If there’s one item we make sure we never forget, it’s our smartphone.
You are more likely to leave your wallet and driver’s license than your phone. Is this good or bad? Well, unlike a wallet that makes it easy to spend money, your phone helps you make money! And, you don’t need to have your wallet to make money on your phone.
Since there are so many ways to make money with your smartphone, it’s hard to know where to start. So, this list is organized by how much time it takes to complete each activity.
If you only have a few minutes at a time, focus on the first options. At the very most, these tasks only take 15 minutes to make money. When you have more time on your hands, try some ideas further down the list.
Table of Contents
- Perform Micro Tasks from Your Phone
- Take Surveys on Your Phone
- Other Money Making Apps
- Selling Online
- Side Hustles
Perform Micro Tasks from Your Phone
One of my favorite ways to make money with a smartphone is micro tasks. In most cases, you only need 15 minutes to complete the job. After each task, you get paid. And, there is a wide variety of tasks, so you should never get bored.
Swagbucks is a near-universal favorite for getting paid to do small tasks.
Some tasks only take five minutes to complete. These tasks include daily surveys, watching videos and playing games. And, Swagbucks pays you to search the web too! Sometimes, it will feel as if these tasks aren’t even “work.”
You will receive points for each completed task. You can redeem your points for PayPal cash or gift cards. For gift cards, your redemptions start at $3 for your favorite restaurants and stores. And, you can earn your first $5 as a sign-up bonus!
Tip: Read these tips to make Swagbucks worth your time!
InboxDollars is probably the next largest “get-paid-to” platform after Swagbucks. There are many different ways to make money with InboxDollars. Some of these include reading email, taking surveys and watching videos.
To double your daily earning potential, you might consider joining two platforms. Besides InboxDollars, you might join Swagbucks. Or, you can join one of the other platforms on this page.
If you prefer earning cash to gift cards, InboxDollars can be a better option. Plus, you receive a $5 bonus for joining.
MyPoints is the sister site to Swagbucks. The earning options are identical, but the award options can be different.
For example, you might earn 1,000 points from MyPoints and only 500 points at Swagbucks for an activity. Or, MyPoints might have a gift card sale when Swagbucks doesn’t.
You may not appreciate the overlap with Swagbucks. But, at least you know what to expect from MyPoints!
Another fun multi-purpose platform to make money with your phone is CashCrate. You will earn cash for each survey you complete. Plus, you also earn points for every online game you play and friend you refer.
It’s also possible to make money by shopping on CashCrate. And, you can also make money interacting with others CashCrate members.
If you want to earn gift cards, instaGC can be a good option. You make the most money taking surveys. But, you can also make money by watching videos, shopping online and playing games.
There are more than 360 gift card options to choose from. And, all gift cards are digital, so you receive them instantly.
6. Mechanical Turk
Do you want to earn Amazon gift cards? You should consider Amazon’s Mechanical Turk (MTurk) as an income stream. To be honest, MTurk is best for tablets and computers. This means your iPhone might not be MTurk-friendly. But, there are some mobile-friendly tasks (HITs) as well.
You will need to determine what works best for your phone. Two options include taking surveys and entering data from images.
Take Surveys on Your Phone
Another popular and easy way to make money with your phone is by completing paid surveys. Retailers, product developers, and many Fortune 500 companies are looking for your opinion. And, they will pay you for it!
7. Survey Junkie
Do you only have time for surveys? If so, Survey Junkie can be your best option! By taking surveys, you help shape new products designs. You will receive points for every survey good for cash and gift cards.
8. Vindale Research
For another survey site with daily options, look at Vindale Research. You will get paid up to $75 for each survey completed.
And, you can also earn additional cash by watching videos and leaving feedback. Plus, looking for special Vindale codes on select websites lets you earn cash too!
Vindale pays all members in PayPal cash or paper check. Once your account balance reaches $50, you can request instant payment.
