Top 10 Apps to Track Chores and Allowances (Free & Paid)

If you have kids, a chore app can help you teach them critical financial skills. They simplify assigning chores, monitoring their completion, and paying your kids.

Beyond the chore functionality, these apps teach kids about earning, spending, and saving money. We’ve found the best chore apps for kids and share how they can help your family stay organized.

Table of Contents

Top Chore Apps for Kids

The best chore apps for kids share a few characteristics: simplicity, affordability, and ease of use. But which app suits your family best? These are the top options for motivating your kids to do their chores.

1. Greenlight

Greenlight is an app for chores and rewards that allows you to tie money to chores or set up an automatic allowance dependent upon completing chores around the house.

As with other apps, Greenlight offers kids a Spend, Save, and Give account. However, if you upgrade your membership, your child can access Greenlight’s Invest feature.

One interesting feature of Greenlight is that it offers up to 2% interest on savings balances and up to 1% cash back on spending purchases. However, these features are only available with the upgraded plans.

With just one membership, you can add debit cards for up to five kids. Standard cards are included with your membership, and customized debit cards are available for an extra $9.99.

Cost: $5.99 per month for the basic member, $9.98 per month for Greenlight + Invest, and $14.98 per month for their top plan, Infinity, which includes Invest and other benefits

Related: Greenlight Vs. Acorns Early: Which Debit Card Is Better For Your Kid?

2. Cozi Family Organizer

The Cozi Family Organizer is a free family organizer with a chore feature. It is the #1 family organization app on the market. You can use the Cozi organizer to keep track of family member schedules with color-coded dots for each person.

Better yet, you have a daily agenda list that tells you who needs to do what for the day. You can even use the app to create daily to-do lists for each family member.

The app also accommodates meal planning, recipes, shopping lists, and more. Impressively, you can include up to 12 family members in your Cozi circle.

Cozi has a free subscription option that is supported by ads. You can also get an ad-free version for $29.99 per year.

Cost: Free for the basic version, $29.99 per year for Cozi Gold

3. FamZoo

FamZoo was launched by Bill Dwight, a software developer who needed a way for his kids to track their own allowance so that he didn’t have to be the go-between.

What started out as a simple spreadsheet eventually morphed into FamZoo. This app allows you to create one-off or repeating chores for your children.

Kids get paid when they check the chores off as done. Each child gets a Spend account, a Save account, and a Give account. As the parent, you can choose what percentage of each child’s income goes into each child’s account.

You can pay your child interest as well. The app even allows kids to create savings goals and parents to “bill” kids for their share of recurring family expenses like cell phone bills.

Cost: $25.99 for six months, $39.99 for 12 months, $59.99 for 24 months

See our full FamZoo review here.

4. Acorns Early

With Acorns Early (previously Acorns Early), you can list chores for kids to complete and have them paid immediately when they are finished.

Weekly allowances are automatically credited to make it easy for you as a parent. It has categories that help your kids learn to manage money.

These include:

Earn
Save
Spend
Give

Better yet, many parental controls enable you to work with your child as they learn how to manage their finances wisely.

Cost: Plans cost $5 per kid or up to $10 per month for up to four kids

See our full Acorns Early review here.

5. My First Nest Egg

Created by two moms who did hundreds of hours of research with behavioral specialists and psychologists, My First Nest Egg helps kids learn financial literacy in age-appropriate ways.

While the app encourages kids to do everyday chores like bed-making and managing their time, it also helps them learn how to manage money. My First Nest Egg gives kids virtual money to spread across three accounts: spend, save, and give.

It does not use boring chore charts that kids lose interest in quickly. Instead, it uses an engaging puzzle format, where kids earn a puzzle piece for each task completed. They get congratulated but don’t earn money immediately.

My First Nest Egg also has a social component that allows kids to see other users’ accomplishments, such as saving a certain amount of money or reaching a particular goal. Kids can use this for encouragement to achieve their goals as well.

The app doesn’t work with real money. Instead, parents enter the funds they either give to their child, help them spend, or give to charity.

Cost: Free

6. BusyKid

The BusyKid app was created by a father of six who needed a way to keep track of his kids’ chore lists.

Today, BusyKid has evolved into a full-service chore app that makes it easy for kids to accomplish a number of financial goals as they complete their chores.

