15 Best Quicken Alternatives

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alternatives to quicken

Looking for a Quicken alternative? You’re in the right place.

Although Quicken has done well at keeping up with changing technology, there are other amazing budgeting apps out there.

Some have better features and benefits than Quicken. You might find that these Quicken alternatives are a better solution with you.

Top Alternatives to Quicken

Since Quicken launched over 35 years ago, many other companies have entered the money management market.

They offer services you might find valuable. Here are some of our favorite Quicken alternatives.

1. Empower

Empower makes it to the top of our list of Quicken alternatives. It is an easy way to see all of your financial accounts in one place.

Bank accounts, credit card and loan accounts, investment accounts, and more can all be tracked with your Empower account. Its easy-to-read dashboard gives you an overview of your assets, liabilities, and net worth.

In addition, it tracks your income and your spending, lets you create a budget and helps you see if you’re on track to stay within your budgeted amount for spending.

And possibly best of all, it’s free.

2. EveryDollar

EveryDollar is the budgeting app created by the Dave Ramsey team. The website says it can help you create your first budget in less than 10 minutes.

EveryDollar uses a zero-sum budget concept to help you make the most of money management. You can also set financial goals aligned with Ramsey’s Baby Steps program to help you improve your financial picture.

EveryDollar’s basic service is free. However, there is another version called EveryDollar Plus that costs $99 a year.

The main benefit of EveryDollar Plus is that it will automatically download and sync your financial transactions to your EveryDollar account. If you use the free EveryDollar account, you’ve got to manually enter your financial transactions.

Learn More: EveryDollar Review

3. Tiller

Tiller (also known as Tiller Money) is a great option if you love spreadsheets. It will automatically download your financial transactions from your bank to either Google or Excel spreadsheets securely.

You can arrange your income and expense categories and make them custom-fit your money management style.

There are no bill-pay features or investment tracking features, but Tiller will make money management easier for you.

It costs $79 per year to use. However, you can try it free for the first 30 days.

4. Simplifi

While Quicken is better for bookkeeping, it can be too advanced and expensive for people wanting a basic budget. As a result, Quicken also offers Simplifi which is a cloud-based budgeting program.

Its features include:

  • Links to bank and investment accounts
  • Budgets
  • Categorize transactions
  • Project cashflows
  • Savings goals
  • Spending watchlists

You can access the platform from the web and mobile apps. There isn’t any software to download. This service is better for making a basic budget and comparing your spending and income.

After a 40-day free trial, you pay $5.99 monthly or $48 annually ($3.99 monthly)

Learn More: Simplifi Review

5. Mint

You may have heard of Mint by Intuit. Mint features a website and app with over 15 million users. Mint’s goal is to let you see all of your money in one place.

It has several features that can help you to:

  • Budget and manage your money
  • Track your bills
  • Categorize spending
  • Monitor your credit score
  • Track your investments

And more. Mint is a popular choice because of its thorough and easy-to-use interface.

Bonus: Mint is also free. You won’t pay anything to use it.

If you want to compare the best free options, check out our comparison of Mint vs. Empower.

6. YNAB

You Need a Budget is another tried and true option for money management.

YNAB has three main goals to help you accomplish with your money:

  • Stop living paycheck to paycheck
  • Get out of debt
  • Save more money

YNAB will help you set up a budget that works with your lifestyle to accomplish these goals.

From there, YNAB helps you plan for unexpected expenses and budget fails. Everyone has them, so there’s no use in pretending they don’t exist. Instead, YNAB will help you find a way to navigate them successfully.

YNAB costs $84 per year, which equates to $7 a month. The first 34 days are free, so you can try it out and see what you think.

7. CountAbout

CountAbout is a budgeting tool that lets you import your information from Mint and/or Quicken. This makes it really easy to make the switch if you’re looking for something different.

CountAbout’s graphs and charts make it easy to see where your money is going. And the service will help you set up a budget that works for you.

CountAbout has two budgeting options: a $9.99 per year basic option and a premium option, which is $39.99 per year.

Note that the basic option doesn’t come with automatic downloading of account transactions. You’ll have to enter them manually.

8. GoodBudget

GoodBudget is a budgeting app that’s based on the cash envelope system. With GoodBudget, you create cloud-based envelopes for all of your spending categories.

Then, you put money from each month’s budget into those envelopes. You’ll sync GoodBudget with the info from all of your financial institutions so it can help you track spending in each category.

GoodBudget has a free version that gives you ten regular envelopes and ten additional envelopes. You can tie one account to the free version and use it on two devices.

