Your portfolio likely includes several different financial assets, including stocks, mutual funds, ETFs and more. In addition to choosing a variety of investment strategies, you may use different brokerage firms to manage your accounts.
That’s why it can be helpful to find the right investment tracking app to monitor and manage your assets. The right app will give you an overview of your finances, help you manage cash flow, and see what your total net worth is.
This article will review the best apps to track your investments and give you some tips on choosing the one that’s best for you.
In This Article
Top Investment Tracking Apps To Track Your Portfolio
The type of investment tracking app you end up choosing will depend on your preferences and investment style. If you’re looking for some ideas on how to get started, here are four apps you can consider:
1. Personal Capital Finance
Personal Capital is currently one of the most popular financial apps on the market, and for a good reason. The company was founded in 2009 to provide financial tools and wealth management services.
It currently manages over $13 billion in assets and has investment clients across the U.S.
Personal Capital provides both free and paid services to its customers. If you’re just looking to track your finances, you can use its free financial tracking tool.
This feature lets you follow your spending and monitor all your accounts in one place. Plus, you can use the Retirement Planner to make sure your retirement savings are on track.
But Personal Finance also offers a paid financial advisory service, which involves a combination of robo advisors and licensed advisors.
You must have a minimum of $100,000 in investable assets to qualify for the company’s wealth management program.
Here are the main features you’ll get when using Personal Capital.
This tool will show you a complete breakdown of your portfolio by asset class. This feature gives you a quick overview of your investments, regardless of where you hold these assets.
You’ll receive weekly email updates about your investment portfolio.
Personal Capital provides a fee analyzer, so you can see how your retirement account fees affect your retirement date. This is also a good way to uncover any hidden fees.
When you log into your dashboard, you’ll see an overview of your monthly income and expenses. This summary will give you a greater insight into your spending and monthly cash flow.
Track your net worth
With Personal Capital, you’ll get a comprehensive picture of your total net worth. The dashboard will show you your assets, liabilities and how you fit in with the average for your age and income level.
The budgeting section lets you create a monthly budget, track your spending and analyze your spending by category.
- The app is easy to set up and use
- The company offers a variety of free tools, with no hidden fees
- Comprehensive investment management tools
- The app uses two-factor authentication, so you know your information is secure
- There is a $100,000 account minimum to use the wealth management tools
- The wealth management tools come with hefty fees
Personal Capital will primarily appeal to two very different types of investors. One a DIY investor who wants to use the company’s free portfolio management tools. The other is a high net worth investor who wants access to the company’s financial advisors.
Either way, the company’s free financial tools are second to none. And if you have the money to invest, the wealth management services could be a great option.
Overall: Best for portfolio analysis
2. SigFig Wealth Management
SigFig was founded in 2006 under the name Wikinvest. The company started as a simple, online portfolio manager. Then in 2012, the company rebranded itself as SigFig, an investment advisory service.
SigFig is a robo investor that works with third-party brokerage accounts to track and analyze your accounts. The company’s goal is to make high-quality investment advice accessible to everyone and empower people to make better financial decisions.
Essentially, SigFig operates as the middleman between you and your financial brokerage firm. The company will analyze your portfolio and help you diversify your assets and stay on top of any unnecessary fees.
The company does this through its free portfolio tracker. Once you’ve linked your accounts, SigFig shows you how your portfolio is performing.
And SigFig also offers free asset management for up to $10,000. After that, you’ll pay a fee of 0.25% per year.
There is a $2,000 minimum account balance to use SigFig’s investment services.
Here are some of the main features the company offers:
SigFig offers free investment monitoring with its portfolio tracker. Once you sign up, you can automatically sync your accounts from over 80 different brokerages. This facet allows you to manage all your investments in one place.
SigFig manages tax-loss harvesting for you, which means buying and selling investments to manage your tax liability.
There is no schedule for this; the company reviews your account and harvests any losses whenever necessary.
SigFig provides a mobile app that will work on your Apple and Android devices. The mobile app is similar to the desktop version.
Automatic dividend reinvestment
SigFig will automatically reinvest your dividends for you, so your account is fully invested at all times.
You can schedule an appointment with an advisor and receive free financial advice.
These advisors can help you identify areas where you’re overspending on fees and help you develop a financial plan in the future.
- The company’s portfolio tracker is completely free
- No management fees on balances under $10,000
- The company’s management fees are competitive
- Tax-loss harvesting and investment diversification
- Compared to services to Personal Capital, SigFig offers limited investment platform options
- The company doesn’t always provide the best portfolio management advice
- Minimum $2,000 balance for managed portfolios
All in all, SigFig isn’t a bad option for anyone looking for a free tool for managing their portfolio. However, you may be able to find a more comprehensive solution from one of their competitors.