These goals include:

Earning
Saving
Sharing
Spending
Investing

The BusyKid app allows users to set and accomplish all of these goals. The app’s “spending” feature even allows children to spend via a prepaid Visa card. Each task assigned to kids appears in the app with a chore name, picture, and an “I did it!” button that kids can hit when they’re finished.

As a parent, you can choose the child’s payday as an auto-fund on a preset day. Alternately, you can choose to fund completed chores immediately.

Cost: $3.99 per month (or $38.99 annually) for up to five kids/cards

See our full BusyKid review here to learn more.

7. Homey

Homey is a chore app for the whole family. With Homey, you can assign chores, transfer money, save for personal goals, chat with the group, and more.

One nice feature of Homey is that it makes it easy to assign kids responsibilities and jobs. Responsibilities are tasks that children do simply because they’re part of a family. Children are not typically paid for completing responsibilities.

However, jobs are extra tasks that you pay your child for. Differentiating between the two and having assignments for both is a feature that makes Homey stand out. Homey has other features as well, including savings jars for kids.

Cost: Free for the basic account, $4.99 per month for the premium account

8. iAllowance

The iAllowance chore app was designed specifically for iPad and iPhone users on the Apple App Store. With iAllowance, you can assign and schedule chores, and the money earned will go into one or more of your child’s piggy banks within the app.

The app also features a reward system that can be used to pay children with rewards other than money. This can include a new toy, screen time, or something your child values.

You can give kids rewards based on the number of chores they do or the monetary amount they save. In addition, you can track time-based activities such as video gaming.

Other features include the ability to sync the app with iCloud or Dropbox to back up data, unlimited kids, and unlimited piggy banks.

Cost: One-time fee of $2.99

9. Dragon Family Chore Tracker

Dragon Family is a chore app that helps kids learn to manage their time and motivate themselves to do their chores.

There’s no pressure to do their chores, but when they complete them, they earn points they can put toward specific rewards. Dragon Family puts kids in charge of what they do with their time, helping them understand the opportunity cost of doing something other than their responsibilities.

The points system makes it easy for kids to want to do their chores instead of parents nagging them.

Cost: Free

10. S’moresUp

📱Apple 4.2 / Google Play 3.7

The S’MoresUp app was created to close the gap between the 80% of chores done by parents and the children who can do those chores. This app designates itself as the Swiss Army knife of parenting and offers helpful features.

These include:

A family calendar
Customizable organization features
A parenting community
And more

Kids can create savings goals, earn rewards, get bonuses, and more for each chore they complete. There are two plans to choose from: a Standard and a Premium plan.

The free Standard plan offers comprehensive family planning, unlimited family members and devices, and more. Upgrading to the Premium plan will give you advanced chore types, management, rewards, and more.

Cost: Free for the Standard plan, $6.99 per month for the Premium plan

Frequently Asked Questions

If you still aren’t sure that chore apps for families are right for your family, here are the answers to frequently asked questions.

Are chore apps for kids safe?

Yes. Most of these apps use high-level security to protect family data.
However, you’ll want to review each app’s terms, conditions, and privacy policy.

Do chore apps for families cost money?

Some apps cost money, and others are free. Most apps offer a free version and a paid version with upgraded features.

Why is it beneficial to have kids do chores?

When you assign and schedule chores, it helps your children learn responsibility. Apps like the ones mentioned here can also teach kids that you earn money by working for it.

Should kids earn an allowance for doing chores?

The answer to this question depends, as every family is different. However, paid chores and unpaid responsibilities can benefit a child’s development.

Chore App Comparison Table

Chore App Name	Monthly Price	Best Bonus Feature
BusyKid	$3.99	Friends/family can fund
Cozi Family Organizer	free-$2.50	Up to 12 family members
FamZoo	$2.50-$4.33	Family bill splitting feature
Acorns Early	$3.99	Gaming-type rewards
Greenlight	$4.99-$9.98	Investing option
Homey	$4.99	In-app member chat
iAllowance	n/a	Unlimited piggy banks
OurHome	free	Family calendar
S’moresUp	$0-$6.99	Community feature
My First Nest Egg	$0.99	Puzzle piece task completion
Dragon Family Chore Tracker	free	Redeem points

Summary

The best chore apps for kids will help your child understand their responsibilities and encourage them to complete any necessary tasks.

These apps can bring organization, peace, and responsibility to your home. They can also make chore time more fun by offering allowances, financial goals, and rewards.

Recommended Reading