25 Apps That Offer A Sign Up Bonus

Some products in this article are from our partners. Read our Advertiser Discloser.

sign up bonus

Free cash is always a good thing. However, finding opportunities to earn money quickly is easier said than done. The good news is that there are several apps that offer a sign up bonus.

These can give your bank account a boost without requiring much effort. Although sign-up bonuses won’t replace your day job, they can help add some extra cash to your wallet.

Our Top Picks

CompanyDescriptionSign Up Bonus
FundriseInvest in real estate for as little as $10$10
SwagbucksGet paid for various tasks$10
ChaseGet a bonus for opening a checking account$100

Rewards Apps with a Sign-Up Bonus

As you explore the following instant sign-up bonuses, remember that these bonuses are in order of biggest to smallest.

Also, it’s important to note that these bonuses can change depending on your location and when you sign up.

1. Swagbucks

Swagbucks $10 sign up bonus

📱Apple App Store 4.4 / Google Play 4.3

Swagbucks is a get-paid-to site that offers a $10 sign-up bonus. It’s one of the most popular ways to earn free money online.

After you sign up and get an account, you can earn by:

  • Answering surveys
  • Watching videos
  • Shopping online
  • Searching the internet
  • Playing various games
  • Testing new products
  • Completing online tasks

Most of these tasks should take less than 15 minutes. However, you might find the available surveys somewhat repetitive. 

As you earn with Swagbucks, you can redeem the points for gift cards or cash via PayPal to get money instantly.

Read our full Swagbucks Review.

💰 Sign-up bonus: $10

2. BeFrugal

📱Apple App Store 4.7 / Google Play 4.7

BeFrugal is a rewards site that offers up to 40% cash back at over 5,000 stores.

When you sign up, you’ll score free money instantly through a $10 bonus. Then, if you want to continue to grow your earnings, all you have to do is access your favorite store through the BeFrugal shopping portal. 

Once you complete purchases through the portal, you’ll earn cashback.

As you build up your cash back, you can have it sent to you via your PayPal account, Venmo, check, direct deposit, or gift card. 

💰 Sign-up bonus: $10

3. InboxDollars

📱Apple App Store 4.5 / Google Play 4.2

InboxDollars offers plenty of ways to earn extra cash and a $5 registration bonus. This means you can get money instantly.

A few ways to earn free money include:

  • Watching videos
  • Answering surveys
  • Taking the time to play games

The amount you’ll make varies per task, but it’s usually between $0.10 and $5. You’ll receive your funds via PayPal, Visa, or gift card when you want to cash out.

Read our full InboxDollars review

💰 Sign-up bonus: $5

4. Ibotta 

Ibotta is an app that lets you get cash back on grocery shopping and more.

What’s extra nice about Ibotta is that you can tap into cash-back coupons for any brand. As a result, you can stretch your dollars even further by buying a generic brand and stacking those savings with a coupon. 

You’ll need a minimum balance of $20 to cash out via PayPal or a gift card of your choice. Want to learn more about Ibotta and how you can use it to get more money?

Check out our full Ibotta review

💰 Sign-up bonus: Varies (generally $5 to $20)

5. Tada

Tada $15 sign up bonus

Tada provides a way for you to get cash back on groceries. It also offers a $15 welcome bonus. However, you must agree to meet certain bonus requirements to get this free money.

With Tada, you can save up to 20% off your grocery purchases. This includes items like eggs, milk, detergent and more.

You can redeem your earnings for PayPal payouts or gift cards to over 80 retailers. The minimum cash-out amount is $10.

💰 Sign-up bonus: $15

Related: 14 Apps That Pay A $25 Sign Up Bonus (Or More)

6. MyPoints

MyPoints is a platform that pays you to complete various tasks. It offers a $10 sign-up bonus with your first purchase. 

Once you’ve signed up, you may participate in one of the many opportunities MyPoints offers. 

You can earn free money by: 

  • Earning cash back while shopping online
  • Sharing your opinion through surveys
  • Watching videos
  • Reading your email
  • Searching the internet
  • Playing games

As you build points, you can cash out your earnings via Visa or Amazon gift cards. 

💰 Sign-up bonus: $10

7. Rakuten

Rakuten gives you cash back on your purchases when you shop online through your Rakuten account. New users can earn a $30 bonus after spending at least $25 in the first 90 days.

With Rakuten, you can get anywhere from 1% to 40% back on your purchases online. The platform partners with over 2,500 stores.

You can also get free money for referring friends through your own unique referral code, giving you another way to earn money beyond online shopping.

Every three months, Rakuten will send you your cash back if you’ve accumulated at least $5 in your account. Payments are sent via check or PayPal.

💰 Sign-up bonus: $30

8. MobileXpression

MobileXpression is a data-tracking app that gives you rewards for allowing your activity to be tracked.

Activity such as internet searches, websites visited, and apps used are tracked and shared anonymously with MobileExpression clients.

