Sometimes you just need money fast – as in TODAY.
Perhaps you need money now and you don’t know where to turn or what to do.
Fortunately, there are several legit ways to get money and get it fast. The ideas listed below may help you get money as quickly as today or as soon as a week or two.
Sometimes a loan seems like the best option, but I encourage you to look through the list, figure out which of these ideas are best for your lifestyle, before you look into getting a loan.
In This Article
Easy Ways to Get Money When You Need it Now
Although there are many ways to get extra cash fast, I’ve picked ways that make financial sense for most people. So, you won’t find things on this list such as payday loans or cash advances.
These are real, legit ways people get money every day.
1. Play on Your Phone With Swagbucks
Sites like Swagbucks pay you for doing things you probably do already anyway.
You can earn points for doing things such as:
- Playing games
- Watching video
- Taking surveys
After you earn enough points, Swagbucks will allow you to convert those points into gift cards from your favorite retailers, or into cash deposited in your PayPal account.
You won’t earn a ton of money with Swagbucks, but it will help you to earn a few bucks here and there and pay you for things you are likely already doing without getting paid.
Right now they have a $10 bonus just for signing up!
2. Take Surveys
You can also make some fast cash by filling out surveys on your phone through Survey Junkie.
They have a 4.5/5 Trustpilot rating and you can get paid cash via Paypal.
Survey Junkie pays people for sharing their opinions about products and services. If you go this route, you can complete surveys whenever you want, whether its the middle of the day or night time.
When you complete surveys on their site, you get rewarded with points, which can then be converted into gift cards at your favorite stores or cash which is transferred to your PayPal account.
You won’t get rich by completing surveys, but you can start earning points right now and get cash quickly.
If you’re thirteen years of age or older and like the idea of making money just for answering questions on your phone, check out Survey Junkie.
You can make money with Survey Junkie even when you’re sitting around watching TV or sitting in the waiting room for your dentist appointment.
3. Sell Your DVDs and CDs
Do you have a bunch of DVDs and CDs sitting around your house that you never, ever watch or listen to?
Why not sell them to make some quick money?
Decluttr is an website and app where you can sell your dvds and cds to get money really fast.
Here’s how it works:
First, you go to the Decluttr site and enter in the bar-codes of things you want to sell.
Decluttr primarily buys:
- CDs and DVDs
- Cell phones
Yep, apparently, there’s a big market for reselling LEGO sets. Anyway, as you enter the barcodes for the items you want to sell, Decluttr automatically tells you how much they’ll pay you for each item.
Obviously, the more popular the item (i.e., the better it’ll do as they re-sell it) the more money you’ll get paid for selling it to Decluttr.
After you approve your “sell” list and agree to the prices they offer, they will send you a FREE shipping label. Yep, it’s absolutely free.
When the label arrives, you box up your stuff, put the label on the box and bring it to the nearest authorized shipping store, such as UPS.
Decluttr promises to pay you the day after they receive your stuff, and they don’t charge you any additional auction or seller fees.
Although you won’t make as much selling on Decluttr as you would selling your stuff outright, you have to do little to no work to sell, and that makes up for the potentially lower offering prices.
No listing stuff on Craigslist or eBay, no holding a garage sale and no paying seller fees.
Using Decluttr is an easy way to sell your stuff fast.
See how much you can get for your stuff on Decluttr today.
4. Deliver Food to People
Have you heard of Postmates. As a Postmate, you will deliver a restaurant meal, grocery order or liquor order.
This company is an on-demand delivery service looking for delivery partners with a great attitude. Their website says that their drivers can earn up to $25 per hour!
As with other delivery app jobs, you can sign in as available for delivery shifts at your convenience.
They let you know when there is a delivery opportunity available and you can choose whether or not to take the job.
Your rate of pay as a grocery shopper will vary based on a number of factors such as the size of the grocery order and the miles driven for delivery.
A typical reported average pay for doing grocery delivery is $15 an hour. Remember that as with other delivery services, you can get tips along with what you get paid directly from the delivery company.
Depending on which company you sign on with, you might be shopping and delivering the groceries that clients order, or you may just be delivering.
Tips for Making More with Instacart
As with most service jobs, there are things you can do to increase your ability to earn tips as a personal grocery shopper. Here are some suggestions.
- Shop carefully and thoroughly, making sure to get everything on the client’s list and to pick quality produce items
- Deliver quickly and with a smile
- Set the items in your car carefully, so they’re not able to tumble around as you drive
- Keep your vehicle clean and free of garbage or unpleasant smells
Delivering for Instacart could be an excellent way for you to earn cash quickly if you like driving and live near a grocery store.
5. Sell Old Electronics
Do you have old electronics laying around that you could turn into cash? Some of these items can help you come up with hundreds if not thousands of dollars when you are in a bind.
Electronics You Could Sell:
- Cell Phones
- Video Game Consoles
You could sell these at Pawn shops, just know that they wont pay top dollar for them.
You can also consider buying old electronics and flipping them for a profit. For instance, I have gone to a yard sale and purchased a router for $5 and then sold it for $50.
That was a $45 profit. However, this option only works if you have a little cash to start with.
BuyBack Boss is another option for selling your electronics. With BuyBack Boss, you can sell them items such as:
- Samsung phones
- Apple watches
And more. It takes less than a minute to get a quote from BuyBack Boss for your phone or other electronic item. Just tell them a bit about your device and get your quote.
Once you accept their offer, you mail your device in with their free shipping label. Then they’ll pay you via PayPal or mailed check–whatever you wish.
If you want to sell your electronics another way, you could consider selling on Offerup or Craigslist so that you can get cash the same business day.
6. Sign Up With Inbox Dollars
Inbox Dollars is a rewards program that will pay you to complete a variety of activities. You sign up with your email on the Inbox Dollars site.
Then you start completing activities such as:
- Taking surveys
- Getting cash back for shopping
- Watching videos
- Playing games
- Downloading apps
And more. Each activity earns you money; up to a maximum of $30 per day. Once you’ve reached a $30 reward balance, you can cash out.
Inbox Dollars will pay you via PayPal gift card, retail gift card or by mailing a check.
7. Play Games on Your Phone
A seventh way to get money fast is to use apps on your phone that will pay you for playing games. If you like to play games on your phone, and you want money, this could be a good way to go.
Two apps that will pay you to play games on your phone are Mistplay and Lucktastic. Both apps allow you to download and try new games.
As you do, you will earn points or credits that can be redeemed for prizes. Both companies allow you to redeem your credits for Visa gift cards, among other prizes.
If you like playing games and earning cash in the process, this could be a good option for you.
Need Money Now? FAQs
Here are some commonly asked questions when you need money now:
The best way to do this is by having an emergency fund. Most financial experts like Dave Ramsey recommend you have at least 3-6 months of expenses in an emergency fund. This way you don’t need to borrow money when emergencies happen.
These type of loans can seem like a good idea on the surface, but really should be avoided. They can have high interest rates, late payment fees and origination fees that make these options not attractive.
While it can be tempting to tap into the equity of your home, it can be risky as well. Home equity rates adjust, so even though you may get a low interest rate now, it could go higher over time. You should check with a financial professional in your area to see if this makes sense for your financial situation.
As you can see, there are many, many opportunities for making money really quickly. To maximize your income – especially where service types of jobs are concerned – be sure to do your best work.
Developing a good reputation as you do the different jobs you find means people are more likely to call on you when they need help in the future.
Have you ever done any of these get money quickly? What are your favorite ways to get money when you need it fast?