9. Opinion Outpost
Opinion Outpost lets you earn cash or gift cards by taking surveys. As an added bonus, you enter into the quarterly $10,000 cash prize drawing with each survey too.
You will be able to complete surveys on a variety of topics. For example, today you might answer questions about the brands you use. Tomorrow, you might take a survey about your personal beliefs. With Opinion Outpost, variety makes each survey fun.
10. Ipsos I-Say
Ipsos I-Say is one of the oldest online survey communities. You will earn points for taking paid surveys and user-generated polls.
At the end of each year, you also earn a loyalty bonus. So, loyalty has its benefits with Ipsos I-Say! With Ipsos, your points are good for gift cards or contest drawings.
You can also earn extra points by engaging in user forums. For fun, you can also play games against other Toluna members. If you don’t know, Toluna is also a social media platform.
Not every survey is text-based where you must click the radio button ranging from 1 to 10 to leave your opinion.
Mindswarms is a video-based survey platform that pays you $50 PayPal cash. To get paid, record a 10-minute video response to test a product. If you’re quick with math, that’s $300 an hour! If you can answer seven questions in ten minutes, join Mindswarms. Even if you’re camera-shy, you should consider Mindswarms.
13. Panel PayDay
Panel PayDay will connect you with paid survey panels and mystery shopping jobs. With Panel PayDay, you can earn up to $75 per survey.
Here is how you can make money with Panel PayDay:
- Online Surveys
- Focus Groups
- Discussion Groups
- Mystery Shopping
- Online Mini-Jobs
If you do a mini-job, you can earn over $150 per job! If you ask me, that’s pretty impressive. As a new Panel PayDay user, you will also earn a $25 bonus. To earn the bonus, you only have to take your first survey.
14. Harris Poll Online
Harris Poll Online is one of the oldest survey companies around. And, they let you take surveys from your smartphone. Governments, non-profits, and household brands partner with Harris to garner your opinion.
With each survey, you earn points for cash or gift cards. To earn extra points, you can also share your shopping purchases with the Harris ShopTracker program. With ShopTracker, you tell what you buy each month to earn points.
Other Money Making Apps
Mobile apps come in all shapes and sizes. For instance, you probably have a half dozen apps you use on a regular basis. Maybe, you use these apps to listen to podcasts, bank online and get driving directions.
Why not use an app that helps you make money as well?
If you want an app that makes money, look at these.
Ibotta is a mobile app that helps you earn cash back every time you visit the grocery. Before you check out, activate the cash back offers within the app. With Ibotta, you can get cash back at nearly any grocery store. Plus, the app also works at discount stores like Walmart and Target too.
There are two different types of cash back offers to activate. For example, you might get $2 back buying a 12-pack of Coca-Cola. Or, you can earn cash back when you purchase a loaf of bread, regardless of the brand. Most importantly, you don’t have to clip paper coupons to enjoy the savings.
When you cash out, you can request payment by PayPal, Venmo, or gift cards.
It doesn’t get any easier to make money shopping than with Paribus. All you have to do is link your email address or Amazon account to Paribus. And, when a price drops, you can get a price refund! With Paribus, you get cash back at over 30 online stores.
You can file price protection claims yourself and receive the price difference as a refund. And, let’s be honest, how many times have you taken the time to request a partial refund? Probably never.
If you’re like me, you probably never knew about this hack. So, Paribus helps you get free money with minimal effort.
17. Clarity Money
Clarity Money is an app that works similarly to Mint, at least in part. First, you can hook up your accounts to the app so it can help you analyze your spending data.
Clarity Money will also make suggestions for how you can save more money. The best part is, you can use these suggestions and take action right there, within the app.
Finally, Clarity Money has an in-app savings account. With Marcus by Goldman Sachs, your deposits earn 2.05% APY. If you don’t follow bank interest rates, this is one of the highest current rates. You can also schedule automatic deposits so you can easily save your extra income each month.
And, Clarity Money is free to use.