MobileXpression never shares your personal information with clients. You’ll earn points based on your activity, and you can use those points to get free gift cards.

You’ll get to choose gift cards from retailers such as Amazon, Target, and AMC based on the points you’ve earned.

💰 Sign-up bonus: $5 gift card or other offers for new signups

Related article: 8 Apps Like MobileXpression

9. Shopkick

Shopkick offers a $5 welcome bonus to new users when you go through a sign up link. The $5 bonus comes in the form of 1,250 kicks.

You can cash out your kicks for a $5 gift card. Or you can start earning more kicks to build up your stash. You can cash out for one of dozens of gift card options when you have enough points.

💰 Sign-up bonus: $5

10. Fetch

Fetch Rewards provides an effortless way to save money on groceries. You earn points when scanning receipts, purchasing specific products, and more.

Unlike similar apps, you don’t have to shop at specific stores to get the offers. Any participating store will do. But you do need to complete certain actions to earn your bonus.

You can also earn by participating in other special offers Fetch shares with you. And the cash-out threshold is low, starting at just $3. You use your balance to purchase retailer gift cards.

Read our full Fetch Rewards review.

💰 Sign-up bonus: 1000 points with code C8MNU

11. TopCashBack

TopCashBack is a website designed to help you lock in the absolute best cash-back deals when shopping online. You can search for top cash-back offers at your favorite stores through the app.

When you find a deal, you can move forward with your purchase. After finalizing your purchase, you should receive the funds in your TopCashBack account within seven days.

To get the $15 bonus, you must earn $10 in eligible cash back. The bonus will appear in your cash-back account for easy withdrawal.

Read our full TopCashBack Review.

💰 Sign-up bonus: $15

Survey Apps with a Sign Up Bonus

12. Survey Junkie

Survey Junkie helps you influence the development of new products and services when you share your opinions with them.

You can earn through Survey Junkie in two ways: by taking surveys about your product usage and by data sharing through SJ Pulse’s browser activity monitoring.

As a new user, you’ll get a $5 bonus after completing five surveys. And you’ll get an additional 10% of friends’ earnings when you refer them to sign up as well.

Read our full Survey Junkie Review.

💰 Sign-up bonus: $5

13. Branded Surveys

Branded Surveys offers a 100-point sign-up bonus. When it’s time to cash out, that equals a $1 reward. This is free money instantly in your bank account.

The company offers online surveys asking you for feedback about services and products you already use. When you reach 500 points, you can cash out via PayPal, direct deposit to your bank account or gift card.

Check out our full Brand Surveys review.

💰 Sign-up bonus: $1

14. Toluna Influencers

Toluna Influencers lets you share your opinion on products and services. When you sign up, you can earn a 500 welcome bonus.

However, while this is free money instantly, this bonus is worth less than $1. This makes it one of the lowest bonus opportunities on our list.

Site users complete surveys to earn points. Depending on the length, survey payouts can range from 15 to 50,000 points. Toluna also recently added games; sometimes, playing games can earn you points.

💰 Sign-up bonus: Less than $1

15. PointClub

PointClub lets you earn points for taking surveys and playing games. It’s free to join, and new members receive a 5,000-point bonus for signing up.

As with similar GPT apps, you’ll get awarded varying points depending on the survey or game you participate in.

You can trade your points in for check, PayPal cash, or choose from various retailer gift cards.

💰 Sign-up bonus: 5,000 points ($5 value)

16. LifePoints

LifePoints offers many ways to earn free money. It even provides a sign-up bonus of 10 free points. That equates to way less than a dollar when redeemed.

If you want to earn more points with LifePoints, you can do so through online surveys and polls.

You can redeem your points for $10 via PayPal if you have 1,200 points. Alternatively, you can redeem 550 points for a $5 Amazon gift card.

Read our full LifePoints review.

💰 Sign-up bonus: Less than $1

17. Drop

The Drop app offers users a chance to earn rewards by completing surveys, playing games, and shopping. When you sign up through a referral link, you’ll score $10 worth of points.

The $10 bonus is a nice start. But you’ll need to start building up points in other ways to cash out at the $25 threshold. You can cash out via gift cards, collectibles, crypto, and donations.

Read our full Drop App review.

💰 Sign-up bonus: $10

18. Zap Surveys

With Zap Surveys, you can earn a $3 sign-up bonus once you complete your first survey.

This site lets you earn free cash by:

  • Taking surveys
  • Shopping
  • Playing games
  • And more

Redemption options include gift cards, PayPal, and more. With over $50 million rewarded to members already, this site is worth checking out if you need a little extra money to pad your bank account.

💰 Sign-up bonus: $3

Investment Apps with a Sign Up Bonus

19. Fundrise

Fundrise is a platform that offers crowdfunded real estate investment opportunities. You’ll need $10 of your own money to get started. But once you sign up, Fundrise gives you a $10 bonus.

