Looking for an alternative to Mint?
Mint is a great product, but several other apps have been created in the last few years. Some of them have taken money management to a whole new level.
Check out this list of the best Mint alternatives to see if you might find a money app that you like better than Mint.
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Top Alternatives To Mint
Use free tools to view your net worth in minutes.
Automated spreadsheets help with debt payoff and budgeting.
New users can save up to $200 in just the first month alone.
Finding the right budgeting tool is important. Here’s a little bit about how each Mint alternative works so you can decide for yourself.
1. Personal Capital
Best Overall Mint Alternative
Personal Capital is one of the best Mint alternatives. When it comes to money management apps, you’ll have a hard time beating Personal Capital.
It has become a favorite of many personal finance aficionados.
Personal Capital has two plans available. The first is basic personal finance software. This option is totally free. Here are some of its benefits.
When you sign up for the Personal Capital free personal finance tool, you start by linking your accounts. You can link bank accounts, credit card accounts, investment accounts and more.
When you sign in to your Personal Capital account, you’ll see a dashboard.
The dashboard will show you information such as:
- Your net worth
- Portfolio balance
- Retirement savings for the year
- Spending information by category
- Bill payment due date notifications
- Whether you’re on track with your designated budget
Personal Capital offers many of the same features as Mint but with a lot more emphasis on investments. It’s a great tool to understand your total financial picture.
Both Mint and Personal Capital have great tracking and budgeting tools. In that way they’re quite similar. Mint has its goal-setting feature, which is an added benefit.
- Free budgeting tools
- Easy net worth calculations
- No credit monitoring
- Wealth management fees
Learn More: Personal Capital Review
2. Tiller Money
Best Spreadsheet Alternative To Mint
Tiller Money is an alternative to Mint that helps you manage your money using spreadsheets. It works with both Excel and Google spreadsheets.
Tiller starts you off by having you sync up your bank, loan and other accounts. Then it lets you create customized spreadsheets to begin tracking and budgeting.
It has a variety of spreadsheet templates:
- Monthly budget spreadsheet
- Net worth tracker
- Weekly expense tracker
- Debt snowball spreadsheet
And others. In addition, you can create your own custom spreadsheets if you choose. The interface is very easy to use. The platform costs $79 a year.
- Plenty of spreadsheet options
- Budget friendly
- Easy to use
- No mobile app
- Not a good fit for envelope budgeting
Learn More: Tiller Money Review
3. You Need a Budget (YNAB)
Best Budgeting Tool As An Alternative to Mint.com
You Need a Budget (YNAB for short) was founded by a college student named Jesse Mecham. He and his wife had a super small income but still had to find a way to pay the bills.
They created the YNAB budgeting plan, which consists of four basic rules:
- Give every dollar a job
- Embrace your true expenses
- Roll with the punches
- Age your money
The YNAB website says that the average new user will save $200 in the first month alone. YNAB can help you create your budget, track your spending, create and track goals, form a debt payoff plan and more.
Both Mint and YNAB do a fabulous job at helping you budget. They both have user-friendly interfaces and continue to work on improving and adding features.
But the main difference between the two is cost. YNAB is $84 per year. Mint is free. Note that students do get YNAB free for the first year.
And YNAB has a free 34-day trial so you can try it out at no cost.
- Extensive budgeting features
- Learning center
- Monthly cost
- Budgets only, no investment account linking ability
Learn More: YNAB Review
The EveryDollar budgeting tool was created by popular personal finance expert Dave Ramsey. It helps you manage your money on the premise of the zero-sum budget.
In other words, give every dollar a job.
It doesn’t offer much for features besides budgeting, but the program is easy to use. In addition, it shares Ramsey’s baby steps in case you want to take your finances to a higher level.
EveryDollar’s free version requires you to enter your transactions manually. However, you can purchase another version: EveryDollar Plus.
The Plus version will sync your transactions up automatically, but it comes at a cost. It’s $99 per year ($8.25 per month) for the Plus version.
- Unlimited budgeting
- User friendly
- Debt snowball feature is available
- Premium open comes at a cost
- Budgets only, no investment account linking ability
Learn More: EveryDollar Review
Quicken is one of the most well-known alternative to Mint. It was the pioneer budgeting tool.
Quicken has four plans available ranging from $34.99 – 89.99 per year. Which really isn’t bad if you break it out per month it would be $2.91 – $7.49 per month.
Both Quicken and Mint allow you to import your transactions automatically. In addition, both allow you to monitor your credit score and both send weekly email summaries.
However, Mint has a couple of great features that Quicken doesn’t. First, Mint’s email alerts about bills and fees are a gem. They help ensure you won’t make any payments late.
