Dosh Review: Earn Automatic Cash Back When Shopping

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If you are like most people, you are feeling the strain of rising prices on everything you want to buy. Finding ways to save money in today’s economy can seem overwhelming but necessary.

Fortunately, apps like Dosh can help you get cash back when you shop at participating merchants. Just swipe your debit or credit card and Dosh will do the rest.

If you want to get money back when you make a purchase, our Dosh review can help you decide if the cash back app is the right option for you.

Dosh logo
Overall Rating


The Dosh app is easy to download and use. It includes both local and online options to earn cash back. You can also use it to earn cash back when booking hotel rooms.

  • Ease of use


  • Cash back options


  • Reputation



  • Easy to use
  • Local and online options
  • Hotel booking feature


  • Customer support issues 
  • Slow crediting times 
  • Limited local options

What is Dosh?

Dosh is a cash back app that puts money in your pocket when you shop. It lets you link your credit or debit card and earn cash on your purchases at participating retailers.

This platform claims to be the fastest-growing card-linked app in the space. It has a mission of giving billions of dollars to millions of people via cash back on their shopping and, in turn, positively impacting lives.

The app works with over 10,000 retailers, giving you opportunities to earn cash back on many of your purchases. Better yet, it makes sure your data is secure, ensuring your information and money are safe every time you use the app.

Is Dosh Legit?

Yes, Dosh is a legitimate app. While it may sound too good to be true, it’s not. 

Without any extra effort on your part, you can easily earn cash back on your everyday purchases. You have to download the free app and link your credit or debit card to use Dosh, which may seem a bit scammy. However, this cash back app is legit. 

Dosh review listings on both Google Play and the Apple App Store have given the platform high praise, providing peace of mind that Dosh is legit and you can get automatic cash back by using it.

How Does Dosh Work?

How does Dosh work

The concept behind how Dosh works is simple. When you make a purchase at a participating retailer using your linked credit cards or debit card, you can earn cash back via Dosh. Essentially, it’s set it and forget it.

A major benefit of this app is that your cash back is credited automatically. You do not have to scan your receipt or click any special buttons to activate offers. Just use your selected credit cards or debit card and earn your cash back effortlessly. 

To start earning money with Dosh, you have to download the Dosh app in either the Google Play or Apple App Store. Then, follow the on-screen prompts to create an account. 

This will require you to enter your:

  • Email address
  • Phone number
  • Name 
  • A password for your account

If you are using someone’s Dosh referral code, you will enter it on the screen where you input your name and create a password. 

Next, link your credit card. If you opt to link a debit card to earn cash back, remember to run the card as credit during checkout. 

After your card is linked, you are ready to shop at participating merchants and earn points in your Dosh wallet.

Once you earn at least $25, you can cash out your Dosh wallet earnings via PayPal, Venmo or direct deposit. You can also choose to donate your cash back to charity.

Participating Dosh Merchants

Dosh merchants

Dosh boasts over 10,000 places to earn cash back, making it easy to earn money almost every time you shop. 

Some popular options include: 

  • Walmart
  • Uber
  • Instacart
  • Old Navy
  • Dominos 
  • Sephora
  • Finish Line

The percentage or amount of cash back you’ll earn changes over time, so be sure to check the app to find out how much you will earn before you shop.

Ways to Make Money With Dosh

The Dosh app is versatile, so there are multiple ways that you can earn money. Here are the main ways to put more money in your pocket.

As a sign up bonus, you can earn $1 when you first link a credit card or debit card to the app. 

You do not have to do anything to activate this bonus. Instead, you will simply earn it as soon as your card is linked. 

2. In-Store Cash Back

Dosh cash back options

When you shop in-store at a participating retailer, you can earn cash back by using your linked card. You do not have to activate any offers or scan any receipts. The cash back will be deposited directly into your Dosh wallet. 

To see local options, tap Nearby in the app and either enable your location or search for your desired city and state. 

3. Online Cash Back

Dosh online cash back

You can earn cash back for online purchases as long as you use your linked credit card. Just shop like you normally would at a participating online retailer and watch the cash back get deposited to your Dosh wallet. 

To view the available online offers, tap Offers and then select See All by Online Offers. This will show you how much cash back you can earn at each retailer.

4. Travel Cash Back

Dosh travel cash back

Dosh partners with over 600,000 hotels worldwide. When you use Dosh to make hotel bookings, you can earn cash back, sometimes up to 40%. 

In the app, tap Hotels, enter your travel information and see a list of options. 

5. Refer Friends and Family

Dosh referral program

After you sign up for Dosh, you will receive a referral code. Be sure to share this code with friends and family when you tell them about Dosh. 

You will earn $10 for each person that signs up via your link, downloads the Dosh app and links a credit card. 

How Does Dosh Pay You?

Get paid by Dosh

Getting paid by Dosh is easy. After your Dosh wallet has a cash back balance of at least $25, you can cash out your earnings. 

Unlike other cash back apps, you do not have to wait for a scheduled date to receive your money. Once you have earned $25, you can cash out your earnings to either your bank account, PayPal or Venmo. 

