Reader Interactions


  1. I’m a big fan of buying the S&P 500 through Vanguard. I love passive index funds and think it’s somewhat of a fool’s game to try and beat the market. Why not spend your free time doing things that you actually enjoy instead of the roller coaster of picking and choosing winners and losers in the stock market. But that may just be me. 🙂

    • I am a fan of the S&P 500 as well. I have had a brokerage account with Schwab for years and they have a no fee fund that has a super low expense ratio. However, I do invest in stocks through Motif as well. They have some high dividend yielding funds that have far surpassed the S&P. 🙂

  2. This is crazy. I have a VERY similar post running on Monday on this topic. These are great tips. I tell people all the time they can do quite a number of things with such a small amount. The key is just to start and keep going as it’ll grow to something substantial over time.

    • That is awesome! You know what they say, great minds think alike. I look forward to checking out your article!

      • I’m looking to invest for the first time. I have $100 plus that I would like to invest. Could you please give me some advice on where to start? I thank you very much.

        • Hi Tony,
          I’m happy to hear that you’re ready to start investing. Any of the ideas in this post should help. 🙂

  3. Thanks to this website I was able to payoff $12,000 of my credit card debt this month using the debt snowball form. Thank you, thank you, thank you, Deacon , for that piece of form. Now I don’t have credit card debt I am now able to put money in my Roth IRA account, invest some money in stocks, and save some for the rainy days.

    • That is awesome. Way to go, Angel!

  4. I’m looking to make an investment and want to learn more. I am a beginner and would like more information.

    • Hi Misty,

      We have a post on this site about how beginners can invest. Check it out. Also, you can invest through a 401K if that option is available to you through your employment. Or, invest through Stockpile, Acorns, or Betterment. Good luck!

  5. Hi,
    I’m so anti-investments, but I would love to be converted. It’s statements like the above, ‘invest $100 at 10% interest”. If there were such a thing (available to the public), everyone would be wealthy. It’s misleading. It’s just simply not there in 2017.

    • Well, there are several investments that have had a 10% return. Your best bet would be to go to Morningstar and search through the index funds and REITs with a minimum return of 10% over the past 10 years. Primarily you will find real estate and equities can return this type of investment. As always, there is a risk to investing and no return is guaranteed.

  6. I highly recommend index funds. It was the first investment my dad made for me in the 90’s. Today they are my primary investment option. They have really good historical performances, low fund expense fees, and built in diversification.

  7. You could also work with acorns. You start with $5 that you get right back because you signed up. They let you round up your change and invest it.

    • Yes! Acorns is a good way for beginners to get started.

  8. Hello,

    This is such an amazing post. I like this, but I want to ask you a question. We know $100 buys stocks, but in their $100 stocks, is tax included in the $100? I want to know how to invest in the stock market with 100 dollars.

    • If you receive a dividend on your stock you may have to pay taxes on it. Also, if you sell it for a profit, you’ll have to pay capital gains taxes.

  9. You can save $400,000 in 50 years? Many people in their mid-forties will be in their 90’s! What should you do if you started late? Should you save $1,000 – $2,000 a month for 25 yrs? Not everyone is in their 20’s.

    • You’re right, of course. Not everyone starts in their 20’s. But the point is to start. Even if you start later in life you’re better off than if you had saved nothing. We have posts that can help you get started. Check them out.
      I hope they help or inspire you.

  10. How do I start to invest? I’m in Ghana, West Africa, but I’m touched by your investment insights.

    • You could check out the links in this post to see if they would work for you. If you check their policies, terms and conditions, you might find out if it will work in your country. If that doesn’t tell you, try contacting them directly and asking. Otherwise, you might have to do a little more research to find investments you can try in your area. If you do not have a lot of money, you might start small to test the waters. As your investments grow you can continue to reinvest that money to grow it further. I with you luck!

  11. I just recently joined and invested with Acorns with a $5 startup and recurring $25 monthly payments. I’ve had several friends that joined also, which adds $5 for each person who joins with Acorns that I also get credit for. Acorns makes it easy for me, and their articles are really informative. I’m 57, so talk about being late at the dinner table! 😁 LOL. But, I do have my profit sharing from 15 years and counting. It really is true to invest in yourself and have a spa day every once in awhile. I love this article…

    • That’s great, April! Even though you started investing late, you’re still better off than not investing at all! Every little bit helps!

  12. I’m looking to invest through Robinhood. What are your thoughts on this company? Thanks in advance.

    • It is mentioned in other posts on our site, including one titled, “13 Great Ways to Invest Small Amounts of Money”, as well as others. It could be the start to a great nest egg in the future. However, keep in mind, I am not advising you to invest in it, just mentioning is as an option. Good luck! 🙂

  13. Hi, I ive in the UK. Are there any companies similar to Acorns here?

    • I think there may be a few. Check out Moneybox, Monzo, Chip, and Tandem to name a few. I do not know the reputation of these companies, however. Be sure to check them out fully as well as any others you find before using them. 🙂

  14. Dear all,

    Is it possible to speak with the website owner, nothing negative just had a question?

    With thanks,

    Leo Jones

    • Hey Leo, if you have a question, feel free to drop it here in the comments or use our contact page!

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