Josh Patoka


Josh Patoka

Josh has been a personal finance writer since 2016. His prior professional experience includes being a transportation operations supervisor for a S&P 500 company.

He has paid off $80,000 in consumer debt and uses his experience of getting out of debt and changing careers to write about many personal finance topics including making money, saving money and investing.

Although it’s a story for another day, Josh took a nine-month hiatus from full-time employment to build his house with lots of “sweat equity” and scouring Craigslist deals.

Today, he tutors and writes about most things personal finance for several online publications.

In his free time, you can find Josh spending time with his wife and children or reading a non-fiction book.


25 Best Apps to Sell Your Stuff Locally (and Online)

Do you want to sell something locally? If so, you save on shipping costs. That means more money in your pocket! Now, you can use an app to sell nearly anything you own locally. There are also apps that make it easy and painless to sell smaller items...

Worthy Bonds Review

Are you looking for a way to invest without putting all of your money into the stock market? Worthy Bonds can be the alternative investment you’re looking for. You invest in small business loans that earn 5% annual interest, and you only need to invest...

23 Best Places to Sell Photos Online

One of the best ways to start making extra money is to monetize your hobbies and passions. Not only do you get paid to do what you enjoy most, but, you are already skilled and might already have the necessary equipment. Photography is no exception as not...

26 Ways to Work at Home as a Proofreader

Can you always spot when someone doesn't dot their i's or cross their t's? If so, you can put your keen eyes to use as a proofreader. While you might think that only the major publishing companies hire a full-time proofreader with their own...

23 Best Places to Sell Textbooks Online

Do you have old books lying around? Or textbooks you know you will never use? Well, it may be time to clean out your bookshelf and make money while you are at it. Selling textbooks and books is easier than you think. Here are some options that we found...

11 Best Places to Sell Gift Cards for Cash

Have you ever gotten a gift card you know you won't use? Or do you have a gift card that you meant to use but left it at home? Luckily, there are many legit places to sell your gift cards for cash and finally use that money. Approximately $1 billion in...

52 Legit Ways to Make Money From Home

Raise your hand if you want to make money from home. If you want to turn your dreams into reality, these suggestions can help. You'll learn how to earn a side income and even how to transition to a full-time salary. People make money at home using these...

36 Best Term Life Insurance Companies

Most of us like to think we will always remain young and invincible. Unfortunately, nobody can predict the future and if your family will struggle financially if you can't be there for them. Having one of the best term life insurance policies can give...

13 Easy Ways to Make Money Online with PayPal

If you like the idea of making money online, you probably have considered using PayPal as a way of getting paid. PayPal is one of the most commonly used methods of payment for online work because it is fast and secure. You might be surprised with all the...

28 Online Chat Jobs That Pay Well

Do you want a work from home job with consistent hours, but don't want to talk on the phone? Online chat jobs are one possibility if you don't have a quiet workspace and you want to work in the customer service industry. As more customers go to the...