Josh Patoka


Josh Patoka

Josh has been a personal finance writer since 2016. His prior professional experience includes being a transportation operations supervisor for a S&P 500 company.

He has paid off $80,000 in consumer debt and uses his experience of getting out of debt and changing careers to write about many personal finance topics including making money, saving money and investing.

Although it’s a story for another day, Josh took a nine-month hiatus from full-time employment to build his house with lots of “sweat equity” and scouring Craigslist deals.

Today, he tutors and writes about most things personal finance for several online publications.

In his free time, you can find Josh spending time with his wife and children or reading a non-fiction book.


15 Online Dollar Stores with Amazing Deals

Most of us browse the internet to save money on big-ticket purchases, but what about items that only sell for a dollar or less? There are actually online dollar stores that can help you save money on these small purchases too. [toc] Best Online...

14 Best Apps to Send Money

It happens to all of us. We need to send money to a friend or family member to cover our share of a purchase. Waiting to give cash in person isn’t an option. Neither is mailing a paper check (yes, people still do this) because it takes too...

8 Best Credit Monitoring Services in 2019

Are you looking for a way to protect your credit information? Data breaches and identity theft are all too common. As a result, it's up to you to protect your identity. The best credit monitoring services can help guard your credit information. These...

FlexJobs Review: Is It Really Worth It?

Do you want a legit work from home or telecommute job? Maybe you don’t even know where to start looking. There are plenty of places to find work from home jobs. At the same time, screening online job boards for scams can be difficult and time-consuming....

10 Best Money Market Accounts in 2019

Are you looking to make extra money from your bank account? Only earning 0.10% on your current brick and mortar bank deposits is far from sufficient to pass muster. With the best money market accounts, your cash can earn up to 1.85% APY and sometimes...

25 Free Apps That Will Pay You to Scan Grocery Receipts

Receipt scanning apps are an easy way to make money on every grocery store purchase. And since we all need to eat, grocery shopping is an activity where anyone can make a little extra money. Taking a few seconds to scan grocery receipts lets you earn...

Achievement App Review 2019: Get Paid for Being Healthy

Do you think the only people who make money exercising are physical trainers? There are two common misconceptions people have about exercise. The first one is that it’s expensive (hint: gym memberships). And the second one is that you can only get paid...

35 Best Shopping Websites and Apps like Wish

Wish is one of the largest online shopping platforms that helps you find virtually anything that's sold online. You might like Wish because of it's clean interface and eye-popping pictures that make it easy to quickly locate the product you're looking...

PrizeRebel Review: Is PrizeRebel a Scam or Legit?

If you want to start an online side hustle that requires minimal effort, you might consider a “get paid to” site like PrizeRebel. You can get paid to complete a variety of online activities including surveys and watching videos. We know your free time...

10 Best Investments Sites To Invest Like a Pro in 2019

Investing in individual stocks is a dream for many investors, but they don't because it can be too risky for their level of investing experience. The best investments sites let the average investor buy individual stocks while minimizing risk. With these...