Capital One Shopping Review (Previously Wikibuy)

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Are you looking for an effortless way to save money on online purchases? Capital One Shopping is a free tool that can help you find low prices and earn shopping rewards.

Previously, Capital One Shopping was known as Wikibuy. The parent company was and is Capital One. So it makes sense it eventually changed the name to Capital One Shopping.

Many of the same key features are still available. This Capital One Shopping review will help you decide if this is the best online shopping tool for you. 

4.2
Overall Rating

Summary

Capital One Shopping is a free price comparison tool for Amazon and most online stores. The Capital One Shopping browser extension automatically redeems discount codes for instant discounts. You can also earn gift cards for online purchases and at participating local merchants. Other shopping apps are better if you want to earn cash rewards for online shopping.

  • Ease of use

    4.5

  • Comparison tool

    4

  • Rewards

    4

Pros

  • Comparison tool
  • Automatic redeemer
  • Earn rewards for gift cards
  • Free to join

Cons

  • No cash rewards
  • Comparison tool bias
  • Prioritizes Amazon and eBay
  • No signup bonus

What is Capital One Shopping?

Capital One Shopping is a free online shopping app to compare prices, redeem coupon codes and earn shopping rewards. You can redeem your Capital One Shopping rewards credits for gift cards.

It’s also possible to use Capital One Shopping as a browser extension or using their online website.

Some of the Capital One Shopping key features include:

  • Price comparison on more than 30 million products
  • Earn Capital One Shopping rewards credits
  • Redeem coupon codes for instant discounts
  • Receive price drop alerts to save more money

Capital One Shopping’s primary strength is being a price comparison tool. But you can earn shopping rewards at most well-known online stores.

What Makes Capital One Shopping Better?

Capital One Shopping is different from many rewards shopping apps as you can compare prices and earn shopping rewards. Most apps only offer rewards if you complete a purchase.

For instance, you might consider using Capital One Shopping if you have Amazon Prime. Capital One Shopping compares the product price and shipping costs of various sellers.

You can quickly see if it’s cheaper to buy directly from Amazon with two-day shipping or use another seller.  

Notably, Capital One Shopping is only available in the United States at this time.

Is Capital One Shopping Really Free?

Yes, Capital One Shopping is free to use. Capital One Shopping may earn a small commission if you complete an online purchase using their app. 

Also, Capital One Shopping might sell some of your information, such as your shopping habits to third-parties.

These merchants may offer personalized advertisements, price alerts and recommend future discounts. This data-sharing practice is common with other free shopping apps.

Capital One Shopping also uses your browsing and purchase history to update product prices and legit coupon codes for other Capital One Shopping users.

Your identity is anonymous to the other Capital One Shopping users. And you can erase your browsing history to protect your privacy.

Does Capital One own Capital One Shopping?

Capital One is the proud owner of Wikibuy (and Paribus) since 2018. Wikibuy launched in 2014 with headquarters in Austin, TX, before the acquisition. Recently they transitioned the name to simply Capital One Shopping.

Does Capital One Shopping Save Money?

There are several features in the Capital One Shopping app to help you save money shopping. Here’s an overview of the different ways you can find savings for online purchases. It’s also possible to save money at participating local stores and restaurants.

Most–maybe all–shopping apps have a search bar to find shopping offers quickly. The Capital One Shopping universal search bar helps you find participating stores and relevant products.

One example is entering the word Walmart. You will see the “Shopping Credits” you can earn for shopping at Walmart using Capital One Shopping. The universal search also displays products with Walmart in the product title, including the Walmart Atlas

Also, use universal search to find specific products like Apple AirPods. Then you can browse different AirPod models. Capital One Shopping shows the average savings and the current prices from several merchants.

Clicking on a product you like displays this in-depth shopping data:

  • Current offers. See current prices from multiple stores and any special offers.
  • Price history. Compare the average Capital One Shopping and Amazon prices for the last 365 days.
  • Top alternatives. Find similar products other Capital One Shopping shoppers are viewing and buying.
  • Related products. A list of similar products but with less detail than the top alternates.

If you’re not ready to buy a product yet, you can add it to your watchlist. Capital One Shopping continues tracking the price changes and may send a price drop alert.

Is Capital One Shopping Universal Search easy to use?

The universal search is easy to use but may display more results than you desire. The user experience is similar to the Amazon or eBay shopping experience. You will see the most relevant results at the top of the list but will see related products mixed within.

When researching Apple AirPods, you may also see listings for the Apple Pencil and Apple iPad.

Some listings make sense, and others don’t. Non-relevant search results can be frustrating. But online stores with third-party sellers can have a similar frustration factor.

Like other discount shopping websites and online stores, you can browse products by category. Some of the options include CDs and vinyl, electronics, toys and games.

There’s a dropdown menu for different store types if you want to search for deals. This search method is a good option if you’re going to find coupons and Capital One Shopping shopping rewards.