Rakuten is one of my favorite apps! Here’s why. You and I can get up to 40% cash back on nearly any online purchase.
Even though Rakuten is accessible on a tablet or computer, the Rakuten app offers bonus cash back. For select retailers, you get special in-app bonus cashback.
Each calendar quarter, Rakuten will send you a “Big Fat Check” in the mail. Or, you can also get PayPal cash or a gift card. As a new Rakuten member, you get $10 bonus cash by making your first $25 purchase with Rakuten.
Jobs2Shop will pay you to mystery shop. After shopping “incognito” at a store or restaurant, you leave your feedback on the Jobs2Shop app.
Of course, you can also make money with these other online activities:
- Mobile surveys
- Playing games
- Shopping online
- Redeeming digital coupons
You will get paid in cash and will earn a $5 sign-up bonus.
20. Receipt Hog
All you have to do is snap a picture of any receipt. For many purchases, you earn coins that can use for prizes like PayPal cash and Amazon gift cards. You can earn bonus cash by taking surveys and entering contests too.
No purchase is necessary to earn points with Shopkick. Although, you will earn more points when you make a purchase.
To make money with Shopkick, you first need to download the app, then enable your phone’s location services. First, you will earn points for walking into the store. Then, you can earn more points by scanning product barcodes.
This can be a fun way to get your exercise and interact with the public. Plus, you might be able to earn a free gift card each time you leave the house!
At this time, Slidejoy is only available for Android users. If you have Droid, you can get paid each time you unlock your phone. This is because Slidejoy displays an ad or video on your lock screen.
Whether or not you explore the ad further, you earn points that you redeem for gift cards. According to Slidejoy, the average user spends 10 minutes per day on the app. Like anyone, you can easily find 10 minutes to make money looking at ads.
The EasyShift app pays you to mystery shop. When you shop, you check prices and take pictures of products and storefronts. With each shift (job), you receive a checklist within the EasyShift app. To get paid, check each task checkbox that you complete in real-time.
Jobs are available in most U.S. cities. And, you will earn PayPal cash within 48 hours of completing the job.
Mobee will pay you to mystery shop at your favorite stores. When you are on a time crunch, most missions take five minutes or less to complete.
While you are inside the store, you simply answer between five and ten questions on the Mobee app. As you complete each mission, you earn points for cash, gift cards and prizes.
25. National Consumer Panel
National Consumer Panel only requires one hour of your time every week.
Right before you go to bed one night, share your shopping activity for the week. To get paid, scan the receipts of products you buy with the NCP app. For each product, share the purchase price and the place of purchase too.
With each scan, you earn points that are good for cash, gift cards and prizes. And, NCP also increases your point payout the longer you remain an active member. To get the bonus, share your shopping history every week.
26. Nielson Digital Voice
With Nielsen Digital Voice, you earn points for every hour you use your smartphone. This is because Nielsen gauges how the average person uses their phone.
Is it used to make calls, send text messages, surf the web, or interact with downloadable apps?
Join Digital Voice so they can find out. And, you’ll have the chance to earn cash prizes for your efforts.
Vigglepays you one point per minute to watch your favorite TV shows. And, you might discover a few new favorites too. Some shows will even pay bonus points for every 10 minutes you watch. You can earn gift cards, prizes or prepaid debit cards.
How can you watch your favorite shows and earn points?
First, download the Viggle app to your Android or your Apple phone. Then, interact with the app as you watch the show. You can watch the show on live TV. Or, you can stream it later on Amazon, Hulu or Netflix.
Also, there are in-app bonus point games like trivia and friendly competitions. As you can expect, these games make the viewing experience more enjoyable.
Perk.tv is Viggle’s sister site. Although similar, you earn points by watching news clips and movie trailers.
Viggle is more focused on syndicated television shows. So, it can be well worth your time to download both apps. And, you can pool your points between Perk and Viggle to earn rewards even sooner!