Second, Mint calculates your net worth and clearly displays that number at the top of your home screen. To me, this is a great feature. It helps me see where I am and gives me the motivation to improve.
Quicken still wins for having a wider variety of plan choices, but Mint does have enough features for most basic budgeters. Plus, it’s free, whereas Quicken’s plans are not.
- Monitor your credit score
- Email summaries of transactions
- Limited mobile features
- Monthly cost
Related Article: 14 Best Alternatives to Quicken
6. Status Money
Status Money is one of the newer apps as an alternative to Mint. It was started five years ago by two data scientists living in New York.
Status Money has a lot of the features that Mint does. It allows you to track your money by auto-syncing your bank accounts. And like Mint, Status Money is free.
One added benefit of Status Money is that it gives you the option to see how other members are saving and spending. The site gives you charts that compare your saving and spending numbers to those of your peers.
You can use the peer group that Status Money creates for you, but you can also create your own peer group and share numbers just with your friends.
This can make for some fun motivation to improve your money situation.
Status Money and Mint are both free and both offer auto-sync budgeting. However, Status Money doesn’t offer the bill due and fee alerts that Mint does.
- Free app
- Extensive budgeting tools
- Responsive customer service
- An extreme number of recommendations
CountAbout was created by a trio of Madison, Wisconsin entrepreneurs. It features automatic transaction syncing as well as customizable income and spending categories and tags.
One neat feature about CountAbout is that it’s the only budgeting tool that allows you to import data from Quicken and Mint. This is a great feature if you’re interested in making a switch.
CountAbout has two versions: the basic version, which is $9.99 per year; and the premium version, which is $39.99 per year.
One major glaring difference between CountAbout and Mint is that automatic transaction syncing doesn’t come with CountAbout’s $9.99 per year version. You can only get auto-sync with the Premium version.
In addition, CountAbout doesn’t have any ads, whereas Mint does. Only you can decide if that bothers you or not. Ads are generally the price you pay for using software that’s free.
- Customize budgeting tags
- Comprehensive reports
- Extra costs for certain features
PocketSmith was founded by a group of people from New Zealand.
They have three plans you can choose from:
- A basic plan that’s free and requires manual imports of transactions
- A premium plan that costs $9.95 a month and imports transactions automatically for 10 accounts
- A “super” plan that costs $19.95 a month and allows you to add unlimited accounts
The app also has a “projection” feature that allows you to see six months or more into the future. It shows you your financial future at a glance, based on your current income and spending.
The free plan gives you a six-month projection. The Premium plan gives you a 10-year projection. And the Super plan gives you a 30-year projection. This can be a nice feature.
When it comes to the budgeting tools, Mint and PocketSmith are pretty similar. However, Mint still has a leg up with that bill/fee alert feature. And the fact that it’s free and does auto imports makes it more enticing as well.
The paid versions of PocketSmith, however, do offer some nice additional features.
- Connect bank accounts across countries
- Visual budgeting calendar
- Must pay for full access
- Focus is on budgeting, with a minimal look at investing
Moneydance is a software program designed to help you track investments and monitor your budget. It also lets you import banking transactions.
As of July 2022, the program costs $49.99. It’s a one-time fee for a download that you can use to track your budget forever.
Moneydance is a software program that runs from your local computer. In contrast, Mint is a cloud-based app that pulls in your information from several different sources.
- One-time fee
- Local storage minimizes data safety concerns
- Digital reconciliation of transactions
- Challenging to import information
- Customer support is limited
10. Fidelity Full View
Fidelity Full View is available to exist Fidelity customers. But you’ll have the chance to add outside accounts to your Fidelity Full View platform.
The platform puts a focus on tracking your net worth and watching budget transactions. You can use the website on your desktop or mobile device.
Like Mint, Fidelity Full View is free to use. But it’s only available to Fidelity customers.
Fidelity Full View offers the ability to set goals, track spending and categorize expenses. All this without apps distracting you from the task at hand, which is more than can be said for Mint.
- Monitor net worth
- Comprehensive budgeting tools
- Must be a Fidelity customer
Mint Alternative Comparison Table
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Mint has some terrific budgeting features for users, and at no cost to you. However, there are many other budgeting options out there.
Depending on your preferences and your budget, you might find a Mint alternative better for you. However, if you’re looking for basic and free, Mint should cover you just fine.
Its main competition is Personal Capital, which offers a lot more features for the same amount of money: FREE.
Not to mention the affordable investment management fees are an added bonus if you want Personal Capital’s help managing your wealth.