Capital One Shopping Search Filters

The universal search tool is easier to navigate when you use advanced filters. 

Some of the Capital One Shopping search filters include:

  • Total price (includes discounts and Capital One Shopping credits you can earn)
  • Price history
  • Return policy
  • Estimated delivery date
  • Item condition (i.e., new or used)
  • Related items
  • Product reviews 

Some products let you search by color or other unique product features.

The daily featured offers help you find competitive deals when you have open-ended shopping plans. These deals may or may not be relevant to you depending on your needs.

You will see the current Capital One Shopping rewards credit rate (i.e., 8% back) and any discount codes.

The featured offers help you save money on these products:

  • Clothing
  • Furniture
  • Kitchen appliances
  • Cell phones
  • Eyeglasses
  • Vitamins

Capital One Shopping also lets you browse the best daily rewards rates for stores in their “Trending Deals” section. 

If you already know what you’re shopping for, this Capital One Shopping feature may not have much value. However, it’s easy to sift through the best offers within a few minutes.   

Price Alerts

Capital One Shopping sends price alerts when products on your watchlist drop. You can also access your watchlist to compare the most recent product price to the original price. 

In some instances, Capital One Shopping lists the most recent prices on recent purchases for other Capital One Shopping users. 

Coupons

Capital One Shopping tries to verify coupon codes you can enter at checkout for an instant discount. Other online shopping apps offer these coupons too. Only using verified codes can help you avoid wasting time entering expired discounts.

Downloading the browser extension lets Capital One Shopping automatically enter all known codes when you pay.

Local Offers

Some restaurants and stores award Capital One Shopping credits when you pay with a linked payment card. Capital One Shopping states it’s possible to save up to 20% with the best local offers. 

You can link a credit card or debit card. Next, activate the shopping offer online or in the Capital One Shopping app before you pay. Capital One Shopping monitors your card activity to track your purchase. 

Both national and local brands partner with Capital One Shopping. You will see offers based on your current location or by zip code.

Earn Capital One Shopping Credits

The main draw for using Capital One Shopping is to find competitive online prices. But you can also earn shopping rewards at select online stores. The universal search tool can be the easiest way to see where you can earn Capital One Shopping credits. 

Most participating stores give between 1% and 8% of the purchase amount back. It’s also possible to earn Capital One Shopping credits on select local purchases. 

Many well-known stores offer Capital One Shopping shopping credits. However, Capital One Shopping has fewer participating merchants than cash back apps such as Rakuten.

You can earn cash rewards for online purchases at Walmart, Nike, Michael’s and many more. 

Capital One Shopping requires you to activate a bonus shopping session to earn the shopping rewards. You activate the session from the Capital One Shopping website, mobile app or the online store using the browser extension.

It takes up to seven days to receive credit for your qualifying purchases.   

Redeeming Capital One Shopping Credits

You can start redeeming your Capital One Shopping credits with a $5 credit balance. Your only redemption option is for gift cards. 

Some of the gift card options include:

  • Walmart
  • eBay
  • Lowe’s
  • Nike
  • Wayfair
  • Hulu ($25 minimum)

You will need to use a different shopping app if you want Amazon gift cards or cash rewards. Earning gift cards can be a hassle, but you should easily be able to find a store you like.

How Do You Use Capital One Shopping?

Using Capital One Shopping is easy for most people. The user experience is similar to most shopping portals, and the price comparison tools make it easy to find competitive product prices.

Joining Capital One Shopping

Capital One Shopping is free and only takes a few minutes to join. You must live in the United States and be at least 18 years old. 

You can quickly join by linking your Gmail or Facebook account. It’s also possible to participate by registering your email and creating a Capital One Shopping password.

Capital One Shopping also asks whether or not you have Amazon Prime and your zip code to calculate shipping costs. 

After joining, you can start redeeming coupon codes and earning Capital One Shopping credits.

To avoid the hassle of visiting the Capital One Shopping website for each shopping trip, consider using the browser extension and mobile app.

Unlike most shopping apps, Capital One Shopping doesn’t offer a one-time signup bonus. Most apps offer a $5 to $10 bonus after your first qualifying purchase.

Browser Extension

The Capital One Shopping browser helps you never forget to activate a shopping session. When you visit a participating store, the extension notifies you of potential cash rewards.

You can also search for products in the extension bar. Simply type the product you need into the search bar. A new tab opens, showing the Capital One Shopping price comparison.

The extension also compares prices in real-time when viewing Amazon listings.

Check competitive Amazon prices next to the non-Amazon online prices, where Amazon displays the price and shipping options. Plus, you can also add an item to your watchlist from Amazon.

The Capital One Shopping browser extension works with these browsers:

  • Google Chrome
  • Safari
  • Mozilla Firefox
  • Microsoft Edge

Nou can install the extension from your browser’s app store or the Capital One Shopping website. 

