Sign-up bonuses are an easy way to make a few extra bucks by joining new services. Several merchants offer bonuses as high as $25 and sometimes higher after completing qualifying activities.
For example, you can earn a $25 sign-up bonus by opening a new banking account, investment account, or cashback shopping app. There is plenty of flexibility, so you shouldn’t have a problem finding a way to make more money.
How To Get A $25 Sign Up Bonus Today
As you compare the various apps, consider the activity requirements before joining to determine if you can earn the bonus. These apps provide a variety of services and are listed alphabetically.
Rakuten is a cashback app with a valuable and easy-to-earn $30 sign-up bonus. You will receive your bonus after spending at least $30 on a qualifying online purchase.
The bonus is sent by check or PayPal within 15 days, though all future cashouts are quarterly with a $5.01 minimum redemption.
This app is one of the best ways to make $30 fast because of the quick payment speed.
The rewards program partners with over 3,500 retailers, which includes places such as Kohl’s, Nike, Under Armour, and Zappos. Most retailers award up to 10% back.
Acorns is a micro-investing app that can automatically round up your purchases and invest your spare change in a managed portfolio.
During the initial setup, you can choose a recommended asset allocation, and the app automatically rebalances your portfolio.
The sign-up bonus can be as high as $20. Typically, you can earn the bonus after making your first recurring investment of $5 or more.
In addition to the new account signup offer, the investing app offers cashback to participating shopping partners.
You can earn bonus cash at your favorite stores, restaurants, and gas stations. The app invests your shopping rewards in addition to your regular contributions.
3. Current Banking
Current Banking is a free banking app offering up to $50 bonus cash for new members.
To earn the bonus, download the Android or iOS mobile app and enter promo code WELCOME50.
Next, receive a qualifying direct deposit of $200 or more within the first 45 days. You receive your bonus within ten days of the qualifying deposit date.
Parents and teens can open a free spending account without minimum balance or overdraft fees.
These savings and spending features help make Current one of the best money apps for teens.
4. Chase College Checking
College students can earn $100 by opening a Chase College Checking account and completing ten qualifying transactions within 60 days of enrollment.
Additionally, students enjoy waived monthly service fees for up to five years or the expected graduation date, whichever occurs first. The monthly fee is $6 once the waiver period ends.
This checking account for college students provides local banking support at Chase Bank branches, money management tools via the Chase mobile app, and free withdrawals at in-network ATMs.
You must be at least 18 years old to open this account. Parents may consider Chase First Banking for children between ages six and 17 to get debit card access.
If you buy name-brand groceries or shop online, Ibotta can be an easy way to scoop up a sign-up bonus of up to $20.
With Ibotta, you can earn cashback on groceries by activating in-store offers, buying participating brands, and scanning your receipt.
Additionally, the rewards app partners with over 750 retailers to give you a percentage of each transaction amount back. Online shopping rewards are available through the app and web browser extensions.
The minimum redemption is $20 for gift cards, bank deposits, and PayPal Cash.
There are other apps like Ibotta to explore for more cashback opportunities and signup bonuses.
6. Nielsen Computer and Mobile Panel
Most minimum $25 signup bonuses require upfront purchases or account deposits. That’s not the case with Nielsen Computer and Mobile Panel, which lets you effortlessly earn up to $60 per membership year.
This isn’t a traditional signup bonus but it’s a passive income stream as you install software on your computer and mobile devices to share how you use your electronics.
You will receive monthly credits worth up to $60 annually in gift cards and PayPal rewards.
Panelists have two additional ways to win money. First, you can earn free game tokens for instant-win scratch cards. Second, you’re automatically entered into the $10,000 monthly sweepstakes.
The NCPMobile app is another Nielsen product that awards points by uploading your shopping receipts and answering opinion surveys.
7. M1 Finance
M1 Finance is an investing app offering $100 when you fund your brokerage or retirement account within 30 days of account opening.
The minimum deposit is $100 for taxable accounts and $500 for tax-advantaged retirement accounts. It’s free to open your account, and there are no trading fees.
You can build your portfolio with stocks, funds, premade pies, and the app dynamically rebalances.
There are periodic investment account transfer bonuses that can help you earn more money.
However, these promotions can require depositing several thousand dollars at once to earn the extra bonus and are only relevant for established investors.
The mobile wallet Payoneer provides a $25 bonus through its referral program. You must sign up through a friend or relative’s referral link.
After you earn your first $1,000 through the app, you each receive $25.
This app is ideal for freelancers with international clients and people with gig economy jobs. Joining is free, but you must earn business income to qualify.
Thankfully, the membership criteria are flexible, and most service providers or online sellers are eligible.
The payment app lets you send money internationally, receive funds in your local currency and send free invoices to request payment.
