How to Get Money Quickly When You’re in a Financial Bind

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There will always be things that come up that you don’t expect, that can leave you in a financial bind. For example, you’re driving down the road, singing along to the radio and you get a flat tire. After all said and done it cost $150. Or one day you came home and there is water leaking out of storage room, the hot water tank is in need of repair. Another unexpected expense, but this one is $500.

Can you relate?

When these things happen to us, we need to find a way to pay for them somehow. An emergency fund should always be the first way to pay for unexpected events, however, if you don’t have one, you should start one ASAP. In the meantime, here are some ways that you can get money quickly when you are in a bind.

Sell things you don’t need on Craigslist

There is a ton of stuff around your house that you don’t need and you might not even know it. Open every cupboard, drawer, closet, storage room, etc, and see what you can sell to come up with the extra cash that you need. I have sold items like cell phones, furniture, & bikes just to name a few. If you list it right, your item should be able to sell your stuff on Craigslist fast.

Take Surveys Online

Do you find yourself browsing the internet and feel you could use that time to be more productive? Taking online surveys is an easy way to make money outside of your traditional 9-5. You can take surveys anytime, whether you’re in a waiting room or even taking public transportation to work. Check out Survey Junkie which will transfer money instantly once you have accumulated 10 bucks in your account.

Sell those textbooks that you have been holding on to

There are places locally where you can sell your old textbooks, but just make sure you are getting the most cash that you can. There are companies like Bookscouter that will let you search 40 vendors that buy books and you can select the one that pays you the most (see screenshot below). The best part is they will pay via PayPal so that you don’t have to wait long to get paid.

book prices in list

Sign up for Fiverr

If you have a skill-set that people are willing to pay you for, then check out It is a website where you can sell your services for $5. For instance, if you are a graphic designer, you can design something for $5. If you like writing, it is also a great way to make money on the side on a regular basis.

Sell your plasma

I was listening to the radio yesterday and an Ad for this came on. Apparently, some places will pay up to $300 per month for your plasma. I have never done this, so I can’t vouch for it personally. If you do end up doing this, send me an email and let me know how your experience went.

Good ole’ arbitrage: buy for less and sell for more

Every couple of weeks I will hit up some yard sales to look for items that are a deep discount and that I can sell quickly. I recently bought a brand new DVD set of the Band of Brothers/The Pacific for $10 and sold it quickly for $45 online.

Make stuff in order to sell it

Have you ever heard of It is a website where you can sell hand-made items and there is a large community of people that regularly visit the site. If you are good at making things, then this might be a great option for you.

Do Someone’s Tasks They Don’t Want to Do

There are many tasks that people dread doing or just plain don’t want to do i.e. mowing the lawn or walking the dog. You could start by asking your friends and family if there are tasks that need to get done and that they would be willing to pay cash for. If that doesn’t work, check out Task Rabbit where they list different tasks that can be done in your area.

What are some things that you have done to come up with some money quickly?

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17 responses to “How to Get Money Quickly When You’re in a Financial Bind”

  1. Brian @ Luke1428 says:

    We sell stuff on Craigslist or Ebay and even hold an occasional garage sale. We’ve never done the selling of plasma, although I had friends in college who routinely came up with gas and pizza money by doing that.

  2. Dividend investing Martin says:

    I don’t think selling gold at this moment is a good idea. I would be buying it right now. I like Fiverr and Elance websites. I used them recently and it is a good idea.

    But, Deacon, do you have some idea for someone who is incredibly lazy? Like me, for example? When I get back home from work, I definitely do not want to work more. My blog keeps me busy as well.

    • Deacon says:

      Hey, Martin. I don’t think that you are lazy, but you probably expend a lot of energy doing productive stuff and have none left to do other things. Since you have a blog and it would take much work, I would add Adsense to your blog as well as some affiliate ads for companies you want to promote. Examples could be like Etrade, Scottrade, etc. Let me know if you need any help setting this up.

  3. Thomas | Your Daily Finance says:

    Craigslist and Ebay get the job done if you are in need of money and short on time. Pawn shops are good too, but you don’t really get the money you seek and they assume you are really in a bind if you are coming to them at this point. Buy low and sell high. That’s how I flip cars and shoes but can’t do it as quickly.

    • Deacon says:

      I thought about flipping cars as well because the payoff is greater. However, it is the amount of time that you have to wait to find the right buyer that always detours me.

  4. Little House says:

    Selling things is a great way to earn a little extra income. I, take on summer jobs (during my summer vacation), blog, and help Mr. LH with his work. Extra income is a great way to build an ER fund or pay down debt.

    • Deacon says:

      Taking on summer jobs can be a great way to get some extra income. Are you a teacher?

      • Little House says:

        Yup. The schedule works out pretty well with my side gigs. 🙂

        • Deacon says:

          That does work out great, I am sure. My wife is a high school teacher and since she has the summers off she is able to help me with my business as well. It works out very nicely. 🙂

  5. Felix Lee says:

    I usually sell stuff online on local sites and I do earn a good amount of money on it.

    • Deacon says:

      That is good to hear. What kind of things do you sell online? I am always looking for more ideas about things I could sell.

  6. Miami Tash says:

    Hey, Deacon, I just wanted to thank you for the tip about Fiverr.

    I signed up for an account and have made over $100 in the past 10 days, proofing, editing and “polishing” documents and webcontent for others.

    Thank you!!!!

  7. Win Warfield says:

    This is really cool. I just retweeted this. I have always been a big fan of the side hustle. I typically do menial tasks for a lot of my friends such as cleaning and organizing, and am always hooked in with local focus groups. Focus groups are great for me because while I do have a lot of other work, I am able to schedule my work in whatever manner will allow me to fit in any of the focus groups. While the extra income wont have me living in a mansion, it helps me to live more comfortably and allows me to save at the same time.

    • Deacon Hayes says:

      That is awesome that you do focus groups. I have never done that, but I did once test out an airplane raft with a group of people. It was definitely an interesting experience, to say the least.

  8. Crystal Cope says:

    I’ve used Craigslist, an app called OfferUp, my local area community, an online yardsale site, and my local talk radio site’s daily two-hour long program called HomeAds where you can call in or email them your item for sale and they announce it on the air.

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