$25 Sign Up Bonus: 14 Unique Ways (Including Instant Withdraw)

Sign-up bonuses are an easy way to make a few extra bucks by joining new services. Several merchants offer bonuses as high as $25 and sometimes higher after completing qualifying activities.

For example, you can earn a $25 sign-up bonus by opening a new banking account, investment account, or cashback shopping app. There is plenty of flexibility, so you shouldn’t have a problem finding a way to make more money.

Table of contents

As you compare the various apps, consider the activity requirements before joining to determine if you can earn the bonus. These apps provide a variety of services, and some even have a sign up bonus with instant withdrawal.

1. Rakuten

Rakuten is a cashback app with a valuable and easy-to-earn $30 sign-up bonus. You will receive your bonus after spending at least $30 on a qualifying online purchase. The bonus is sent by check or PayPal within 15 days, though all future cashouts are quarterly with a $5.01 minimum redemption.

This app is one of the best ways to make $30 fast because of the quick payment speed. The rewards program partners with over 3,500 retailers, including Kohl’s, Nike, Under Armour, and Zappos. Most retailers award up to 10% back.

Sign Up Bonus: $30
Platforms: Android, iOS, Chrome

2. Acorns

Acorns is a micro-investing app that automatically rounds up your purchases and invests your spare change in a managed portfolio. You can choose a recommended asset allocation during the initial setup, and the app automatically rebalances your portfolio.

The sign-up bonus can be as high as $20. You can earn the bonus after making your first recurring investment of $5 or more. In addition to the new account signup offer, the investing app offers cashback to participating shopping partners.

You can earn bonus cash at your favorite stores, restaurants, and gas stations. The app invests your shopping rewards in addition to your regular contributions.

Sign Up Bonus: Up to $20
Platforms: Android, iOS

Learn More: Acorns Review: Is It Worth Investing Your Spare Change?

3. Current Banking

Current Banking is a free banking app that offers new members up to $50 in bonus cash. Download the Android or iOS mobile app to earn the bonus and enter promo code WELCOME50.

Next, receive a qualifying direct deposit of $200 or more within the first 45 days. You receive your bonus within ten days of the qualifying deposit date.

Parents and teens can open a free spending account without a minimum balance or overdraft fees. These savings and spending features help make Current one of the best money apps for teens.

Sign Up Bonus: $50
Platforms: Android, iOS, Chrome

Learn More: Current Review: Get Paid Up To 2 Days Faster

4. Chase College Checking

College students can earn $100 by opening a Chase College Checking account and completing ten qualifying transactions within 60 days of enrollment.

Additionally, students enjoy waived monthly service fees for up to five years or the expected graduation date, whichever occurs first. The monthly fee is $6 once the waiver period ends.

This checking account for college students provides local banking support at Chase Bank branches, money management tools via the Chase mobile app, and free withdrawals at in-network ATMs.

You must be at least 18 years old to open this account. Parents may consider Chase First Banking for children between 6 and 17 to get debit card access.

Sign Up Bonus: $100
Platforms: Android, iOS

5. Ibotta

If you buy name-brand groceries or shop online, Ibotta can be an easy way to scoop up a sign-up bonus of up to $20.

With Ibotta, you can earn cashback on groceries by activating in-store offers, buying participating brands, and scanning your receipt.

Additionally, the rewards app partners with over 750 retailers to give you a percentage of each transaction amount back. Online shopping rewards are available through the app and web browser extensions.

The minimum redemption is $20 for gift cards, bank deposits, and PayPal Cash. There are other apps like Ibotta that you can explore for more cashback opportunities and sign-up bonuses. Once you receive $20 in earnings, you can withdraw instantly to PayPal.

Sign Up Bonus: Up to $20
Platforms: Android, iOS

6. Nielsen Computer and Mobile Panel

Most minimum $25 signup bonuses require upfront purchases or account deposits. That’s not the case with Nielsen Computer and Mobile Panel, which lets you effortlessly earn up to $60 per membership year.

This isn’t a traditional signup bonus but a passive income stream. You install software on your computer and mobile devices to share how you use your electronics. You will receive monthly credits worth up to $60 annually in gift cards and PayPal rewards.

Panelists have two additional ways to win money. First, you can earn free game tokens for instant-win scratch cards. Second, you’re automatically entered into the $10,000 monthly sweepstakes.

The NCPMobile app is another Nielsen product that awards points by uploading your shopping receipts and answering opinion surveys.

Sign Up Bonus: Up to $60
Platforms: Android, iOS

Learn More: NCPMobile App Review: Is This Rewards App Worth It?

7. M1 Finance

M1 Finance is an investing app that offers $100 when you fund your brokerage or retirement account within 30 days of opening an account.

The minimum deposit is $100 for taxable accounts and $500 for tax-advantaged retirement accounts. Opening an account is free, and there are no trading fees.

You can build your portfolio with stocks, funds, and premade pies, and the app dynamically rebalances it. Periodic investment account transfer bonuses can help you earn more money.

However, these promotions can require depositing several thousand dollars at once to earn the bonus and are only relevant for established investors.

Sign Up Bonus: $100
Platforms: Android, iOS

8. Payoneer

The mobile wallet Payoneer provides a $25 sign-up bonus through its referral program. You must sign up through a friend or relative’s referral link. After you earn your first $1,000 through the app, you each receive $25.

This app is ideal for freelancers with international clients and people with gig economy jobs. Joining is free, but you must earn business income to qualify.

