Deacon Hayes


Deacon Hayes

Deacon Hayes is a financial expert, speaker, and podcaster. He is the founder of Well Kept Wallet which is a financial education company that provides personal finance resources to people across the world.

Deacon has been featured in many news publications including Yahoo Finance, US News & World Report, Investopedia, CNN Money, and more.

He has helped thousands of people develop a financial game plan so that they can achieve their financial goals in life, and is the author of You Can Retire Early!: Everything You Need to Achieve Financial Independence When You Want It.


Dave Ramsey's Baby Steps (and Why They Work)

I am a huge fan of Dave Ramsey’s baby steps. He outlines the steps in his book, The Total Money Makeover. The baby steps helped us get rid of $52,000 in consumer debt in just 18 months. And we're not alone. Millions of people have taken his...

Reusable K Cup Review: Are they worth it for the Keurig?

I drink coffee almost every day. It can be an expensive habit. If you own a Keurig, which is a single cup coffee maker, then you know how pricey it can be for just one cup of coffee. I was at a Starbucks yesterday, and a 12 pack of Pikes Place K-cups was...

Top 41 Best Business Quotes

Here is a list of the top ten best quotes about business: 1. "The best way to predict the future is to create it." - Peter Drucker, Management Consultant and Author 2. "Rule No. 1: Never lose money; rule No. 2: Don't forget rule No. 1." - Warren Buffett, CEO...

How to Use the Cash Envelope System

Are you having trouble getting a handle on your spending? If so, you may benefit from learning how to use the cash envelope system. The cash envelope system is a great way to manage your finances. It gives you control over your money. And it allows you to...

15 Secret Places to Hide Money Around Your Home

Sometimes you want to have cash around the house so that it easy to access, however, you don't want just anyone to be able to find it. Perhaps you have found your own hiding places over the years, but are they as safe as you would like them to be? Here is...

7 Simple Money Moves That You Can Make Today

If you want to be wealthy, you have to think like wealthy people do. Some of the richest people in the world like Warren Buffet and Mark Cuban are not there by accident. They have done certain things consistently over time which has helped get them where...

How to Buy a Home WITHOUT a Mortgage

I think you'll agree with me that making a house payment each month sucks. There was a time that I didn't even think it would be possible to buy a house without a mortgage. I thought the only way I will ever own home is to borrow money. Man, was I mistaken....

Definition of an Emergency Fund and Do You Need One?

Emergencies happen and you need to be prepared. If you were to have the transmission go out on your car, how would you pay for it? Would you put it on a credit card? If the emergency cost you $2,000, how long would it take you to pay off that...

EverBank (Now TIAA Bank) Review: An Online Money Market That Actually Pays

Update 2/22/19: EverBank is now TIAA Bank. Since I was tired of getting only .1% on my emergency fund, I decided to open an online money market account with TIAA Bank. They were paying out 1.10% for the first six months and then .86% for the first year. This...

The 100 Best Money Quotes of All Time

There is something about quotes that motivates me to be a better person. Especially when they are relevant to me and where I am in life. Since I blog about personal finance and it is a huge part of what I do, I decided to share my favorite money quotes. Here...