Qmee pays you to search online at with your favorite search engine. Next to the regular search engine results, Qmee shows product listings that might interest you. With a single search, Qmee doubles the results!
It’s possible to earn bonus points by using Qmee in three ways:
- Redeeming digital coupons
- Taking the daily survey
- Watching videos.
Even better, there isn’t a minimum payout threshold. So you can request PayPal payment every day if you’re an active searcher!
AppNana will pay you to download and test apps. Since new apps constantly launch, you get paid to be one of the first testers. With AppNana, you find the next best app before it becomes popular.
For each test, you earn points that are good for gift cards and game downloads.
You can also get paid to watch videos and app trailers from your smartphone with AppTrailers. For your efforts, you can receive digital gift cards and PayPal cash.
When you refer a friend, you will earn bonus points for each video they watch. In all, AppTrailer users watch over 5 million videos a day. So, you won’t be the only user.
32. Music Xray
If you enjoy listening to music, you can get paid to listen to new music and rate it at Music Xray. During the application process, list your favorite bands to hear new music. Then, Music Xray recommends similar songs and bands. This way, you can discover new music to add to your playlist.
As a matter of fact, you will earn 10 cents per song that you listen to. Plus, you can get free gear from the bands you follow!
We all have something we can sell to make some quick cash. Especially, if you have bills to pay. Or, you want to earn consistent monthly income in your free time.
First, enter scan the book barcode. At once, you get buyback prices from more than 42 vendors. After you finish scanning each book, it’s time to pick the best vendor.
Most vendors provide a prepaid shipping label. When they receive your books, they send PayPal cash within 48 hours.
Decluttr is an app that buys your used DVDs, CDs, books and electronics. Their app scans barcodes so you can sell multiple items quickly. After that, Decluttr emails you a prepaid shipping label. However, if you don’t have shipping supplies, they will mail you those too.
Every order has free shipping. And, you will receive PayPal payment the day after Decluttr receives your goods.
But, SecondSpin doesn’t have a mobile app. Even so, you can still list your items with your phone using the mobile browser.
Foap is one of the few apps that let you sell pictures online taken with your phone’s camera. This photo-selling app works with Apple and Android devices. And, you get paid when a company buys one of your photos
To start, take pictures of everyday life or your most recent trip. With Foap, there’s a chance you can make money!
37. Parking Panda
You might be a landlord and didn’t even know it. In brief, you can rent your parking spot with Parking Panda to tourists.
If you own one of these coveted spots, you can make a lot of money. And, you no longer have to rely on your friends to help you rent it to their friends.
Poshmark is a leading clothing resale site my wife uses to buy and sell clothing. To make money, snap a picture with your phone in the app. Then, upload the pricing details. In a matter of minutes, you can list several items. No doubt, it’s easy to sell on Poshmark.
When an item sells, Poshmark provides a prepaid shipping label. Finally, attach it to the package put it in the mail. At this point, you get paid!
Besides Poshmark, learn where else you can sell clothes online.
It’s free to list and sell on Craigslist. Notably, there are no “middleman” commissions or shipping fees! And, you might also like this option if you have bulky items to sell like furniture. Also, you can sell exercise equipment or old television sets too.
As an alternative to Craigslist, you might also consider Letgo, Offerup or Facebook Buy and Sell Groups. All of these groups are free to list and sell. And, some sellers consider these apps to be smartphone-friendly. As a result, some buyers don’t even use Craigslist.
40. Gift Card Granny
Use Gift Card Granny to sell your unwanted gift cards. To get started, enter the serial number and gift card balance into the app. Then, Gift Card Granny compares the buyback prices for the various gift card marketplaces.
Now, you choose the best offer, and you can get paid right away. You can earn up to 92% of each card you sell.
This final section can be the best-earning options. But, these ideas can require the most time. To earn the most cash, focus your efforts first on these side hustles. Then, use any spare time to pursue one of the options listed above.
For instance, owning a smartphone makes multitasking easier than ever. In particular, you can start and pause projects on-demand.
