Josh Patoka


Josh Patoka

Josh has been a personal finance writer since 2016. His prior professional experience includes being a transportation operations supervisor for a S&P 500 company.

He has paid off $80,000 in consumer debt and uses his experience of getting out of debt and changing careers to write about many personal finance topics including making money, saving money and investing.

Although it’s a story for another day, Josh took a nine-month hiatus from full-time employment to build his house with lots of “sweat equity” and scouring Craigslist deals.

Today, he tutors and writes about most things personal finance for several online publications.

In his free time, you can find Josh spending time with his wife and children or reading a non-fiction book.


13 Best Drop Shipping Suppliers in 2019

So you want to sell something online, but you don't have the storage space for your inventory or the time to ship each sold item. Enter drop shipping suppliers. By drop shipping, you sell items online without ever having to touch the physical product....

18 Best Sites Like Swagbucks

If you like making money by completing a variety of everyday online tasks, you might be familiar with Swagbucks. There are several other sites like Swagbucks that pay you money to take surveys, play games, watch videos, and shop online just to name a few...

12 Best Online Mortgage Companies (With The Lowest Rates) in 2019

One way to save money when buying a home is by getting a mortgage online. You can quickly compare the best rates from online mortgage companies. Then you can begin the pre-approval process to make a serious offer on your dream house. Getting a mortgage...

42 Legit Ways to Make Money From Home in 2019

Raise your hand if you want to make money from home. If you want to turn your dreams into reality, these suggestions can help. You'll learn how to earn a side income and even how to transition to a full-time salary. People make money at home using these...

Sam's Club vs. Costco: A Comprehensive Review

Do you want to save money shopping? Warehouse clubs are one way to save money on groceries, gas and your other purchases. Most likely, you have a Costco or Sam’s Club store near you. Both clubs can be cheaper than your local supermarket or department...

13 Best Online Checking Accounts in 2019

Some people don’t bank online because they want to keep a checking account with a local bank branch. The problem is, some brick-and-mortar checking accounts come with hefty fees. When the fees don’t justify the benefits, it’s time to switch. The...

32 Best Survey Apps That Pay in 2019

What's one of the easiest ways to make money from your phone? Online surveys. Dozens of sites offer paid surveys that pay you in cash or gift cards. Other stores ask your opinion about your shopping trip in exchange for a sweepstakes entry. With store...

12 Best Places to Sell Used DVDs (As Well as Blu-Rays and CDs)

Selling your used DVDs and CDs is a great way to make easy cash while minimizing the clutter in your home. There are many places where you can sell items like DVDs, so we did the research to find you the best options. [toc] Where to sell your DVDs,...

Truebill Review: App That Could Easily Save You Hundreds Each Year

Are you looking for an effortless way to track spending and lower your bills? Truebill can reduce or cancel your monthly bills and send spending alerts.  For example, the average savings is $180 a year for lower bills, according to Truebill. You only...

37 Best Term Life Insurance Companies

Most of us like to think we will always remain young and invincible. Unfortunately, nobody can predict the future and if your family will struggle financially if you can't be there for them. Having one of the best term life insurance policies can give...