Thankfully, the membership criteria are flexible, and most service providers or online sellers are eligible. The payment app lets you send money internationally, receive funds in your local currency, and send free invoices to request payment.

Consider these additional best apps for freelancers to boost your earning potential.

Sign Up Bonus: $25
Platforms: Android, iOS

9. Robinhood

Receive one free stock share when you open a new Robinhood account. The share can be worth up to $200, although 98% of shares are between $5 and $10. Still, it’s free money, and you can enjoy several fee-free investing perks.

One of the best reasons to invest through Robinhood is the ability to buy fractional shares of stocks and ETFs. The minimum investment is $1, compared to most brokerages, which require at least $5 or the purchase of full shares.

You can open taxable brokerage accounts or tax-advantaged retirement accounts. There are zero service fees and no minimum balance requirements. There is also a money management account to earn a competitive interest rate on your uninvested cash.

This app makes investing easier for beginners, although you must self-manage your account.

Sign Up Bonus: Up to $200
Platforms: Android, iOS

Learn More: Robinhood Review: Is This Free Trading App Worth It?

10. SoFi

SoFi offers several sign-up offers that can earn you a combined bonus exceeding $500. The platform provides several personal finance products to help you bank, invest, and receive credit insights.

Three offers to consider first:

Banking: Open a SoFi Checking and Savings account and receive up to $300 bonus cash with qualifying direct deposits. This product earns a competitive interest rate, earns debit card rewards, and has no account minimums or service fees.
Credit insights: Credit Insights by SoFi offers free credit score monitoring. New users without any other SoFi accounts can earn a $10 bonus.
Investing: Deposit at least $10 into a SoFi Active Invest account to play the Claw Game for a reward between $5 and $1,000. Most bonuses are worth $5, $10, or $25. The app offers free trades and a $1 investment minimum for stocks and ETFs.

This platform is also an excellent option for consolidating credit card debt, as the lender doesn’t charge origination fees and offers complimentary unemployment protection and career counseling.

Sign Up Bonus: Up to $500
Platforms: Android, iOS

11. TopCashback

The TopCashback signup bonus is usually $10 but is sometimes as high as $20. However, you must earn at least $10 back within your first membership year to receive the bonus.

Thankfully, the bonus is easy to earn if you shop online regularly, as there are 7,000 participating stores. The majority of stores award up to 10% back.

Bank deposits, PayPal Cash, and gift card payouts have no redemption minimum. Select gift cards, including Amazon gift cards, are eligible for a redemption bonus.

Sign Up Bonus: $10
Platforms: Android, iOS

Learn More: TopCashback Review: Is It Legit?

12. Upromise

Paying for college is a little easier with Upromise, as you can receive up to a $30 bonus with a new 529 plan. Your cashback rewards are deposited into your child’s college savings plan.

This is a two-step bonus offer:

Verify your email address and earn an initial $5.29
Link a 529 account and earn the remaining $25 after the first month

The platform provides several ways to make bonus contributions, including dining, grocery, and shopping offers. There are also college scholarships awarded monthly.

Sign Up Bonus: Up to $30
Platforms: Android, iOS

Learn More: Upromise Review: Is This a Legit Way to Fund a 529?

13. Spruce

Spruce is a mobile banking app powered by H&R Block, an online tax prep service. It’s free to use and designed to help people with minimal banking experience easily access their money and earn cash-back rewards.

New members can earn a $50 bonus by receiving at least $200 in qualifying direct deposits during the introductory period.

The debit card lets you earn cash back at participating merchants or free withdrawals at over 55,000 ATMs. It also includes basic budgeting tools.

Sign Up Bonus: $50
Platforms: Android, iOS

14. Webull

Webull offers one of the most generous free stock sign-up bonuses, with up to 12 free shares. After opening an investing account, you will receive six, 10, or 12 free shares.

Each share is usually worth between $3 and $10, but some can trade for as much as $3,000.

There are no account minimums or service fees. The minimum investment is $5, and you can purchase fractional shares of stocks and ETFs.

This is one of the best stock trading apps with advanced charting tools and a stock market simulator. It can be a good fit for new and experienced investors.

Sign Up Bonus: Up to $3,000
Platforms: Android, iOS

Frequently Asked Questions

Here are several factors to consider as you compare the best signup bonuses.

Websites and apps offer signup bonuses to attract new customers and reward loyal users. Competition is fierce, and many competing services offer similar perks so that an upfront cash bonus can be a deciding factor.

Additionally, most bonus offers require members to complete a qualifying transaction or deposit a minimum amount of cash. These interactions let the customer decide if the platform is a good fit for long-term use. Further, the business has more resources to grow.

It’s possible with certain offers, although “instant” usually means within ten business days. This waiting period allows the company to verify that the transaction is legitimate to prevent signup bonus scams. Other offers may take several weeks to complete.

Earning a bonus is worthwhile when you plan on using the platform long-term, and the service fees are reasonable or non-existent. Typically, more valuable offers require earning direct deposits or making a purchase.

Switching your banking details can take time for banking app bonuses, and you may need to maintain a minimum balance for an extended period. Switching banks to earn cash may not be worth it if the app is frustrating or there are expensive account fees.

With cash-back bonuses or survey site bonus offers, you must determine how soon you can withdraw your earnings. If it’s not immediate, evaluate the waiting period and how much effort is required to satisfy the redemption minimum.

A $25 sign-up bonus, or even a higher one, can be an exciting way to earn free money and discover a new service to improve your life. There are other ways to make money fast if you need consistent income or want to earn more.

Recommended Reading

How to Get A $25 Sign-Up Bonus