You no longer have to work for a pizza company to deliver food for cash. Instead, DoorDash partners with many take-out restaurants. So, you can deliver a variety of different cuisine.
For example, you might deliver
So far, DoorDash has delivered over 10 million orders to hungry customers!
To begin, you only need a reliable vehicle, moped, or good walking shoes. Of course, don’t forget a smartphone with the DoorDash app!
To become a Dasher, you will also need:
- Valid drivers license
- Valid insurance
With DoorDash, you get paid weekly and can even earn tips!
So, you need a spare bedroom or a whole house to make money with Airbnb. Even if you don’t own a second home, you can rent your home when you travel. If you travel often, you can rent your home multiple times a year.
As an Airbnb host, you open your doors to travelers who don’t want to stay at a hotel. As a result, they pay less, and you make more money!
In addition to listing on Airbnb, try VRBO too. This can be a fun way to make some extra cash.
If you own a reliable, 4-door vehicle, you can become a Lyft driver. As a driver, you get paid to drive people around town. Once you pass a background check and your car passes a safety check, it’s drive time! In the app, accept a ride request to earn your first dollar!
To earn the most cash possible, be sure to read our Lyft driver tips.
Uber is the other large ride-sharing behemoth. Likewise, it can make a great side hustle for you as it did for this guy. Since you are an independent contractor with Uber and Lyft, try driving for both companies. Doing so may minimize your downtime between rides. And, you may be able to find the highest-paying ride at the moment too.
Like Lyft, you will need to complete a background check process before you can start driving.
Gigwalk is an app that pays you to perform tasks around town. As a gigwalker, you might be asked to verify prices at local stores. Also, you can take pictures of shelf displays to ensure the products look appealing. Or, you will make sure public events are held at the proper time and place.
Basically, you are the eyes and ears of national companies. For your effort, you get paid in PayPal cash.
You can become a gigwalker in most large U.S. and Canadian cities.
46. Field Agent
Field Agent is another app that is very similar to Gigwalk. You might compare both platforms to see which one provides better gigs. Or, you can join both to increase your chances of getting paid to shop. When you’re ready to mystery shop, simply choose the best open job.
Once you accept a job, you have two hours to complete the required tasks. Doing so means you receive PayPal payment.
All you have to do is decide how much money you want to invest each month. Then, Betterment invests it in a basket of ETFs (Exchange Traded Funds). Of course, this portfolio matches your age and investment goals. So, you don’t have to worry about it being too risky for your age.
Once you fund your Betterment account, your money invests right away. Then, use the Betterment app to check your passive income growth. With the app, you can also increase your contribution amount or make a withdrawal.
48. Ally Invest
As a DIY investor, you may prefer Ally Invest. On many accounts, it’s one of the best online brokers to trade stocks. And, you can also invest in commission-free ETFs. Plus, they have a nice set of research tools that free investing apps don’t offer.
All stock and ETFs trades cost $4.95. Right now, that’s the lowest fees for online brokers. And if you make more than 30 trades a quarter, each trade costs $3.95.
Ally Invest also has a very functional mobile app. This apps gives you the tools you need to make trades.
Tip: Receive some of the best investing advice with Motley Fool Stock Advisor!
49. Lending Club
If you want a stock market alternative, look at Lending Club. This peer-to-peer (P2P) lending platform lets you invest in “microloans.” These loans can provide a better rate of return than CD accounts or bonds.
Investors can earn as much as 25%, but averages are usually between 3-8%.
Since you are “the bank,” you earn an interest payment every month the borrowers send their monthly payment to Lending Club. You can track your progress and invest in new notes with Lending Club’s mobile app.
A smartphone has many functions besides texting and browsing social media. So, start making money with your phone today! In fact, you can have fun while getting paid. The fact that you can do both at once is why these ideas are so popular.
There are so many different ways to monetize your hobbies with a smartphone.
What are the three activities you want to start making money from first?
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