Consider these additional best apps for freelancers to boost your earning potential.
Receive one free stock share when you open a new Robinhood account. The share can be worth up to $200, although 98% of shares are worth between $5 and $10.
Still, it’s free money, and you can enjoy several fee-free investing perks.
One of the best reasons to invest through Robinhood is the ability to fractional shares of stocks and ETFs. The minimum investment is $1 compared to most brokerages that require at least $5 or having to buy full shares.
You can open taxable brokerage accounts or tax-advantaged retirement accounts. There are zero service fees and no minimum balance requirements.
There is also a money management account to earn a competitive interest rate on your un-invested cash.
This app makes investing for beginners easier although you must self-manage your account.
SoFi has several sign-up offers that can help you earn a combined bonus exceeding $500. The platform offers several personal finance products to help you bank, invest, and receive credit insights.
Three offers to consider first:
- Banking: Open a SoFi Checking and Savings account and receive up to $250 bonus cash with qualifying direct deposits. This product earns a competitive interest rate, earns debit card rewards and has no account minimums or service fees.
- Credit insights: Credit Insights by SoFi offers free credit score monitoring. New users without any other SoFi accounts can earn a $10 bonus.
- Investing: Deposit at least $10 into a SoFi Active Invest account to play the Claw Game for a reward between $5 and $1,000. Most bonuses are worth $5, $10 or $25. The app offers free trades and a $1 investment minimum for stocks and ETFs.
This platform is also an excellent option for consolidating credit card debt as the lender doesn’t charge origination fees and offers complimentary unemployment protection and career counseling.
The TopCashback signup bonus is usually $10 but is sometimes as high as $20. However, you usually need to earn at least $10 back within your first membership year to receive the bonus.
Thankfully, it’s easy to earn the bonus if you shop online regularly, as there are 7,000 participating stores. The majority of stores award up to 10% back.
There is no redemption minimum for bank deposits, PayPal Cash, or gift card payouts. Select gift cards are eligible for a redemption bonus, including Amazon gift cards.
Paying for college is a little easier with UPromise, as you can receive up to a $30 bonus with a new 529 plan. Your cashback rewards deposit into your child’s college savings plan.
This is a two-step bonus offer:
- Verify your email address and earn an initial $5.29
- Link a 529 account and earn the remaining $25 after the first month
The platform provides several ways to make bonus contributions, including dining, grocery, and shopping offers. There are also college scholarships awarded monthly.
Spruce is a mobile banking app powered by online tax prep service H&R Block. It’s free to use and designed to help people with minimal banking experience easily access their money and earn cash-back rewards.
New members can earn a $50 bonus by receiving at least $200 in qualifying direct deposits during the introductory period.
You can use the debit card to earn cash back at participating merchants or make free withdrawals at over 55,000 ATMs. There are basic budgeting tools as well.
Webull offers one of the most generous free stock sign-up bonuses with up to 12 free shares. After opening an investing account, you will receive six, 10 or 12 free shares.
Each share is usually worth between $3 and $10 but some shares can trade for as much as $3,000.
There are no account minimums or service fees. The minimum investment is $5, and you can purchase fractional shares of stocks and ETFs.
This is one of the best stock trading apps with advanced charting tools and a stock market simulator. It can be a good fit for new and experienced investors.
Frequently Asked Questions
Here are several factors to consider as you compare the best signup bonuses.
Why do websites pay you to sign up?
Websites and apps offer signup bonuses to attract new customers and reward loyal users. Competition is fierce, and many competing services offer similar perks and an upfront cash bonus can be a deciding factor.
Additionally, most bonus offers require members to complete a qualifying transaction or deposit a minimum amount of cash. These interactions let the customer decide if the platform is a good fit for long-term use. Further, the business has more resources to grow.
Can I make $25 instantly by signing up?
It’s possible with certain offers, although “instant” usually means within ten business days. This waiting period allows the company to verify the transaction is legit to prevent signup bonus scams. Other offers may take several weeks to complete.
Are sign-up bonuses worth the effort?
Earning a bonus is worth the effort when you plan on using the platform long-term and the service fees are reasonable or non-existent. Typically, more valuable offers require earning direct deposits or making a purchase.
For banking app bonuses, it can take time to switch your banking details, and you may need to maintain a minimum balance for an extended period. Switching banks to earn cash may not be worth it if the app is frustrating or there are expensive account fees.
With cash-back bonuses or survey site bonus offers, you must determine how soon you can withdraw your earnings. If it’s not immediate, evaluate the waiting period and how much effort is required to satisfy the redemption minimum.
A $25 sign-up bonus, or even a higher bonus, can be an exciting way to get free money and discover a new service that can improve your life.
There are other ways to make money fast if you need consistent income or want to earn more.