12 Best Allowance and Chore Apps for Kids

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If you have kids, a chore app can help you teach them critical financial skills. They simplify the process of assigning chores, monitoring their completion and paying your kids.

Beyond the chore functionality, these apps allow kids to learn about earning, spending and saving money.

We’ve found the best chore apps for kids and share how they can help your family stay organized.

BusyKid

Full-service chores app that is fun and affordable

GoHenry

Chore app with auto pay feature and a debit card

Greenlight

Chore app with up 2% APY on savings

Top Chore Apps for Kids

The best chore apps for kids have a few things in common, including simplicity, affordability and ease of use. 

But which app suits your family best? These are the top options to motivate your kids to get their chores done. 

1. BusyKid

BusyKid homepage

The BusyKid app was created by a father of six who needed a way to keep track of his kids’ chore lists.

Today, BusyKid has evolved into a full-service app for chores that makes it easy for kids to accomplish a number of financial goals as they complete their chores.

These goals include:

  • Earning
  • Saving
  • Sharing
  • Spending
  • Investing

All of these goals can be set and accomplished with the BusyKid app. The “spending” feature of BusyKid even allows children to spend via a prepaid Visa card.

Each task assigned to kids shows up in the app with a chore name, picture and an “I did it!” button they can hit when they’re finished. 

As a parent, you can choose the child’s payday as an auto-fund on a preset day. Alternately, you can choose to fund completed chores immediately. 

You can even give bonuses to kids. Plus, with the new BusyPay feature, friends and family members can add money to your child’s account.

BusyKid uses bank-level security to keep your family’s personal information safe. Furthermore, parents or guardians have access to parental controls that can approve as little or as many kid-driven actions as you’d like.

The pricing listed covers five children. However, parents who need more cards can open up an additional BusyKid account. 

See our full BusyKid review here to learn more.

Cost: $3.99 per month (or $38.99 annually) for up to five kids/cards

Devices: iOS and Android

Pros

  • Various money goals
  • Affordable price
  • Friends and family can fund

Cons

  • High card replacement fee
  • Fees for all ATM withdrawals

2. Cozi Family Organizer

Cozi Kid home

The Cozi Family Organizer is a free family organizer that includes a chore feature. This app is the #1 family organization app on the market. 

You can use the Cozi organizer to keep track of family member schedules with color-coded dots for each person. 

Better yet, you have a daily agenda list that tells you who needs to do what for the day. You can even use the app to create daily to-do lists for each family member.

The app will also accommodate meal planning, recipes, shopping lists and more. Impressively, you can include up to 12 family members in your Cozi circle. 

Cozi has a free subscription option that is supported by ads. You can also get an ad-free version for $29.99 per year. 

Cost: Free for the basic version, $29.99 per year for Cozi Gold

Devices: iOS and Android

Pros

  • Color-coded schedules 
  • Good for any size families
  • Extra organization features 

Cons

  • Can’t pay kids
  • Limited privacy

3. FamZoo

Famzoo home

FamZoo was launched by Bill Dwight, a software developer who needed a way for his kids to track their own allowance so that he didn’t have to be the go-between.

What started out as a simple spreadsheet eventually morphed into FamZoo. You can create one-off or repeating chores for your children using this app.

Kids get paid when they check the chores off as done. Each child gets a Spend account, a Save account and a Give account. 

As the parent, you can choose what percentage of each child’s income goes into each of their accounts. 

You can pay your child interest as well. The app even allows kids to create savings goals and parents to “bill” kids for their share of recurring family expenses like cell phone bills. 

In addition, you can use IOU accounts that simply track the amount of money going in and out of your child’s accounts.

You can also get prepaid debit cards that give your kids access to real money for spending. Fees include FamZoo cards for one parent and up to three kids. Additional cards are available for an extra cost. 

See our full FamZoo review here.

Cost: $25.99 for six months, $39.99 for 12 months, $59.99 for 24 months

Devices: iOS and Android

Pros

  • Competitive costs
  • Real money or IOU money
  • Split family bills

Cons

  • Minimal parental controls
  • No free account option

4. GoHenry

GoHenry is a fintech company that boasts over two million members. With GoHenry, you can list chores for kids to complete and have kids paid immediately when the chores are finished. 

Weekly allowances are automatically credited to make it easy for you as a parent. 

GoHenry has categories that help your kids learn to manage money.

These include:

  • Earn
  • Save
  • Spend
  • Give 

Better yet, there are a host of parental controls that allow you to work with your child as they learn how to spend wisely. 

Bonus: GoHenry has a teaching feature that is set up using gaming benefits. Kids earn points and get prizes when they play on the learning portion of the app.

Money lessons are age-appropriate and range from kindergarten to teen. GoHenry is designed for kids ages six to 18. 

