8 Best Apps to Track Your Net Worth
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Tracking your net worth can even help you set financial goals for yourself or your family. It can also help you determine when to adjust your spending habits. Here are some of the best apps to track your net worth and monitor your wealth.
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Top Net Worth Trackers
Here are some of the most popular tools to help you track your net worth more easily.
1. Empower
Empower is a free app that makes it easy to track your net worth.
With Empower, you can:
- Have access to all of your financial accounts in one place
- Plan for retirement
- Monitor your investments
- Uncover hidden fees
- View, manage, and categorize your expenses
They make it easy to link your financial accounts, and you can see your net worth in minutes.
Empower uses bank-level military-grade encryption. This ensures they continuously protect your account information with the utmost care. They can help you grow your net worth to achieve your financial goals faster.
Learn more: Empower App Review
2. Tiller Money
Tiller Money is a tool for tracking your net worth by automating the data on your financial spreadsheets.
When you connect your financial accounts to your Tiller Money account, all data populates automatically. Tiller has free templates you can use to create your spreadsheets, and you can customize categories and more.
Tiller uses 256-bit AES encryption and promises not to share or sell your data. With Tiller Money, you can track your debt, create a budget, track expenses, and more. Tiller Money offers a free 30-day trial. After that, you’ll pay $79 per year.
Here is what people are saying about Tiller on Reddit.
Learn More: Tiller Money Review
3. YNAB (You Need A Budget)
You Need a Budget (YNAB) is another popular site for tracking your net worth. However, its primary purpose is to help you budget.
It has a system in place that will help you with three financial goals:
- Stop living paycheck to paycheck
- Get out of debt
- Save more money
YNAB uses bank-level security to protect your information. The net worth tracker is a bonus, as the budgeting app is designed to help you manage your money more effectively.
Unlike the other apps, YNAB is not free. You can try it for free for the first 34 days. However, after that, you’ll pay $14.99 per month or $98.99 per year to keep the service.
Learn more: YNAB Review
4. Monarch
Monarch is a money management platform that helps you achieve your financial goals. As you work toward short-term and long-term financial goals, Monarch makes tracking your net worth easy.
Specifically, Monarch offers net worth syncing. Instead of adding up your assets and liabilities, Monarch will run the numbers for you. To ensure seamless tracking, link your financial accounts to Monarch.
If you have physical assets without an attached electronic account, you can manually add this value to your net worth. For real estate, the platform uses Zillow data to determine property values.
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Learn More: Monarch Review
5. Net Worth Tracker Spreadsheet
Yes, the old Excel or Google spreadsheet. It may be tedious, but it is an option for tracking your net worth. Using a spreadsheet isn’t the simplest way to track your net worth. You’ve got to enter all information manually regularly.
When you use a site like Empower, they enter the numbers for you. This saves you time, and time is money. But the spreadsheet option does work. Just create a system that works for you and update it regularly.
Having your net worth information on your computer is nice if the internet goes down, because you can still access the data.
Download our free Net Worth Tracker.
6. Albert
Albert is a personal finance app that tracks your income, expenses, savings, and investments. You can link all personal accounts to Albert to track your net worth and make critical financial decisions.
While it’s not a banking app, the fintech company offers early access to your direct deposits if you set them up in Albert. They can also lend you up to $250 in an emergency between paydays.
What we love the most about Albert is that it automatically sends money to savings that it determines are free based on your income, spending, and bills. You can also set savings goals, and Albert will let you know how close you are to reaching them.
You can also build a portfolio with just $1 and uncover hidden savings opportunities.
Learn More: Albert App Review
7. Kubera
Kubera enables you to monitor your net worth effortlessly, consolidating all your financial data into a single, secure platform.
You can link multiple accounts, including investments, real estate, bank balances, and debts, providing a holistic view of your financial health.
Through powerful analytics and customizable reports, individuals can identify trends, set goals, and make informed decisions. Find out what users are saying about Kubera on Reddit.
Learn More: Kubera Review
8. PocketSmith
PocketSmith is a personal finance software designed to help individuals track and manage their net worth. It provides a comprehensive platform that lets you link your financial accounts, including bank accounts, credit cards, investments, loans, and mortgages.
One key feature of PocketSmith is its ability to automatically categorize transactions, which helps users easily understand their spending patterns and financial habits. Additionally, it offers budgeting tools and forecasting capabilities, helping users effectively set financial goals and plan for the future.
FAQs About Tracking Net Worth
Here’s a look at additional questions users ask about tracking their net worth.
Are these apps safe to use?
Yes, these apps use bank-level security measures to protect your financial data. Always choose apps from trusted sources and read reviews to ensure security.
Are there free tracking apps?
Many apps offer both free and premium versions, with additional features in the premium version. Check their pricing structures to find the best fit for your needs.
Can I track my net worth manually on these apps?
Some apps offer the option to input data manually if you prefer not to link accounts.
Will these apps sync across multiple devices?
Yes, most apps allow you to sync across smartphones, tablets, and desktops to access your net worth conveniently.
How Do These Net Worth Trackers Compare?
| COMPANY | PRICE Per Year | APPLE RATING |
| Empower | Free | 4.8 |
| Tiller Money | $79 | N/A |
| YNAB | $98.99 | 4.8 |
| Monarch | $99.99 | 4.9 |
| Net Worth Tracker | Free | NA |
| Albert | $96 | 4.6 |
| Kubera | $150 | N/A |
| PocketSmith | $108 | 3.1 |
Summary
Peter Drucker, a famous business consultant and author, has a great quote. It says, “If you can’t measure it, you can’t improve it.” In other words, those things that can be measured can be improved more easily.
Tracking your net worth gives you a catalyst for increasing it. It helps you monitor expenses and debts and make changes where needed.
Besides, it helps motivate you as you see your numbers progress. For me, tracking with a free app like Empower makes it easy. However, the critical part is that you’re tracking it, whatever method you choose.
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