Overall: Best for low-cost investment advice
3. Stock Rover
Stock Rover offers free and premium plans. This platform can be a good option for investors that want in-depth research tools along with a portfolio tracker.
The stock screener can help you find stocks, ETFs and mutual funds that fit your fundamental and technical criteria. Members can also see analyst buy and sell ratings.
Premium plans start at $7.99 monthly and include different features that can make it easier to research stocks and track your investment performance.
All new accounts include a 14-day free premium trial with no credit card necessary.
Some of the main features include:
The stock screener lets you build your customized fundamental and technical filters. It’s also possible to use premade screens that model expert investors and popular investment strategies.
Find investment ideas that match the styles of famous investors and hedge funds. These portfolios can be one of the quickest ways to find stocks with the best growth potential.
Members can link their brokerage accounts and track the investment performance and see analyst ratings. Some plans can also simulate rebalancing and upcoming trades.
- Can link brokerage accounts
- Model portfolios
- Robust stock screener
- Many research tools require paid subscription
- Platform can be more complex than other tools
- Can be better for fundamental research than technical analysis
Stock Rover is one of the most feature-rich investment tracking apps. Consider it if you want one platform to research new ideas and monitor ratings of existing holdings.
Overall: Best for screening stocks and accessing analyst ratings
Mint is a free web-based personal finance software that lets you track your bank accounts, credit cards, loans and investment accounts. The software is often compared to Quicken, but there’s no software you need to install or mandatory software updates.
With Mint, you can create a budget, track your spending and set financial goals. With over 15 million customers, Mint is one of the most popular personal finance managers on the market.
You can get started with Mint for free, and after signing up, you can link to your various financial institutions. Every time you log in, Mint will automatically update your financial information. The interface makes it easy to track your spending and see where your money is going.
Here are the features Mint offers:
One of the most valuable tools Mint offers is its budgeting software. With Mint, you can categorize all of your transactions and track your spending.
Set financial goals
If you have specific financial goals, like building up an emergency fund or saving for a big purchase, you can track your progress using Mint.
Monitor your credit score
Mint allows you to track your credit score for free. This feature is a good way to monitor any changes, and it’s especially helpful if you’re trying to rebuild your credit.
Track your bills
With Mint, you can keep track of upcoming bills and see how much cash you have available.
Track financial trends
Once you’ve been using Mint for a few months, you can start seeing your financial trends. This will allow you to identify areas where you can make improvements.
Monitor your investments
Mint will also track and monitor your investments for you. The software will give you a bird’s eye view of your balances and asset allocation.
- The company provides budgeting and goal setting features
- The software automatically syncs with your various financial accounts.
- You can track your credit score and monitor any changes.
- Mint offers limited investing features compared to some of its competitors.
- You can’t reconcile the information against your bank accounts.
- Mint no longer provides a bill pay feature.
Overall: Best for budgeting and final goal setting
Morningstar is an investment research firm that provides analyst ratings on these investment products:
- Mutual funds
The company manages over $220 billion in assets and has been around since 1984. It is one of the best services available for long-term investors.
And if you sign up for Morningstar Premium, you can apply these insights to improve your investment performance. It’s a subscription-based service that gives investors detailed information about various investments.
The service costs $199 per year, though you can receive a discount if you sign up for multiple years.
Here are the features you’ll receive after signing up for the premium service:
The analyst reports provide an in-depth summary of what Morningstar analysts think about various investments. These reports will give you access to information you’re not going to receive anywhere else, especially for mutual funds.
With this feature, you’ll receive an overview of the best investment opportunities from various Morningstar analysts.
The portfolio manager allows you to track your investments and monitor your investing strategy.
Morningstar offers a tool called a “Basic Fund Screener” that lets you search for different investments by category, rating and performance. It can help you find new funds that match your investment strategy.
With this feature, you can enter your mutual funds and then see your actual holdings. That means you can see the breakdown of each stock with your portfolio.
- Morningstar can help you identify new investment opportunities
- You’ll gain access to insights you won’t receive anywhere else
- The yearly fee is a lot less than what you would pay an investment advisor
- The tools in the free service are relatively limited
All in all, Morningstar is a great option for investors who want premium advice without having to pay premium fees. And you can try the service for free for 14 days.
Overall: Best for serious, long-term investors
6. Yahoo! Finance
One of the best free stock research tools is Yahoo! Finance. Investors can link their brokerage accounts or manually enter tickers to track the daily and total performance.
The free edition also displays these details:
- Financial fundamental data
- Stock screener
- Interactive price chart
A paid Yahoo Finance+ membership costs either $25 or $35 monthly. This subscription offers analyst ratings and risk analysis.
Other Yahoo+ benefits include:
Can see trending stocks and similar stocks to ones you already own. It’s also possible to find ideas by fundamental and technical indicator.
Fair Value Analysis
See the fair value of stocks using famed investor Peter Lynch’s valuation model.
