Josh Patoka

Josh is a personal finance writer with his prior professional experience as a transportation operations supervisor for an S&P 500 company.

He paid off $80,000 in consumer debt and uses his experience of getting out of debt and changing careers to write about many personal finance topics including making money, saving money and investing.

He has been featured in the US News and World Report, Student Loan Hero, and more.

Axos Bank

Axos Bank Review

Axos Bank is a popular online bank since it offers multiple free checking accounts and high-yield savings accounts.  Whether you’re opening your first account or you want to switch banks and stop paying monthly service fees, this bank might be … Read more

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Zacks Premium Review: Is It Worth It?

Are you looking for a better way to research stocks? Free stock research tools can help you make informed investment decisions. Sometimes, using a paid service like Zacks Premium can be worth upgrading for in-depth research reports and time-saving stock … Read more

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10 Best Term Life Insurance Companies

Most of us like to think we will always remain young and invincible. Unfortunately, nobody can predict the future. Having one of the best term life insurance policies can give you the peace of mind your loved ones will be … Read more

Two women looking at a phone looking at grabpoints while chilling on a bed

GrabPoints Review

Online surveys are a quick way to make small amounts of cash on the internet. GrabPoints is a legitimate site that pays you for surveys and other online tasks. But, is this the best online side hustle for you? This GrabPoints … Read more

Woman with cat, coffee, and paperwork using cell phone and laptop computer FI

37 Easy Jobs You Can Do From Home

There are a variety of jobs that can pay you to stay at home to work and they can all pay at different intervals. None of us enjoy doing work and not knowing when we will get paid for it. … Read more

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15 Best Survey Apps

What’s one of the easiest ways to make money from your phone? Online surveys. Dozens of sites offer paid surveys that pay you in cash or gift cards. Other stores ask your opinion about your shopping trip in exchange for … Read more

Person filling out a check in their checkbook using a pen with orange grip

9 Best Places to Cash a Personal Check

We don’t live in a cashless society yet. Direct deposit, PayPal and Venmo become more popular by the day, but paper checks are still a thing. Until that day arrives, you may still receive checks that need to be cashed. … Read more

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18 Best Receipt Rewards Apps

Groceries are one of the biggest variable expenses for most people. To help you offset that cost, there are apps where you can scan receipts for money. And since we all need to eat, why not get some money back … Read more

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24 Online Chat Jobs That Pay Well

Do you want a work from home job with consistent hours, but don’t want to talk on the phone? Online chat jobs are one possibility if you don’t have a quiet workspace and you want to work in the customer service … Read more

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21 Amazon Review Sites to Get Free Products

Most of us shop online because it is convenient and can save us money. That is one reason why Amazon has become so popular and is arguably the most successful e-commerce site in Internet history. Now, it is even possible … Read more

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15 Unique Ways to Get Free Gift Cards

Want to know how to get free gift cards online You’re in the right place. As digital wallets become more popular and we use cash less frequently each year, free gift cards are becoming a more common payment method for … Read more