Mobile App

The Capital One Shopping mobile app works with most Android and iOS devices. Notably, the Capital One Shopping mobile app vs. desktop price comparison features are similar. Of course, this money-saving app optimizes shopping from a smartphone. 

A few features the mobile app offers make finding the perfect product easy on a smaller screen. 

Barcode Scanner

You can scan product barcodes with your phone camera, and the Capital One Shopping app compares prices for similar items. Most searches show the Amazon price plus the total price on other online stores.

The eBay visual search tool lets you take a picture of the item you want to buy. For instance, you might take a picture of an insulated coffee tumbler. Then Capital One Shopping shows you various product listings of tumblers for sale on eBay.

It’s possible to compare prices directly on Amazon from your Apple iPhone. You can click the share button in the top-right corner of a product image. 

Texting the image to 774-231 starts the mobile price comparison process. You receive a follow-up text message after Capital One Shopping crunches the costs for similar items.

Is Capital One Shopping Safe and Legit?

Capital One Shopping has a respectful 4.7 out of 5 stars Trustpilot score. It is a legit app to save money on online purchases. It’s a great app if you want to effortlessly compare prices, redeem discount codes and earn cash rewards. 

Positive Accolades

Most of the positive Trustpilot reviews praise how easily you can compare prices on Amazon. Effortlessly redeeming coupon codes is another reason people use Capital One Shopping. 

Being able to redeem gift cards with a $5 balance makes it easy to earn rewards continually. But you must remember to activate the shopping session before paying to receive credit.

Where Capital One Shopping Can Improve

Capital One Shopping isn’t a perfect app. Two common complaints are seeing too many product offers and having a hard time finding a discount. 

It’s possible that you already pay the lowest price at Amazon. Or the other online sites are not selling the exact same product, so it’s not an apples-to-apples price comparison.

How Capital One Shopping Protects Your Personal Data

Capital One Shopping uses current best practices to protect your personal data from identity theft. You won’t receive emails asking for personal information. If you do, the email is likely a scam.

You may decide not to link a payment card to earn Capital One Shopping credits on local offers to prevent exposure. Otherwise, Capital One Shopping keeps your email address and password on file that can leak during a data breach.

Customer Service

You can contact Capital One Shopping customer service by email or submitting an online form. For instance, you may send an email when Capital One Shopping doesn’t accurately track a shopping trip.

Capital One Shopping Alternatives

Maybe you’re unsure if Capital One Shopping is the best way to save money shopping. These two alternatives can give you more ways to earn rewards. You can also earn cash rewards instead of gift cards.

MyPoints

You may prefer MyPoints as you can get up to 40% back at more than 2,000 stores. MyPoints lets you redeem your rewards points for gift cards, PayPal cash and United Airlines miles.

You can start receiving gift cards with a $3 balance–including Amazon gift cards. PayPal cash rewards start at $25.

New members get a $10 Amazon gift card after their first $20 online purchase.

MyPoints also provides coupon codes to save money before you pay. Unlike Capital One Shopping, this app doesn’t compare prices between online stores.

You can also earn points by completing these activities:

  • Online surveys
  • Reading sponsored emails
  • Watching videos
  • Playing games
  • Buying gift cards

It’s free to join MyPoints and is a good option if you want to earn points on your daily tasks.

Trustpilot score: 4.4 out of 5 stars

InboxDollars

InboxDollars is a get-paid-to site that pays you cash for shopping online and other activities. You earn between 1.5% and 15% back when shopping online. Your rewards options are PayPal, paper check and gift cards. 

You make money for doing these short tasks online:

  • Online shopping
  • Printing coupons
  • Answering surveys
  • Watching videos
  • Reading email
  • Playing games

New members get a $5 cash bonus by activating your account. You can start redeeming your rewards with a $30 rewards balance. 

Being able to print coupons and redeem for in-store discounts makes InboxDollars different from Capital One Shopping. Our InboxDollars Review takes an in-depth look at this side hustle app.  

Trustpilot score: 4.2 out of 5 stars

Who Should Use Capital One Shopping?

Earning shopping rewards with online and local offers is a nice touch as well. However, you may only redeem your Capital One Shopping credits for gift cards. Shoppers wanting cash rewards should use a different app.

Positives and Negatives

As with all online shopping apps, Capital One Shopping has its pros and cons. Here are the details:

Pros  

  • Compares Amazon and non-Amazon product prices
  • Automatically redeems online discount codes
  • Earn shopping rewards for gift cards
  • Free to join

Cons

  • No cash rewards
  • Price comparison tools can provide too many options
  • Prioritizes Amazon and eBay listings for most price comparisons
  • New members don’t earn a one-time signup bonus

Summary

Capital One Shopping is one of the easiest ways to compare online prices and find discount codes to prevent overpaying.

Earning shopping rewards for gift cards helps you save money for future purchases. However, you might avoid Capital One Shopping if you want to earn cash rewards for online shopping.  

Disclosure: Capital One Shopping compensates us when you get the browser extension using the links provided.