Deacon Hayes


Deacon Hayes

Deacon Hayes is a financial expert, speaker, and podcaster. He is the founder of Well Kept Wallet which is a financial education company that provides personal finance resources to people across the world.

Deacon has been featured in many news publications including Yahoo Finance, US News & World Report, Investopedia, CNN Money, and more.

He has helped thousands of people develop a financial game plan so that they can achieve their financial goals in life, and is the author of You Can Retire Early!: Everything You Need to Achieve Financial Independence When You Want It.


7 Extremely Easy Ways to Improve Your Finances Today

No matter what your current financial position is, you can always improve it. Whether it is by making more money, spending less or shopping around, there is always an area that can be fine-tuned so that you can get closer to achieving your financial goals....

7 Simple Money Moves That You Can Make Today

If you want to be wealthy, you have to think like wealthy people do. Some of the richest people in the world like Warren Buffet and Mark Cuban are not there by accident. They have done certain things consistently over time which has helped get them where...

How to Buy a Home WITHOUT a Mortgage

I think you'll agree with me that making a house payment each month sucks. There was a time that I didn't even think it would be possible to buy a house without a mortgage. I thought the only way I will ever own home is to borrow money. Man, was I...

Definition of an Emergency Fund and Do You Need One?

Emergencies happen and you need to be prepared. If you were to have the transmission go out on your car, how would you pay for it? Would you put it on a credit card? If the emergency cost you $2,000, how long would it take you to pay off that...

10 Easy Ways to Get Out of Debt Fast

Debt can be like this large dark cloud looming over your head. At least that is how we felt when we were in debt. It felt like we were just getting by. It was hard to see the light at the end of the tunnel. The large payments we made each month barely...

EverBank Review: An Online Money Market That Actually Pays

Update 2/22/19: EverBank is now TIAA Bank. Since I was tired of getting only .1% on my emergency fund, I decided to open an online money market account with TIAA Bank. They were paying out 1.10% for the first six months and then .86% for the first year. This...

The 100 Best Money Quotes of All Time

There is something about quotes that motivates me to be a better person. Especially when they are relevant to me and where I am in life. Since I blog about personal finance and it is a huge part of what I do, I decided to share my favorite money quotes. Here...

Make Money Selling on Ebay

Selling stuff online is a good way to make some extra cash. For example, this past weekend I bought a Modem/Router at a yard sale for $5 and sold it for $60 on eBay. If you like that kind of profit margin, you might want to consider selling stuff on eBay or...

Credit Karma Review: is it Legit?

With the slew of supposedly “free” credit monitoring companies sprouting up in recent years, the claims of Credit Karma may, at first, seem too good to be true. Many such companies offer “free” services (despite their fine print pointing to the...

How to Sell Stuff on Craigslist Extremely Fast

Last night I decided to sell my old cell phone on Craigslist and I didn't want to wait a couple of weeks to get rid of it. So I implemented the following steps and I was able to sell it within 2 hours of listing it. Here are the tips I used to sell my...