GoodBudget also has a Plus account. It costs $50 per year and gives you unlimited envelopes.

9. Kubera

You will enjoy Kubera if you want a net worth tracker and portfolio tracker. It’s possible to view the balances of your banking and investment accounts in real-time and can share your account details with a financial advisor.

This service can also store your important documents such as as your last will and estate plan. Unfortunately, it doesn’t offer in-depth budgeting tools like Quicken.

This program has a 14-day free trial. After that, you pay $150 per year upfront.

10. Moneydance

Moneydance is a personal finance program for Mac, Windows, and other platforms. It can help you budget, track your investments, manage online banking, pay bills, and more.

The software also has a graphing tool that lets you create visual income and expense reports. Other features include bill payment date reminders and a mobile app.

The program costs $49.99 and comes with a 90-day money-back guarantee.

11. PocketGuard

Consider PocketGuard if you want to prevent overspending. The app analyzes your income history and spending habits to calculate your disposable income.

From here, it will look for ways to help you save extra money by reducing unnecessary expenditures. PocketGuard can also negotiate bills on your behalf to secure lower prices and one-time discounts.

The free version links to your accounts and offers budgeting insights. PocketGuard Plus costs $4.99 monthly or $34.99 annually and offers more hands-on control for transactions and debt payoff plans.

12. GnuCash

GnuCash is free personal finance accounting software. It allows you to track bank accounts, income, stocks, and expenses.

This is free, open-source accounting software. Download for Linux, Microsoft, or Mac.

Features include double accounting, stock/fund accounts, reporting graphics, importing spreadsheets, scheduling transactions, and a financial calculator.

The latest version is 4.11. GnuCash also offers GnuCash 2.4 Small Business Accounting downloadable software.

13. PocketSmith

PocketSmith calls itself a time machine for your money. It’s a personal software program with cash flow forecasts to help you better understand your money’s potential.

It features automatic transaction feeds from your bank and a net worth tracker. In addition, you can use it to create a budget and track income and expenses.

PocketSmith has a free version, which comes with manual transaction input. The Premium plan lets you see 10-year financial forecasts and more for $9.95 a month.

The cash flow forecast feature can be a great way to get motivated to save more money. This software is worth a look if you like forecasting your financial future.   

14. Banktivity

Mac and iOS users have exclusive access to Banktivity, which can link to your accounts and categorize transactions. You can also track your net worth and generate customizable spending and investment reports.

The Workspaces feature lets you compare two accounts side-by-side, making it easier to grasp your entire financial picture.

Banktivity is free for the first 30 days and then costs from $49.99 to $99.99 per year. There are three different plans, each supporting progressively more account types and advanced features.

15. Dollarbird

If you can’t get by without using a planner to schedule your days, Dollarbird can be your best option, as they offer calendar budgets.

You can make weekly and monthly budgets that provide more detail beyond comparing actual versus planned spending. However, this comparison tool is available to ensure you remain within budget.

The app and web platform let you add multiple users which makes this an effective option for joint finances.

Frequently Asked Questions

Here are some questions people ask when looking for an alternative to Quicken.

What is the best option to migrate Quicken data to a new app?

Unfortunately, most budgeting apps cannot import Quicken data. CountAbout is one of the lone exceptions.

You can also see if your desired platform supports .QDF file imports (Quicken data file). However, popular apps like Empower and Mint won’t.

What is the best Quicken replacement for calendar budgeting?

Dollarbird is one of the best calendar budget apps since it specializes in this method instead of offering it as an accessory. The platform also enables joint budgets, and you can create multiple calendars for various expenses.

What is the best free alternative to Quicken?

Empower offers the most features and can be the easiest free budgeting app. This platform links to your accounts and lets you create a basic budget and track bill payments.

Which Quicken alternatives allow you to schedule bill payments?

GnuCash, MoneyDance, and Prism are three budgeting platforms that allow you to pay bills from within the app.

Summary

Quicken has gained a stellar reputation as trustworthy personal finance software. However, with market competition and technological advances, it’s no longer alone in that field.

There are many viable alternatives that may offer you a better personal finance management experience. It’s worth your time to check these alternatives to see if one might suit you better than Quicken.

2 Comments

  1. Attilio Di Marco says:

    Quicken is very good for tracking expenses, but quite cumbersome for budgeting and tracking expenses vs a budget.

    1. Yes, they aren’t all made alike. Some are better in certain areas than others. Luckily, this post has several other options you can check out. I hope one works for you and your specific budgeting needs!

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