed from laminated paper.

There is a binder feature to hold your envelope system and the 12 budget sheets the wallet includes. The company description says the wallet is made of faux leather.

The wallet has plenty of card slots as well as room for coins and cash pockets. However, there is no ID window slot.

Also, the pictures show that the cash envelopes open on the short end and not the long end. However, customer comments say they open on the long side. 

Additionally, instead of tabs or labels, each envelope included with this wallet has a spot where you can write your spending category with a wet erase marker or permanent marker.

This is nice because it makes it easy for you to switch purposes for the envelopes without having to discard and use a new one.

Furthermore, the web page listed at the bottom of the budget sheets offers free refill printables. Plus, it this cash envelope wallet system comes with a satisfaction guarantee.

Key Features:

  • Dimensions: 5” x 5” x .07”
  • Simple and budget-friendly
  • Made from PU leather

5. AnconKton All-in-One Leather Cash Envelope Wallet

AnconKton All-in-One Leather Cash Envelope Wallet

The AnconKton All-in-One Leather Cash Envelopes Wallet is made out of real leather.

This can be appealing due to a lack of chemical smell that can come with a PU leather wallet.

Although the cash wallet lacks a window for an ID, it does have credit and debit card slots plus space for cash and coins.

It comes in four different colors (black, blue, purple and red) but does not have RFID blocking technology. 

As with the Soligt wallet, the photos for this wallet show the envelopes opening on the short end and not the long end.

The envelopes are laminated and come with stickers you can add. These let you label each envelope with the correct category of spending.

Key Features:

  • Dimensions: 8.27” x 4.92” x 0.98”
  • Made from real leather
  • Durable, scratch-resistant real leather design
  • Water-resistant

6. Frienda Cash Envelope Wallet

11-piece cash envelope wallet by Frienda

The 11-piece cash envelope wallet by Frienda is the lowest-priced wallet on our list. If you’re interested in getting the most affordable wallet, this is it.

However, at this price point, there are sacrifices made when it comes to the features.

For example, the envelopes aren’t actual envelopes. Instead, they’re clear pockets with labels you can attach and name as you’d like. 

The tabs for the pockets are misaligned for easy reading and organization. Simply add the stickers to the tabs and name them appropriately. 

All stickers are pre-named but cover pretty much any expense category you could think of. 

This wallet comes in a total of eight colors, including black, brown, camel, light blue, pink, purple, dark blue and multi-color (via stickers).

The wallet’s material is PU, stain-resistant, waterproof leather. 

Key Features:

  • Dimensions: 7” x 3.5” x 0.55”
  • Made from PU leather
  • Tabbed pockets as opposed to actual envelopes
  • One purpose design meant only for holding your cash

7. IAmNard24 All-in-One Cash Envelope Wallet

IAmNard24 All-in-One Cash Envelope System Wallet

The IAmNard24 All-in-One Cash Envelope System Wallet comes in black. It is made of high-quality PU leather.

This slim budget envelopes wallet has 12 card/ID spaces (including ID windows) and spaces for coupons, bills, cash and coins.

It comes with 12 cash budget sheets and 12 cash envelopes that open on the short end. Plus, the description says the wallet is both waterproof and moisture-proof. 

In addition, the envelopes are made with a laminated, durable finish that is waterproof. 

And there are labels included with the envelopes for easy categorization to help you avoid common budgeting mistakes.

However, because the envelopes for this wallet open on the short end instead of the long end, stuffing a large number of bills in the envelopes may be tedious.

Some reviewers did note problems with the zippered pocket, while others were happy with the durability of the zipper. 

Key Features:

  • Dimensions: 8.3” x 5.1” x 1.2”
  • Made from PU leather
  • Practical, simple design
  • Durable finish

8. Savvycents Wallet

savvycents wallet

The Savvycents wallet comes in 12 different designs. Some designs are made of faux leather, while others are made of nylon.

One thing that really stands out about this wallet is that the envelopes are built right into the wallet and made of nylon.

That makes for a longer-lasting envelope as you’re not replacing paper envelopes. You may, however, need to replace the sticker labels that go on the tabs for the envelopes.

Note that the built-in envelope feature means there is room for less envelopes. This means you only get six instead of the 10 or 12 that come with other wallet systems.

That being said, reviewers seem to find the trade-off well worth the exchange for higher quality envelopes.

Other features of the Savvy Cents wallet include card slots, two ID slots, a zippered area for coins and a tuck-away wrist strap.

When choosing a design, keep in mind that reviewers state that the nylon designs last much longer than the leather and faux leather designs.

Key Features:

  • Dimensions: 9” x 4” x 1”
  • Made from PU leather or nylon
  • Magnetic closure
  • Purse-like design

9. All PLANETS Cash Envelopes Wallet

All PLANETS cash envelopes wallet

The All PLANETS Cash Envelopes Wallet is made of durable PU leather, is scratch-resistant and has a sturdy zipper.

From a design perspective, this cash wallet system stands out from the crowd. It has a more gender-neutral design that would work for most potential buyers.

The 12 included envelopes open from the long side and come with velcro dot closures.

This slim budget envelope wallet design helps ensure you can securely put a decent amount of cash in each envelope.

In addition, the envelopes are durable, waterproof and tear-resistant. However, the sturdy quality means the wallet has more bulk than some others featured here.

This set also comes with 36 budget tracking sheets, 60 sticker labels and a pen.

Additionally, the wallet has 12 easy-slide credit and debit card slots and window slots for IDs.

There is plenty of space for bills, coupons and coins. 

Key Features:

  • Dimensions: 8.26” x 5.0” x 1.1” 
  • 36 budget tracker sheets
  • Made from PU leather

10. Bella Taylor Cash System Wallet

Bella Taylor Cash System Wallet

The Bella Taylor Microfiber Wristlet Cash System Wallet is made of 100% cotton and has a different design than many of the other wallets we’ve mentioned here.

While the wallet does come in black, it also comes in 11 other designs, all made of quality quilted cotton.

Instead of removable paper envelopes, this wallet has eight built-in cash compartments with attached, misaligned tabs.

There are customizable label inserts for the compartments so that you can organize your cash budgeting system as needed.

In addition, this cash envelope wallet system comes with six credit and debit card slots, two window ID slots, a pen and room for your checkbook.

A wristlet strap is included for easy transport.

Key Features:

  • Dimensions: 7.6” x 4.25” x 1.4”
  • Made from cotton
  • Classic design 
  • Built-in compartments


The best cash envelope wallets are designed to help you avoid common budgeting mistakes, live within your means, save money and get out of debt quickly. They make it easy to follow the cash envelope budgeting system.

Living on cash can be a great way to get a solid perspective on cash budgeting, and having the appropriate tools to help you with this strategy is key.

Ultimately, investing in your own cash envelope wallet can help you stay within your budget and reach your financial goals.