See our full GoHenry review here

Cost: $3.99 per child each month

Devices: iOS and Android

Pros

  • Easy-to-use app
  • Custom debit card designs 
  • Ample parental controls

Cons

  • Expensive
  • Limited card spending

5. Greenlight

Greenlight home

Greenlight is an app for chores and rewards that allows you to tie money to chores or set up an automatic allowance that can be dependent upon completing chores around the house.

As with other apps, Greenlight offers kids a Spend account, a Save account and a Give account. 

However, if you upgrade your membership, your child also has access to Greenlight’s Invest feature. 

One interesting feature of Greenlight is that it offers up to 2% interest on savings balances and up to 1% cash back on spending purchases. However, these features are only available with the upgraded plans. 

You can add debit cards for up to five kids with just one membership. Standard cards are included with your membership. Customized debit cards are available for an extra $9.99. 

Cost: $4.99 per month for the basic member, $7.98 per month for Greenlight + Invest and $9.98 per month for Greenlight Max, which includes Invest and other benefits

Devices: iOS and Android

Pros

  • Investing option available
  • Cash back on purchases
  • Three subscription plans

Cons

  • Upgraded plans are costly
  • Other fees apply

6. Homey

Homey homepage

Homey is an app for chores that is meant for the whole family. With Homey, you can assign chores, transfer money, save for personal goals, chat with the group and more.

Each member has assigned roles, including: 

  • Parent
  • Teen
  • Child
  • Custom role

One nice feature of Homey is that it makes it easy to assign kids responsibilities as well as jobs. 

Responsibilities are tasks that a child does simply because they’re a part of a family. They are not typically paid for completing responsibilities. 

However, jobs are extra tasks that you pay your child for. Differentiating between the two and having assignments for both is a feature that makes Homey stand out. 

Homey has other features as well, including savings jars for kids. 

The Homey app has two accounts, including Basic and Unlimited. The Basic account accommodates up to three members and is free.

An Unlimited account includes unlimited members, unlimited savings jars, connected bank accounts and other features. 

Cost: Free for the basic account, $4.99 per month for the premium account

Devices: iOS and Android

Pros

  • Assign jobs responsibilities
  • Customizable user roles
  • In-app member chat

Cons

  • No prepaid spending cards
  • No charitable giving option

7. iAllowance

iAllowance Chore App

Available on the Apple App store, the iAllowance chore app was designed specifically for iPad and iPhone users. 

With iAllowance, you can assign and schedule chores, then have the earned money go into one or more of your child’s piggy banks within the app.

The app also features a reward system that can be used to pay children with rewards other than money. This can include a new toy, screen time or something else your child values.

You can give kids rewards based on the number of chores they do or based on a monetary amount they’re saving. In addition, you can track time-based activities such as video gaming.

Other features include the ability to sync the app with iCloud or Dropbox in order to back data up, unlimited kids and unlimited piggy banks. 

Cost: One-time fee of $2.99

Devices: iOS

Pros

  • Small, one-time fee
  • Unlimited piggy banks
  • Reward tools
  • Time tracking feature 

Cons

  • No Android app
  • Basic features list

8. iRewardChart

iRewardChart

The iRewardChart app is another app designed specifically for iPad and iPhone use. It’s only available on the Apple App Store.

The design of this app is basic and suitable for younger children.

iRewardChart is more of a rewards program than an earning app. Parents set chores up within the app, and each chore receives a designated number of stars that the child gets upon completion. 

In a separate feature, prizes are offered. Each prize costs a designated number of stars. For example, a child who cleans their room might earn five stars. A trip to the ice cream shop might cost ten stars. 

The nice thing about this app is that you can reward kids not only for chores but for good behavior as well. For instance, a child may earn ten stars for playing kindly with a younger sibling. 

Cost: Free (offers in-app purchases)

Devices: iOS

Pros

  • Free to use
  • Money isn’t required
  • Focuses on behavior

Cons

  • No cost
  • Minimal features

9. OurHome

OurHome app

The OurHome app offers home and task organization for families of all sizes. This app is available on both Google Play and the Apple App Store.

Features of the OurHome app include:

  • Task management
  • A grocery list
  • Family calendars
  • And more

The app’s House Feed is the central communication center where members can stay up-to-date on household activities and responsibilities.

Children earn points for completed tasks, and points can be used to claim rewards. Rewards can be available for every child or can be child-specific.

This is a nice feature for families with children in different age ranges. For instance, you might want to reward your teen with an hour of game time but not have that same reward for a younger child.

Having this customization as well as additional features like the ability to make a grocery list sets the app apart from its competition.

Cost: Free

Devices: iOS and Android

Pros

  • Free to use
  • Customize settings
  • Family calendar feature

Cons

  • No money or bank features
  • Simplistic design

10. S’moresUp

s'moreup app

The S’MoresUp app was created to close the gap between the 80% of chores that are done by parents and the children who are capable of completing those chores. 