Through Fundrise, you can invest in eREITs or electronic real estate investment trusts, which offer several investment strategies, including fixed income, value add, opportunistic, and more.

Over 2,000,000 people have invested with Fundrise so far.

Read our full Fundrise Review.

💰 Sign-up bonus: $10

20. Acorns

Acorns is an investment app that helps you invest more money by rounding up each purchase to the next dollar.

You start by linking your Acorns account to your debit and credit cards. Acorns monitors each purchase.

Then, it takes the rounded-up amount from those purchases and places the money in an Acorns investment account.

Investment funds are placed in highly-rated ETFs (Exchange-traded funds). There is a fee to use Acorns: $3 monthly for individuals and $5 monthly for families.

💰 Sign-up bonus: $5

Read our full Acorns review.

21. Public

Public is an investment app that helps you invest in fractional shares of stock for as little as $1.

You can also use the site to invest in crypto, ETFs, and alternative investment assets such as art and collectibles.

There’s no cost to invest in stocks and ETFs with Public. However, you will pay a fee to invest in crypto and other assets on the site.

Dividend payouts are automatically reinvested to help your account grow even faster.

💰 Sign-up bonus: Stock shares of varying amounts.

22. Upromise

Upromise makes saving for college easier by offering several bonus-saving avenues.

For instance, you can earn money for college by taking surveys, earning cash back when you use your Upromise Mastercard, linking a debit or credit card, and dining at restaurants.

In addition, Upromise has monthly scholarship giveaways that help you pay for your college degree or your child’s college degree.

Also, there’s no cost to sign up or use Upromise, and no annual fee for the Upromise Mastercard.

Check out our Upromise review.

💰 Sign-up bonus: $5.29 for account opening, $25 when you link a 529 plan.

Banking Apps with a Sign-Up Bonus

23. Chase

Chase Bank is offering a $100 for opening up a checking account.

To qualify for the bonus, all you need to do is make ten qualifying transactions within 60 days of opening the account.

Qualifying transactions include:

  • Debit card purchases
  • Zelle
  • ACH credits
  • Chase QuickDeposit
  • Online bill payments

There is no monthly maintenance fee as long as you have at least $250 per month from electronic deposits.

💰 Sign-up bonus: $100

24. Albert

Albert is a banking app that allows you to bank, save, and invest. This fintech app is not a bank but is powered by Sutton Bank.

There are no minimum balance requirements and no overdraft fees with Albert. You can get paid up to two days early with Albert.

You may also qualify for a $250 advance on your pay. The app helps you save automatically and lets you invest starting with just $1.

Check out our Albert review.

💰 Sign-up bonus: Varies for new account holders

25. Cash App

Cash App offers a $5 referral bonus to new customers. Unfortunately, you must send at least $5 to a friend within 14 days of opening the account to access this free money.

Essentially, Cash App acts as a digital wallet. You can use it to send money to friends. Even though it has mixed reviews, it could be an easy way to score $5. 

Check out our Cash App Review.

💰 Sign-up bonus: $5

Frequently Asked Questions

Want to learn more about apps that offer sign-up bonuses? Here are some answers to frequently asked questions to help you choose the right opportunity.

Are all apps with welcome bonuses legit?

No. Not all apps with welcome bonuses are legit. You’ll want to do your due diligence before signing up with any app to ensure it’s not a scam.

Luckily, all of the apps on our list are legit, so you don’t have to worry about getting scammed.

Are there any apps that offer free stock when you register?

Yes, online investment apps offer free stock when you sign up.

However, this list specifically focuses on apps that offer cash and gift cards instead of stock shares.

How do I choose the app with the best welcome bonus for me?

Consider how much money you hope to get and how much time you can spend getting the welcome bonus.

If you need something instant, you’ll likely get a smaller bonus. However, if you can complete a task, you’ll likely receive a more lucrative payout.

How can I make sure to get credit for referring friends to apps?

If the app you are using offers a referral bonus, provide your family and friends with your unique referral link to get credit.

Quick Comparison of Apps with a Sign Up Bonus

AppSin Up Bonus
Fundrise$10
Swagbucks$10
Survey Junkie$5
BeFrugal$10
InboxDollars$5
Acorns$5
MobileXpression$5
AlbertVaries
Ibotta$5 - $20
Branded Surveys$1
TolunaLess than $1
Shopkick$5
PointClub$5
LifePointsLess than $1
Upromise$5.29
Aspiration BankUp to 3% APY
Tada$20
MyPoints$10
Rakuten$30
Cash App$5
Zap Surveys$3
Fetch Rewards500 points
TopCashBack$15
Drop$10
PublicStock (varies)

Summary

A sign-up bonus can be a great way to earn some extra money. When combined, the bonuses on this list can add up. 

While some opportunities require little effort or spending, others just stipulate that you sign up. As you evaluate the options, it’s important to read the fine print and choose the best bonus for you.