Read Argus and Morningstar research reports for in-depth analysis. Barebones investing apps may not provide these reports.
- Free tracking and research tools
- Can link brokerage accounts for tracking
- Access to third-party research reports
- Premium plan can be expensive
- Basic charting tools
The free version of Yahoo! Finance can be worth using as it provides a fair amount of research tools. Other paid platforms can be a better value for most investors.
Overall: Excellent free research and portfolio tracking tools
Ticker lets retail investors many of the same details as professional investors. There is a free and premium version of the platform.
The free version provides basic information like historical returns and dividend income.
However, you will need to sign up for the paid edition to unlock the best features. An individual account costs $700 monthly and is billed annually at $8,400.
This is one of the most expensive platforms but includes these features:
- Research investment strategies
- Historical data
- Economic data research
- Investment ratios
The service is better for advanced research than portfolio tracking.
- Advanced research tools
- Customizable data feeds
- Screen stocks by premade investment strategies
- Limited portfolio tracking tools
- Free version has minimal data
Active investors can benefit the most from this platform to view data that brokers and other research sites may not offers.
Overall: Best for active investors and financial advisors
International investors in Australia and Europe may benefit the most from Sharesight. This platform can easily link to non-American brokerages.
American investors with these brokers can sync to Sharesight:
Other brokerages, including Robinhood, will need to forward their portfolio positions to setup tracking.
A monthly plan costs between $0 and $31. The top two plans track unlimited positions and include more reports, including future income projections.
The free plan tracks up to 10 holdings and offers these features:
- Tracks dividends and stock splits
- Share portfolio with others
- Historical performance
- Taxable income
Premium plans can also calculate future income and cash accounts for starters. Other platforms can be better if they want investment research tools too.
- Links to international brokerage accounts
- Can receive price alerts
- Tracks total investment performance
- Cheaper plans don’t track unlimited positions
- Doesn’t connect to every American brokerage
- No investment research tools
Overall: Best for international investors
Delta is one of the most comprehensive investment tracking apps for US and foreign stocks.
This service is mobile-only and available for Android and iOS devices. It can also work with smartwatches but doesn’t have a web platform.
The stock tracker offers these features:
- Track daily and lifetime investment performance
- Monitor stocks in local currency
- Customizable graphs
Users will also be able to sync with their brokerages and receive investor communications directly from the company.
Delta also has crypto track to monitor Bitcoin and other popular cryptocurrencies. Cryptocurrency investors can connect to exchanges and wallets to monitor portfolio performance.
This investment tracker is easy to use and free. But the free version only connects to two brokerages.
Upgrading to a Pro membership costs $8.99 monthly or $59.99 per year. The best reason to upgrade is to get unlimited brokerage and cryptocurrency account connections.
Neither the free nor paid version offer research tools.
- Tracks stocks and cryptocurrency
- Customizable graphs
- No research tools
- No web platform
- Free plan only connects to two brokerages
This tracker can be easier to use on mobile devices than other platforms are primarily built for a web browser. Being able to track almost any stock in the world is good for international investors.
Overall: Best for tracking stocks and crypto on mobile devices
Things to Consider First
It can be hard to know which investment app will be the best fit for you.
Here are a few things to consider before choosing an investment tracking app:
Are you a novice or experienced investor?
The type of investor you are will play a huge role in the kind of app you end up using. SigFig and Mint are better for beginner investors, while Personal Capital and Morningstar cater to more serious investors.
How functional is the software?
Does it require manual updates? Is it fairly intuitive to use, or is there a significant learning curve? Consider the functionality of the software, and whether you think it fits with your habits and lifestyle.
What are the features you really need to be included?
For instance, if you only need a way to manage your budget, Mint will probably be your best bet. However, if you need investment advice, then you’re probably better off going with Personal Capital or Morningstar.
Before choosing an investment tracking app, take some time to consider what features you need to be included.
Is there a monthly fee? And is it worth it to you?
If you’re a serious investor, paying an annual fee for a service like Morningstar may be worth it. But if not, you may be able to find a free service that will get the job done.
Is there a minimum investment to get started?
Many financial services don’t require a minimum investment, but some do. For instance, you’ll need at least $100,000 in assets if you want to sign up for Personal Capital’s wealth management services.
How much information do you need access to?
Most people are drawn to the software and service with the most features, but how many of those services are you actually going to use? Consider what you’re looking for in an investment tracking software, and how much information you really need to manage your finances.
The Bottom Line
Every investor needs a way to track their portfolio’s performance, and the right app can help you do just that. That’s because it can be difficult to keep everything organized when you’re managing multiple investment accounts.
With the right investment tracking app, you can log into one account and see a comprehensive overview of your investments.
This will make it easier for you to manage your finances, set goals, and make decisions for the future.