Is Dosh Safe?

Is Dosh safe?

Yes, Dosh is safe to use. The company is legitimate and uses advanced technology to safely handle your credit card information. 

Dosh does not sell your data, and the app does not store your credit card or bank information. 

The platform uses Braintree as the payment processor. Braintree is a division of PayPal, which is a highly trusted payment platform used around the world. It uses a secure tokenization and vaulting system. 

In addition, transactions that occur in the Dosh app are SSL-encrypted. Dosh even uses multifactor authentication to prevent any unauthorized access to your digital wallet. 

What Actual Users of Dosh are Saying

There are many cash back websites and apps on the market today. Checking out other users’ ratings and reviews can help you determine whether the Dosh app is worth your time. 

Here is information about Dosh on the different rating websites:

WebsiteRatingNumber of Reviews
Apple App Store4.7 out of 5127.4K
Google Play4.5 out of 545.6K
Better Business Bureau1 out of 57

Here are some reviews from actual users of Dosh:

“By linking your credit and debit cards to Dosh, you automatically receive cash back when you use those cards at participating locations without having to first log on to their website or activate the app. This makes it extremely convenient.” – Susan B

“[Some transactions] have been pending for months now. Every other transaction has been processed in a timely manner. Contacted customer service, but they aren’t responding.” – Genuis D

“Overall, I like the app – it has a nice UI, is easy to use, and the deals rotate/change every now and then which is nice.” – Bary K

“…I will continue to use it for its deals and offers but will not be the cause for someone to go through the frustration I have trying to collect my pay.” – Baily C 

Dosh Pros and Cons

As with any app, it can be helpful to evaluate the pros and cons before downloading it to your phone and giving it access to your data.

Here’s what you should keep in mind when it comes to Dosh.


There are some key benefits to using Dosh, making it a worthwhile strategy to add to your money-saving tactics.

Some of the best reasons to download this cash back app include:

  • Ease of use
  • Automatic cash back with no receipt scanning required
  • Local and online shopping options
  • Book and earn money back on hotel stays
  • Referral bonuses
  • Works with over 10,000 merchants
  • Use a debit or credit card


In spite of its benefits, Dosh does have some downsides you should keep in mind before using it.

These cons include:

  • Customer service issues
  • Missing cash back
  • Slow cash back crediting times
  • Limited local options

Dosh Alternatives

There are a multitude of cash back websites and apps available. However, the simplicity of using Dosh makes it stand out from the competition.

That said, if you are looking for other options to earn money when you shop, you might be interested in the following cash back apps like Dosh.


With Swagbucks, you can earn points for shopping in addition to other online activities. These include watching videos, playing games, doing searches or completing surveys. 

Swagbucks allows you to earn rewards that can be redeemed for cash back. The Swagbucks points, also known as SBs, can be exchanged for free gift cards or deposited into your PayPal account as cash. 


Ibotta is one of the top cash back apps that allows you to earn money when you make purchases at participating stores or hotel stays. However, the cash back is only available for certain items. 

In addition, you have to activate the deal beforehand and scan your in-store receipt after purchasing in order to earn your cash back. Earnings are not automatic like they are with Dosh. 


InboxDollars has paid over $25 million to its members. It is one of the most popular get-paid-to sites on the market and can help you save money.

The platform allows you to earn rewards for online activities such as watching TV, shopping and taking surveys. You can cash out your InboxDollars rewards for PayPal cash, gift cards or a Visa e-gift card.

Dosh FAQs

If you are still on the fence about using Dosh, these frequently asked questions might alleviate any hesitations you have.

Do you have to pay to sign up with Dosh?

No. You can download the app and sign up with Dosh for free.

However, if you want to earn cash back automatically with Dosh, you do need to spend money. Fortunately, this spending can be on purchases you were already planning on making.

In addition, if you let your Dosh account become inactive, you could incur a $4.99 maintenance fee. To avoid this fee, be sure to log into your account at least once a year.

What customer support options does Dosh offer?

Dosh has an extensive support center on its website that addresses almost any question or concern you may have. It’s easy to search for the answers you need.

If you want to contact Dosh directly, you can submit a request for support.

How soon can I receive my money?

As soon as your earnings reach $25, you can request a cash out to your bank, PayPal or Venmo account. 

Opting to receive your money via PayPay or Venmo will result in you accessing your money faster than if you choose to transfer the funds to your bank account. 

However, how quickly you reach this $25 threshold depends on where you shop, the cash back rate you get and how much money you spend on purchases.

Better yet, the app is essentially set it and forget it, giving you a great way to save money.

You can link Visa, MasterCard or American Express cards in Dosh. This applies to debit cards as well.

It’s important to note that you cannot link virtual cards, prepaid cards, Discover cards, Apple or department store cards to your Dosh account.


The Dosh app is an excellent way to effortlessly earn cash back on purchases you already planned to make. While you won’t get rich if you use Dosh, you can earn a little extra income by downloading and using the app.

Keep in mind that if you live in a smaller town, there will probably be fewer local options available. However, that will not keep you from utilizing online deals to automatically earn cash back and make money.