This app designates itself as the Swiss Army knife of parenting and offers helpful features.

These include: 

  • A family calendar
  • Customizable organization features
  • A parenting community 
  • And more

Kids can create savings goals, earn rewards, get bonuses and more for each chore they complete. 

There are two plans to choose from, including a Standard and Premium plan. 

The free Standard plan offers comprehensive family planning, unlimited family members and devices and more. 

If you upgrade to the Premium plan, you’ll get advanced chore types, management, rewards and more. See the app’s website for discounts on the monthly fee and free trial information. 

Cost: Free for the Standard plan, $6.99 per month for the Premium plan

Devices: iOS and Android

Pros

  • Lots of features
  • Community feature
  • Fun graphics

Cons

  • Not user-friendly

11. My First Nest Egg

My First Nest Egg home page

Created by two moms who did hundreds of hours of research with behavioral specialists and psychologists, My First Nest Egg helps kids learn financial literacy in age-appropriate ways.

While the app encourages kids to do everyday chores like making the bed and managing their time, it also helps them learn how to manage money.

My First Nest Egg gives kids virtual money they can spread throughout three accounts – spend, save, and give. 

It does not use boring chore charts that kids lose interest in quickly. Instead, it uses an engaging puzzle format, where kids earn a puzzle piece for each task completed. They get congratulated but don’t earn money immediately. This helps them learn patience and to avoid the popular instant gratification kids have today.

My First Nest Egg also has a social component that allows kids to see other users’ accomplishments, such as saving a certain amount of money or reaching a particular goal. Kids can use this for encouragement to achieve their goals too.

The app doesn’t work with real money. Instead, parents enter the funds they either give their child, help them spend, or that they give to charity. You don’t have to share any bank account information, so it’s secure for everyone while helping kids learn the art of managing virtual money, such as with a debit card or electronic accounts like Venmo.

Cost: $3.99 – $9.99 a month, but new users can sign up for free with the promo code WALLET. Hurry this deal is over at the end of October 2022.

Devices: iOS and Android

Pros

  • Kids learn about financial literacy 
  • It breaks kids of the habit of instant gratification
  • Encourages kids to save and give to charity, not just spend

Cons

  • Parents still have to manage the money; it’s not a money management app
  • It can be challenging for kids to correlate the earnings with chores they did a few days or weeks ago

12. Dragon Family Chore Tracker

Dragon Family App home page

Dragon Family is a chore app that helps kids learn to manage their time and motivate themselves to do their chores.

There’s no pressure to do their chores, but when they complete them, they earn points they can put toward specific rewards. Dragon Family puts kids in charge of what they do with their time, helping them understand the opportunity cost of choosing to do something other than their responsibilities.

The points system makes it easy for kids to want to do their chores instead of parents nagging them.

Cost: Free

Devices: iOS and Android

Pros

  • Parents can set daily or weekly tasks
  • Anyone in the family with the app can track a child’s process
  • Kids learn how to save points to redeem them for the prize they want

Cons

  • Parents have to manage the money or prize promised
  • Kids have to wait to earn their prize until they have enough points, which can be challenging for young kids

FAQs

If you still aren’t sure that chore apps for families are right for your family, these frequently asked questions might clear up any hesitations you have.

Are chore apps for kids safe?

Yes. Most of these apps use high-level security to protect family data. 
However, you’ll want to review each app’s terms, conditions and privacy policy. 

Do chore apps for families cost money?

Some apps cost money, and others are free. Most apps offer a free version as well as a paid version with upgraded features.

Why is it beneficial to have kids do chores?

When you assign and schedule chores, it helps your children learn responsibility. Apps like the ones mentioned here can also teach kids that you earn money by working for it. 

Should kids earn an allowance for doing chores?

The answer to this question has to be an individual one, as every family is different. 

However, paid chores and unpaid responsibilities can both be beneficial to a child’s development.

Best Chore Apps Comparison Table

Chore App NameMonthly PriceBest Bonus Feature
BusyKid$3.99Friends/family can fund
Cozi Family Organizerfree-$2.50Up to 12 family members
FamZoo$2.50-$4.33Family bill splitting feature
GoHenry$3.99Gaming-type rewards
Greenlight$4.99-$9.98Investing option
Homey$4.99In-app member chat
iAllowancen/aUnlimited piggy banks
iRewardChartfreeEncourages good behavior
OurHomefreeFamily calendar
S’moresUp$0-$6.99Community feature
My First Nest Egg $0.99Puzzle piece task completion
Dragon Family Chore TrackerfreeRedeem points

Summary

The best chore apps for kids will help your child understand their responsibilities and encourage them to complete any necessary tasks. 

These apps can bring organization, peace and responsibility to your home. In addition, they can make chore time more fun by offering allowances, financial goals and rewards.

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